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The impact of the Affordable Care Act on healthcare
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Health is by far the most important thing for a human being, so every penny invested on it has to work. This essay is about the study of the current state of American health reforms and why they are desperately required. Unfortunately things are not that bright as they might seem, an American investing most of their money on health care is basically not getting the level of health care they deserves. With all the investment in the medical field and all the advancements of medical domains, government should be providing best health care in the world for its people. The government must bring effective changes to the currently implemented Obama Care, collaborate with Republicans and put some real efforts for betterment of the people …show more content…
Secondly the reforms must satisfy everyone who would be affected by any new changes, may it be individuals, departments, states, insurance companies, citizens or the government. Thing which will be beneficial to all the concerned, involved will bring the best outcome of the efforts. It’s always difficult to agree upon one rule for all, like studies conducted by RAND Health Insurance Experiment showed that people tend to reject even basic health care, if prices of health care are increasing. So any reform must be effective in quality as well as in …show more content…
Each package is targeting a specific pool of people and each has its own pros and cons.
Penalty enforced by Obama Care is defiantly going to force people to get insured and will decrease that 50 million, mountain of currently uninsured Americans. Individuals will be penalized with 95$ or 1 percent of the household income and this amount will increase to $695 or 2.5 percent of the household income if they don’t get insured.
With various new rules imposed on Individuals Insurance, like individual’s previous conditioning won’t affect his current state and that no annual limit will be imposed on ten basic health issues like mental health care, maternity coverage and prescription drugs, will defiantly bring good
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
In conclusion, the health reform begins with prevention. Focusing on improving the lifestyle and enhancing the quality of people’s lives their overall well-being will improve. With all the opportunities that are given by ACA to improve nation’s health through supporting fitness, discouraging smoking, encouraging healthy diet and weight management, by making health insurance affordable and implementing preventative services could result in enormous improvement in not just people’s health but in the economy as well.
As part of the Affordable Care Act, beginning this year Medicaid will expand eligibility to include all uninsured individuals under the age of 65 whose incomes fall at or below 138 percent of the Federal Poverty Level, or about $32,500 for a family of four. However, the 2012 Supreme Court ruling that upheld the law also allowed states more flexibility concerning what parts of the ACA they can implement and said that those same states would not lose federal funding for their existing programs. This result would leave the decision to opt out of the law's provision into the hands of state legislators. While twenty-six states have chosen to expand healthcare coverage, twenty-one states have not and four have yet to make a decision. The state of Florida is among those not seeking to expand coverage and that decision alone could cost Florida millions of dollars a year in tax penalties. As conservative and liberal state lawmakers square off into a maelstrom of debate over whether Medicaid should cover more people, thousands of uninsured Floridians will be caught in the crossfire.
Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
The U.S. healthcare system is very complex in structure hence it can be appraised with diverse perspectives. From one viewpoint it is described as the most unparalleled health care system in the world, what with the cutting-edge medical technology, the high quality human resources, and the constantly-modernized facilities that are symbolic of the system. This is in addition to the proliferation of innovations aimed at increasing life expectancy and enhancing the quality of life as well as diagnostic and treatment options. At the other extreme are the fair criticisms of the system as being fragmented, inefficient and costly. What are the problems with the U.S. healthcare system? These are the questions this opinion paper tries to propound.
One overarching critical question about health care is, “What should the government plan to achieve in the American health care system?” This complex question seems to require a complex answer according to a few individuals. Out of respect of the issue, perhaps determining personal feelings about the Patient Protection and Accordable Care Act, may lead to a further understanding. Many combinations in health care in general vary throughout the globe. One thing however is certain, and this the established minimal and maximum roles that can be played by both federal and state government (Tang, & Eisenberg, 2014).
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Here at Cigna we are leading the way in healthcare innovation. Gone are the days of waiting for a doctor to tell you when something is wrong. With our forward thinking approach, customers are rewarded for taking control of their own health. You are your own best advocate, and we are dedicated to giving you the tools and information to make the best possible healthcare decisions.
The wealthy Americans or Americans who already had healthcare now can lose their family doctors, must pay additional taxes, and must obey the act or be fined.
Obamacare, otherwise known as the ACA (Aaffordable Ccare Aact), will significantly change major aspects of theour health care system here in America. Without a doubt, our current system has its issues, especially the costs related to health insurance and medical care were rising far too quickly (Pattron, 2013). Some may believe chainsaws have been called in to fix issues that could possibly be fixed with a mere scalpel. In spite of everything, typically, our health care system contained many more strengths than weaknesses. Considering the number of patients that have come from various countries to seek medical care in the U.S., the entire world sincerely agrees. However, despite the many strengths, changes have and will arrive that will affect all who seek medical care in the U.S.
The United States of America is supposed to be the greatest nation on earth. We are supposed to celebrate freedom and praise equality. We are all supposed to have the opportunity to live a nice, long, wonderful life.There are quite a few problems that make the above difficult, to say the least.
...andatory health insurance will help protect the financial and health future of families in a lifetime.
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.