After being first hand effected by the unexpected taking over a family’s financial life, I have realized how important it is to be smart when making financial decisions as young as possible. Consequently, a higher education goes hand-in-hand with that goal in life. By earning a higher education, compared to those who do not, occupations are much easier to come by. Grades have always taken priority in my life and as I near the end of my senior year, I am anxious to continue that educational success. In Economics, whether learning from Dave Ramsey or the Everfi Program, we discuss our futures regularly and what type of reality is in our future. Both programs coincide with the simple truth we hear often, but not many apply: be smart with your money because debt is something to avoid at all costs. Unfortunately, a large group of college graduates goes into student loan debt and spend a lifetime of …show more content…
While many schools offer media and broadcasting degrees of various generalizations, Oklahoma State is one of merely 20 schools in America that offers a Sports Media/ Sports Communication bachelor’s degree (“Compare Colleges with Sports”). Although expensive, Oklahoma State offers a significantly unique education for the occupation in which I desire. The yearly cost of tuition, room and board, and books and supplies totals an estimated amount of $31,860 for nonresidents of the state of Oklahoma (Financial Aid Office Staff). Many of my classmates are attending Kansas State University, where on average the yearly tuition is approximately $20,593 for in-state students (Admissions Office). Similarly, a distinguishable amount of my graduating class plans on attending Garden City Community College. As a two-year program, Garden City Community College’s cost per credit hour runs at $57.00 (Admissions
Last summer I volunteered at a local hospital for a total of 136 hours. At the end of the summer I received an honorable mention award for being a dedicated volunteer who is highly respected around the hospital. Furthermore, I've been a committed volunteer during this school year. I have also been an active member of my school's HOSA (Health Occupation Students of America) chapter; this March I will be competing in a medical terminology competition against members of other HOSA chapters across the state. Additionally, I am a devoted member of my school's academic decathlon team. Finally, I have been a member of CSF (California Scholarship Federation) for the past two years.
In high school I was involved in 3 clubs, 3 varsity sports, and did a least 40 hours of community service through National Honors Society and National Technical Honors Society. I participated in National Technical Honors Society and Health Occupations Students of America(HOSA) through Lapeer County Education and Technical center, and participated in athletics at Imlay City high school. During my high school career I played varsity volleyball for two years, varsity basketball for one year, and varsity soccer for four years, but I jumped back and forth from junior varsity to varsity my freshman year. Also, while being apart of HOSA I was a junior representative my junior year of high school, and I am Vice-President my senior year. And I also mentor our middle school chapter of HOSA and help them to accomplish all of their competitive events.
Many people would agree that our country’s young adults have and continue to incur a lifetime of debt by enrolling in college. It’s become an almost acceptable understanding that if you plan to attend college, you might as well expect to graduate with an enormous amount of debt. Robin Wilson, a reporter for the “Chronicle of Higher Education,” and author of “A Lifetime of Student Debt? Not Likely” suggests student loans are very real and can be life altering.
Mark Kantrowitz indicates in his article, Why the Student Loan Crisis Is Even Worse Than People Think, that “Student loan debt is increasing because government grants and support for postsecondary education have failed to keep pace with increases in college costs”(Why 1). This means that the government no longer covers for college tuition fees. College graduates are 20% more likely to work at a job that is outside of their major by the debt they are in. Kantrowitz also mentions that “students who borrow to attend college, it appears that more than a quarter (27.2%) of them are graduating with excessive debt” (Why 1). In reality, leads to student saying that the financial cost was worthless, ending up with a job that is especially not what they went to school
Throughout high school I have dreamed of having the opportunity to attend Indiana University. I have a true passion for babies. I love to learn how babies are developed and how they become such an amazing part of the world. Therefore, I would like to apply to Indiana University and pursue a degree in Pediatric Nursing. I would love to be able to deliver babies and deliver new life into this earth. There are several opportunities available for me to get involved with new leadership opportunities. I want to be able to be a leader for all age groups.
Most people today accept the debt that comes from college. Students consider student loan debt as a “good debt.” They see other students make this mistake but follow their path anyway. Nearly 80% of college-bound students have not projected the total amount of money they will need to graduate college.
