The Blueshield Concept

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The early days of Blue Cross and Blue Shield Plans marked the birth of prepaid health care coverage in America. In the early 1900s, the BlueShield concept emerged because employers in the lumber and mining camps in the Pacific Northwest wanted a way to provide medical care to their workers. A system was set up where they could pay fees to "medical service bureaus", which were composed of groups of physicians which would guarantee the workers physician services and care. In 1929, Justin Ford Kimball, an official at Baylor University in Dallas, introduced a similar plan to guarantee schoolteachers 21 days of hospital care for $6 a year (Kimball, n.d.). The popularity of this plan grew quickly and thus the BlueCross concept was born. In 1982, Blue Cross merged with BlueShield and the BlueCross BlueShield organization was birthed (Wellmark, n.d.). …show more content…

By 1956, this company was providing coverage on a large scale because they had developed the community enrollment plan. In 1969, Tennesee Hospital Service Association was renamed to BlueCross Blue Shield of Tennessee and became part of the BlueCross BlueShield organization. Through the years, there have been many acting CEO’s and the program has had continuous growth. According to its website, BlueCross BlueShield is the largest health benefit plan in Tennessee (BlueCross BlueShield, n.d.). It has its own board of directors that governs it and is a not-for profit organization. The corporate headquarters are based in Chattanooga, TN with approximately 5,400 people whom are employed full time in the Cameron Hill office. It also has regional satellite offices in Jackson, Johnson City, Knoxville, Memphis, and Nashville. As of 2006, the company proudly served upwards of 3 million people in Tennessee and across the country (BlueCross BlueShield,

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