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Effects of poverty on an individual
Effects of poverty on an individual
Effects of poverty on an individual
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The crippling effects of poverty is one of the main themes explained in “Evicted,” by Matthew Desmond. The author illustrates the poor state of the housing market in Milwaukee. The housing markets state explains how poverty is affecting people and the economic exploitation that was also experienced. “Evicted” explains how private properties were rented to the poor and disadvantaged tenants. A large portion of the poor population are excluded from homeownership and public housing which consequently leads people to rent in the private housing market. Renting in a private housing market, allows landlords to charge more, to then make a profit. Vouchers are intended to help assist people with rental expenses, “In Milwaukee, renters with housing vouchers were charged an average of $55 more each month, compared to unassisted renters who lived in similar apartments in …show more content…
similar neighborhoods” (Desmond 149).
Tenants being charged a higher rate is also seen in Samiya Bashir’s “Home is Where the Harm is: Inadequate Housing as a Public Health Crisis”. The higher monthly rate is forcing families to neglect other needs, “when families are forced not only to meet, but often exceed, standard spending on housing, other important needs suffer, such as food, health care, and insurance as well as family activities that provide exercise and emotional stability” (Bashir 735). The higher rates directly correlate to the struggle of trying to make rent. This is explained through Lamar’s story in “Evicted”. Lamar was a disabled veteran who was unable to collect SSI. He was denied and was told that he could still work in his condition. Despite being told he could still work in his condition, he was
then faced with the problem of job scarcity. The Milwaukee job market has historically struggled, “between 1979 and 1983, Milwaukee’s manufacturing sector lost more jobs than during the Great Depression- about 56,000 of them” (Desmond 24). Making rent was also made challenging by the welfare reform that occurred, “When W-2 fully replaced Aid to Families with Dependent Children in 1997, it provided two types of monthly stipends: $673 for beneficiaries who worked and $628 for those who didn’t or couldn’t, usually because of a disability” (Desmond 25). There were challenges associated with making rent for the tenants, however, Sherrena Tarver, a Milwaukee landlord was not concerned. Sherrena would be sure to collect rent and could even charge voucher holders above market rate rent since she was the landlord. Sherrena was able to to net roughly $10,000 (p. 152) a month on three dozen inner city units filled with tenants at or below the poverty line. When examining the roles of the individuals in this book, it simply showing the the spectrum of people who are affected by the current system. There is no easy fix for the market. The market is taking advantage of the vulnerable because housing is a necessity. This raises the question of, is housing a basic human right? How can we protect vulnerable populations from the market? How do we reform the current system?
Chicago’s Cabrini-Green public housing project is notorious in the United States for being the most impoverished and crime-ridden public housing development ever established. Originally established as inexpensive housing in the 1940’s, it soon became a vast complex of unsightly concrete low and high-rise apartment structures. Originally touted as a giant step forward in the development of public housing, it quickly changed from a racially and economically diverse housing complex to a predominantly black, extremely poor ghetto. As it was left to rot, so to speak, Cabrini-Green harbored drug dealers, gangs and prostitution. It continued its downward spiral of despair until the mid 1990’s when the Federal Government assumed control the Chicago Housing Authority, the organization responsible for this abomination. Cabrini-Green has slowly been recovering from its dismal state of affairs recently, with developers building mixed-income and subsidized housing. The Chicago Housing Authority has also been demolishing the monolithic concrete high-rise slums, replacing them with public housing aimed at not repeating the mistakes of the past. Fortunately, a new era of public housing has dawned from the mistakes that were made, and the lessons that were learned from the things that went on for half a century in Cabrini-Green.
“The Deeper Problems We Miss When We Attack ‘Gentrification’”exhibit their opinion on the positives of gentrification and the potential of “revitalization” in low-income urban communities. Badger argues that gentrification brings nothing more than further opportunities for urban communities while integrating citizens of different social classes.Furthermore , she continues to question if gentrification is in fact the monster that brings the prior expressions against gentrification where she says “If poor neighborhoods have historically suffered from dire disinvestment, how can the remedy to that evil — outside money finally flowing in — be the problem, too?”(Badger) Stating that the funds generated from sources external that are brought into these communities can’t be problematic. This concept is further elaborated in the article “Does Gentrification Harm the Poor” where Vigdoor list the potential positive enhancements gentrification can have on an urban area in America ,stating that gentrification can
In the Pulitzer prize-winning novel Evicted, sociologist Matthew Desmond follows eight families as he exposes how the lack of affordable housing perpetuates a state of poverty. He even goes so far as to assert that it is eviction that is a cause of poverty, not the other way around (Desmond 229). While this latter argument is as engrossing and it is striking, analyzing it with justice is simply not possible within the scope of this paper. Nevertheless, it is these two factors—inescapable poverty and eviction—that engender an unrelenting condition of financial, emotional, and communal instability, effectively hindering any chance of upward mobility.
In the New York Times article titled “The Perverse Effects of Rent Regulation,” Adam Davidson details the housing situation surrounding the economically and culturally diverse area known as the East Village. In order for an agreement to be reached concerning rent regulation and government housing programs in the area, the six key factors that drive public policy formation must be considered.