As a young lady graduating from The Dalles Whatonka High School I think it’s important to be involved in as many activity’s as possible. Throughout my high school years I have been involved in many school activities and comities such as student government. I have always had an interest in athletics and played sports. These leadership and athletic roles have tough me skills that will last me a lifetime.
In an article written by Andrew Lehren, the author provides the bold statement that “the only thing worse than graduating with lots of debt is not going to college at all” (Lehren). In today 's society, many families lack the funds to provide a full ride for their children in terms of college. Due to this fact, many people turn to alternate solutions such as loans or diving straight into the workforce instead of attending college at all. These solutions, however, may greatly affect a person throughout the course of their life. The problem of college debt is increasing rates in regards to tuition, however, fortunately there are various solutions accessible in order to decrease or eliminate the debt that many american students face.
When a student gets out of college the game plan is supposed to be, get a job in the field that you went to school for and make money so you can start your life. That particular situation is rare considering not all students get a job fresh out of college. For the students that don’t, they have to go back home and settle for a regular job and start paying off their giant student loans and put their life on hold. Even with having the job they wanted the student loans come right around the corner. After college is when the student’s life is supposed to start and the part where you get a car payment, pay rent, utilities, but none of that is possible when you add the enormous amount of money that the student will be in debt by. With the amount the students have to pay fresh out of college, more students are sacrificing more time struggling to pay off the student loans then they spent in school. Student loans are set-up in a way to be flawed and not always completely necessary to the student.
Student Loan Debt is a massive problem in this country, and it is something that needs to be figured out. Nearly 40% of Graduates under the age of 25 have student debt. That number has climbed 26% since 2004. The average student loan debt in the country is $26,600. That is a lot of money, that could be used in many better ways by the young minds of the U.S. Not only that but when leaving college it is becoming harder to find a job. College graduates under 25 years old have a 9% unemployment rate. There are nearly 2 million college graduates that do not have jobs right now. So not only do they have massive amounts of Debt but they don’t have any way of making the money to pay it off. However student debt would not be as much of a problem if it weren't for the cost of tuition going through the roof.
Through my research I hope to explore the consequences of education debt on college graduates’ lives, including career choices, consumption pattern and lifestyle choices. Meanwhile, I want to discuss some feasible alternatives to minimize student loan debt. My intended audience will be the American college students and their families. The other audience I want to reach is those education policymakers. The contribution of this research will be to help students better understanding the consequences of indebtedness and making informed and careful decisions on paying for college. Also, it will raise the awareness of education policymakers, prompting them to improve our existing student loan policy. As a college student, how to finance a higher education is closely related to my personal life. Through the research I hope that I can acquire enough information on the pros and cons of student loan, and other options to minimize the student loan debt, so that I can make careful decision on financing my college education.
They will point out that, however, having gone to a university and getting a Bachelor’s degree helped them get a good job and pay off student loans. Although it is true that some college graduates with a Bachelor’s degree do find good jobs and are able to pay off their student loans, it does not show that the average national debt for college graduates in the class of 2013 is 27,670 dollars (Susannah Snider). Actually, according to the U.S. News, 87 percent of the class of 2013 at St. Francis University in Pennsylvania borrowed money for schooling, and the average debt is over $50,000. These struggles out of college may become extremely mighty, plus putting it on a 22 or 23 year old with no job yet makes it even worse.
1. The absolute location of The Ohio State University is 40.0142° N, 83.0309° W. The relative location of The Ohio State University is located in the East North Central region of the United States. It's bordered by the states of Pennsylvania, West Virginia, Kentucky, Indiana and Michigan, and by Lake Erie. (“Ohio”)
they have so much debt after graduating. Because of student loans, college students think they
A global citizen is that who is willing to use its voice and knowledge to make a change. No one would ever be able to make a change in just one day, it is something that takes time and devotion. I’m really interested in diversity and I’m seeking to what is my role is as a world citizen. The fact that I’m searching for an international education is the proof of my desire to establish myself as a global citizen and my interest in the world issues.