The Impact of Online Identity Theft on Consumers and Organizations Internet fraud has become a major issue due to the ever increasing population of internet users, because the internet is such an easy solution to fast sufficient services readily available for busy lives that’s is why most of us are now dependant on the internet in some shape or form and each time we use the internet we input data that are related to use from our name, address and even bank details with the assurance that the site is safe and trustworthy, but this is not always the case because the security system implemented like all things in this world has weaknesses.
I think that shoplifting is a growing problem in today's society. I believe that the temptation of not paying for something is very big factor in why people steal. Shoplifters perceive shoplifting as a form of self nourishment or as a way to relieve fear or pain in their life. In truth, shoplifting is self-destructive not self-nourishing, but shoplifters often can’t see the paradox (slp). A person's addiction to shoplifting can develop quickly when the excitement generated from "getting away with it" produces a chemical reaction adrenaline resulting in what shoplifters describe as an incredible "rush" or "high" feeling, which many shoplifters will tell you is the "true reward," rather than the merchandise itself (slp). The perpetrator of shoplifting thinks he his getting a product for free and doesn't realize it's impact on his future or the community. Shoplifting has a wide range of affects on more than just the perpetrator and his future. It negatively affects the merchant, consumers, prices, law enforcement and the economy.
Identity theft is a term used for describing criminal that uses individual’s identity without consent. A common crime of identity theft would be identity fraud. Many of the crimes are regularly connected with money-related issues (Reyns, 2013). With technology being commonly used nowadays we are getting more dependent on it for business, financial, medical, and other forms. As a result this became a target for identity thieves as well. The Internet provides us information and accessibility, but information being stored on the Internet eas...
You come home and find two mysterious UPS packages at your doorstep. Funny; they're addressed to you, but you didn't order anything. You open one of them to find a cell phone with the latest accessories. The enclosed invoice shows that it was shipped to you but billed to someone with your name at another address a few miles away. Same name? Same city? Stranger things can happen. There's a phone number, so your husband tries to call to let your namesake know that UPS delivered her packages to the wrong address. When you hear the woman on the line say, "Yes, this is [insert your full name here]," you get a sinking feeling in your stomach. Your husband quickly hangs up on her. Another review of the invoice reveals payment was made by MasterCard. You have a MasterCard but haven't used it in a while, so--what the hell--you call the toll-free customer service line. After being transferred here and there, answering this question and that one, it hits you: you're just another victim.
Often imposters steal or use someone’s identity to conceal their true identity from their creditors or other individuals or from hiding from the government. They often use the victims’ photos and personal information through social networking sites and create stories to believe every around they are the real person. This is described as Identity Cloning or concealment as the imposters conceal themselves under someone’s identity.
There were lots of problems in our society that we absolutely have no ways to prevent. One of the most serious problems in today 's society is that there are lots of swindlers around the world. Fraud is when a person intended to deceive others to get money, as today 's techniques have gotten better and better everyday; the cheaters get the advantages of it. They use those network communication techniques to get people’s information and use those information to cheat your money. There was no age limit for the target people, whom the teenage, middle age and old people can become their targets. The cheaters will use different ways to cheat money. Mostly the cheaters will use the Internet to cheat the teenagers since all the teenagers are chatting
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
Cyberstalking, simply is stalking someone on social media or any other websites. It has been common the use of latest devices, mostly the social media, to harass someone. Common features include false accusations, monitoring, threats, identity theft, and data destruction or manipulation.
Fraud and white-collar crime are common forms of crimes that people commit in various aspects and positions in the corporate world. Fraud and white-collar crimes have similar meaning as they refer to the non-violent crimes that people commit with the basic objective of gaining money using illegal means. The cases of white-collar crimes have been increasing exponentially in the 21st century due to the advent of technology because fraudsters apply technological tools in cheating, swindling, embezzling, and defrauding people or organizations. White-collar crime is a complex issue in society because its occurrence is dependent on many factors such as organizational structure, organization culture, and personality traits. Thus, the literature review examines how organizational structure, organizational culture, and personality traits contribute to the occurrence of white-collar crimes.
Bank net India (2006) conducted “An online survey on 316 ATM users” survey is limited to India to get insight into users‟ perceptions. It is concluded from the survey that the most use (56%) of ATM services is for bill payments and pre-paid mobile recharge where 64% respondents feel comfortable with depositing cash/cheque through ATM but they have to wait in long queues and find no money left in the machine
In 2013, 13.1 million people were fraud victims (Collins-Taylor, 2014). The number of victims of identity theft has increased by 500,000 consumers in the last year yet the actual amount of money stolen has dropped from an all-time high in 2004 of $48 billion to $18 billion in 2003. When identity thieves do successful steal an identity they are three times as likely to use the stolen information to purchase gift cards (Collins-Taylor, 2014), this will allow the thieves to secure more money that is less traceable from individuals than if they were to attempt to open a credit
Identity theft is a non ethical criminal offence. It is when someone gathers someone’s personal information and uses it against them. Fraudsters usually get a hold of personal information using three methods: information given away, offline methods and online methods. People commit this crime for many different reasons, but they all have one common goal of using some else’s identity to their advantage. There are many different type of identity thefts, which are categorized on what the criminal is using the identity for. Having said all of this, identity is a crime that can cause a lot of finical and reputation damage to the victim and that is why it is important to prevent it. Identity theft can be prevented if everybody knows exactly what it is and what they can do to keep their identity safe.
The Information revolution is changing our daily lives. With the rapid development of computer and internet, online commerce become quite common and plays an important role in the modern world. The online business has booming development in these few years. US online retail sales raised an average of 11% in the first three months of 2009 (“US Online Sales Up,” 2009). The growth of online sales may due to the growing number of consumers who shop online. In the case of Asia, survey reported 77.6% of Internet users have online shopping experiences in 2003 (as cited in To, Liao & Lin, 2007). Online shopping is very different from traditional shopping. Consumers cannot touch and check the product before purchasing it, which means they are at higher risk of fraud than traditional shopping. Consumers also have other concerns such as credit cards security of online shopping. Then questions should be raised: what is the advantage of online shopping? Why people shop online? In following paragraphs, the advantage of online shopping for the consumer and consumer’s motivation to shop online will be reviewed and discussed.
Everything online is about content. If you can create content, either written content, audio content or visual content, then you can create something online that can earn you money. Making money online is all about giving information, answering questions, and entertaining people, and some ways of doing those things will make you money very quickly while other ways will require much more work and consistency.