The American dream was owning a house with a white picket fence. Now this dream is impossible. Individuals and families find it more difficult to find a decent home to rent in a suitable living area. According to Huffington Post, the hourly wage needed to afford a two bedroom apartment in California is at least $26 an hour. This is more than triple the minimum wage. Eviction, relocation, and inflation are the common keywords that associate with affordable housing. I 'm hoping to persuade you to support affordable housing for all. Today, I will be discussing, one, inflation of the housing market that needs to decrease, two, eviction from homes, three having to move to communities far from their work site.
Compare and contrast the ways in which housing inequalities are discussed from the perspectives of social policy and criminology, and economics (TMA 02)
This paper will be predominantly focusing on public housing within Ontario. Not only will it look at the basics of Ontario but examine more directly on Regent Park within Toronto. It will discuss what public housing is and the explanation for why it exists, the government housing programs that are present with regards to public housing and the results of the government programs. The Purpose of this essay is to argue that the problem of public housing will never
"The High Cost of Rent Control." Www.nmhc.org. National Multi Housing Council, 2013. Web. 04 Dec. 2013.
... went on the infamous question of the deserving poor was brought up and low-income individuals and families had to fit into certain regulations in order to be allowed to live in public housing. Public housing also faced many financial difficulties at the federal level due to difficulties with congress and presidential administrations. Financial problems were also present at a local level and were reflected with poor housing authorities and rising rents and reduction of services. The actual design of these public housings also proved to be problematic, and its most problematic feature were perhaps the segregation among them and the violence that arose from some of these. Overall, public housing failed to be as successful as originally environed, because in practice they suffered from overcrowdings, racial tensions, violence, poor management, and financial problems.
Eviction causes a vicious cycle of homeless and poverty. Eviction promotes homelessness by tarnishing individual’s ability to obtain adequate housing, and worsens poverty and exclusion by trapping individuals and families in a vicious circle of difficult circumstances. The primary cause of eviction is financial; people from lower socioeconomic situations are facing the worst affordability crisis in several generations .There is also a tertiary affect on a person’s health when exposed to prolonged homelessness from eviction. Eviction and homelessness is extremely diverse, effecting men, women, families, children minorities and the mentally ill. This issue is difficult for economically secure people, or people from a different socioeconomically
The restrictions on the amount the rent can be raised have prevented the law of supply and demand to find the market clearing price allowing for the supply of rental units to meet the demand. Edmonton on the other hand, even in times of economic boom has not implemented any form of Rent control. Therefore, allowing the laws of supply and demand to set the price. By doing so one can see when comparing Edmonton’s vacancy rates and population growth have allowed for Edmonton’s supply of rental units to catch up to the demand for rental units. Consequently rent control has done the exact opposite of what it was implemented to do in the first place, instead of trying to make sure everyone has access to affordable housing it has created a shortage for
One should be using ⅓ of their income to pay for housing or rent to have money left over for other necessities. For most Oregonians, this is not the case. According to an article “Raise the Roof” forty percent of Oregon renters are paying more than ⅓ of their income (Strege-Flora). With such unaffordable housing, a rising of an “alarming number of evictions of low- and fixed-income… homelessness, and housing instability [has spread] throughout Oregon (Vilet). Sandy Burke is one of the many victims of this housing dilemma. She was a resident of The Lower Pines in Ashland, Oregon and was at the time “in immediate danger of losing [her] home,” (“Strege-Flora”) along with the rest of the residents in The Lower Pines. All residents were given a one-year eviction notice with no help to move or relocate. Luckily, Oregon Action stepped into the situation and fought before the city council for what is right and advocating the “general lack of affordable housing in Ashland” (“Strege-Flora”). If it weren’t for the Oregon Action, all of the residents would have been homeless. Oregon’s lack of affordable housing drives many into homelessness and “a recent study found that 9,000 homeless people sought shelter assistance every night… [and] Oregon shelters must turn away hundreds of people each night” (“Strege-Flora”). Homelessness is not scarce in Oregon and while many of
A fire that killed at least 36 people in Oakland, California resurfaced the problem of rent pricing. Warehouses have served as an affordable home for many artists in the city, despite the risks that came with it. Oakland is home to lower-priced alternatives in many aspects in comparison to their neighbouring city of San Francisco. Their price advantages are no longer evident, and this is most clearly seen in their rental costs. Rent has increased by 70 per cent in the last five years, and this has pushed many desperate, low-income residents into unsafe housing.
It is unbelievable that almost half of the people in New York are living on and below the poverty line. The article further indicates that about 56% of households struggle with rent payment because a large portion of their income, more than a third of their salary is used in paying rent (Stern, 2016). The rent expenditure leaves less money for other
At the same time, the cheapest two-bedroom apartment in Nashville cost about $750 excluding electricity. This amount is a lot for people who are working at a minimum wage. They could not afford this kind of apartment or house because they also need other necessities as well. By the time they cannot afford rent, they are forced to get out of the apartment, finding themselves in the streets. In the article, “Homelessness: A Solvable Problem” the editors point out that “[F]amily must earn over $28,000 to afford such an apartment-substantially more than what a household with two full-time workers earning the minimum wage… in a year” (5). At the same time, making $10,000 a year is not enough to maintain a living. Family must earn at least $28,000 to maintain a better living. Another thing that leads to poverty is the growth of the economy that result in unemployment. When people are unemployed, they tend to become poor, leading to homelessness because they cannot afford rent or utilities. According to National Coalition for the Homelessness (NCH), in they article “Why People are Homeless,” “[B]etween 1973 and 1993, 2.2 million low rent unit disappeared in the market. These