Supplemental Income Program
In 1972, Congress replaced the State-administered programs with the Federally administered Supplemental Income (SSI) program as an assistance source of last resort for the aged, blind, or disabled whose income and resources are below specified levels. The SSI program went into effect in January 1974, administered by the Social Security Administration (SSA). SSI has been highly successful in helping society's most vulnerable citizens. These individuals rely on SSI benefits in order to purchase the basic necessities of food, clothing and shelter. The program targets those who are the neediest, those who are too limited by their disabilities or too elderly to be expected to provide fully for their own needs.
Supplemental Security Income went in to operation as a result of the Social Security Amendments of 1972. SSI is like Social Security in that both programs pay monthly benefit payments and both are administered by the SSA. There are four reasons why SSI is different form Social Security benefits. The first reason is that SSI payments are not based on your prior work or a family member's prior work. The second reason is to get SSI, you must have limited income and resources and you must be at least 65 years old, blind or disabled. The third reason is that in most states, SSI recipients also can get Medicaid (medical assistance) to pay for hospital stays, doctor bills, prescription drugs, and other health costs. Lastly, SSI recipients may also be eligible for food stamps in every state except California.
To be eligible for SSI benefits, an individual must be at least age 65, blind or disabled, a United States citizen or an eligible noncitizen and reside in the United States. To ensure...
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...argest population. SSI continues to grow to help those that really need it.
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Every week a special fee charged for social insurance in every individual’s paycheck. Later when you decide to retire, or get sick, you can receive Social Security benefits. The Social Security is a contribution, which is institutional (Tussing, 1974). There is also the Public Assistance program, which belongs to the Federal Agency. It was designed for Emergency Management (AP). Public Assistance provides secondary, federal assistance to state governments, and state government agencies those are non-profit organizations that must verify specific criteria and are "institutional and residual" (Tussing, 1974). Tussing analyzed the breakdown in the social welfare system in America in the article 'The Dual Welfare System' (1974). Tussing argues that in America there is "social insurance" also known as Social Security which is "public charity" that a retiree receives in this country. Tussing also argues that the only difference between Social Security and Public Assistance, is the vocabulary used to provide Public Assistance and Social Security e.g., some of the words that express a certain Ideal. For example "charity" and "help" are used to describe public assistance, while the language used for forms of insurance is more favorable: "safe" or
Originally, the program benefits were restricted to people who were aged 65 years old and older. However, now women and men who are 62 years old can receive these benefits. Furthermore, the program changed over time, and is now also known as the Old-Age, Survivors, and Disability Insurance
The Social Security Act was enacted in 1935, and since then it has undergone numerous revisions and amendments. Today the act covers a wide range of benefit programs, including Medicare, unemployment compensation, and Supplemental Security Income. The major portion for which the Social Security Act has become known, however, is the Old Age, Survivors, and Disability Insurance program, or OASDI. While today the OASDI program is most frequently referred to as “Social Security,” it is only a thread in what has been called the “social safety net.” Therefore, throughout this paper, it should be understood that Social Security will be the term used to refer to all its encompassed programs as a group, as a matter of convenience.
Throughout the years, social welfare policies have been created, reauthorized, and amended. Social welfare is all social interventions intended to enhance or maintain the social functioning of humans. Many programs have been created through social welfare policies to ensure people are having their needs met. The Supplemental Nutrition Assistance Program is one of those programs that were created from the Food, Conservation, and Energy Act of 2008 that was designed to meet the needs of people.
Social welfare is the use of material and physical aid by the government for its citizens in need. It comes in the form of unemployment compensation, food stamps, retirement benefits, and various social services ranging from drug rehabilitation to child care assistance. Also, before there was public welfare provided by the government, there was private welfare issued by private organizations, like churches and groups of individuals wanting to help the less fortunate. Some of those institutions still live on today, and provide people with food, shelter and clothing. Those places are where the ideas of public welfare started, and soon worked their way up to the people that could make those decisions. Unemployment compensation is given when an individual is unemployed, and cannot pay for the necessities. That payment is intended to be used to buy clothes, food, pay bills, ect. Other types of welfare that are commonly used are retirement benefits. Retirement benefits are given out to individuals who have reached the age of 65, and have accumulated money in taxes over their lifetime. Different benefits for the retirees in include
Social security, the federal retirement system, is one of the most popular government programs in United State?s history. Today, Social Security benefits are the backbone of the nation's retirement income system. The long road to the successful development of social security began in 1935. Before 1935, very few workers received job pensions. Those workers that were covered never received benefits because they were not guaranteed.
...able to work again on a regular basis. There are also a number of special rules, called “work incentives,” that provide continued benefits and health care coverage to help you make the transition back to work. If you are receiving Social Security disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same. In most cases, people will continue to receive benefits as long as you are disabled. However, there are certain circumstances that may change your continuing eligibility for disability benefits. For example, your health may improve to the point where you are no longer disabled; or like many people, would like to go back to work rather than depend on disability benefits. The law requires the review of cases from time to time to verify that people are still disabled.
It was during the 1930’s that welfare programs were implementing additional welfare benefits, this included Supplemental Security Income. S.S.I allowed citizens who are aged or disabled the ability to receive monthly checks. The funds for these checks is taken from the United States Treasury to ensure a standard nationwide rate.
Social Security is a major social program that provides benefits to multiple groups of people within the United States. These benefits include payments for pensions, disability, and unemployment compensation just to name a few. The majority of social security beneficiaries are retired workers and the remaining are pension recipients, disabled workers, dependent spouses, and children of retired or deceased workers respectively (Hyman, 2011). Social Security is financed through a taxpayer payroll tax, in addition to an employer’s portion that is matched and paid directly to the government on a quarterly basis. The employer portion of Social Security is usually not transparent to employees, but is a requirement for companies by law. In addition, self-employed individuals are also required by law to pay their own portions of OASDI and Medicare. Overall, the eligibility requirements for Social Security benefits are based on paying a tax through a place of employment and can be collected once workers have reached their assigned retirement age or become disabled. The employee and employer contribution rate is 6.2% (7.65% include FICA), up to the maximum wage base of $113,700.
Medicare was designed for beneficiaries sixty five years and older and enrollees who are permanently disabled and are unable to work. Medicare benefits are applied for at the Social Security office, where proof of eligibility is required. Medicaid however is health care benefits for those who are low income and do not have insurance through their job (Medicare.gov, 2008).
Before the social security act of 1935 the support of the elderly was a “state matter”, the state held the power to regulate money that was given to the people. The elderly and physically disabled had to rely on their sates to implement programs to help them financially and most states during the great depression didn’t see this problem as a necessity. The Roosevelt administration caught this and created social security on a national level. “The social security act of 1935, an act which sought to provide general welfare by establishing a system of federal old-age benefits, and by enabling the several states to make more adequate provisions” (SSA). The key word in the quote is “federal old age benefits” which means the...
On a fundamental level, welfare is the aid provided for those in need in the form of money or necessities. The six most common forms of welfare include Temporary Assistance for Needy Families (TANF), the Food Stamp Program (FSP), Supplemental Security Income (SSI), Medicaid, housing assistance, and the Earned Income Tax Credit (EITC); these programs supply the most essential needs of citizens who live without them. In the ethical regard, welfare promotes economic consistency by providing for those who cannot provide for themselves. Without the introduction of welfare programs, there would be an insurmountable economic depression as well as a perpetual population of unemployed, impoverished individuals. The United
The original Social Security program was created in 1935 however disability insurance was not included until 1956. In 1956, Social Security was amended to create a federal disability insurance program, and Social Security Disability Insurance was introduced. Initially the program was created for individuals between the ages of 50 and 65 who had substantial work history, children who were disabled before the age of 18 and dependents of deceased workers. (DeHaven)
The Social Security Act of 1935 was established in order to help Americans receive benefits when they retire or in the event that they are not able to work anymore. All Americans who work pay taxes, which in turn are put into the Social Security system. When this act was passed, it was meant to supplement a person's income, when reaching the age of retirement. This money would add to their pensions or savings. Many retirees now depend on it as their only source of income. In the past, the majority of jobs had pensions and the employee contributed to it. In modern society, pensions are no longer the norm in jobs as they were 50 years ago. Blue collar jobs are more than likely to not have any sort of pension plan as opposed to white collar jobs. Not all people receive the same amount of money when they retire. Depending on the salary you earned when working, that will determine how much you will receive in your monthly Social Security check. A person who has worked at low paying jobs in their lifetime will barely receive enough in Social Security. Many of our elderly in the United States barely receive enough money that many elderly live below or just barely above the poverty level.
The birth of the social security program started as a measurement to implement “social insurance” during the great depression of the 1930s, when the New York stock exchange crash in 1929 America then slipped into economic depression with unemployment exceeded 25% so president Roosevelt’s sign the social security act to help the poverty rates among the senior citizen which exceeded 50%, since then social security has became increasingly controversial.