Ever since I can remember watching television my Saturday nights included Hockey Night in Canada. I can't remember the players or specific details about the games but I do remember watching hockey. It aired at 8 pm. I was so lucky to see the first ten minutes of the game because every other night of the week I had to be in bed much earlier. I was old enough to realize that this was a treat. From October until May I knew what I was doing on Saturday before bed. Maybe that's why I was so well-behaved in church on Sunday morning; I didn't want my hockey games taken away. My father wasn't a big hockey fan during his childhood but he learned to appreciate the games at Maple Leaf Gardens while living in Toronto. I don't really know why we always watched the games together, but it was always just the two of us. Mom would join us during the playoffs. My first distinct memory of Hockey Night in Canada occurred in the autumn of 1981. The sun was still over Lake Ontario, a couple of hours had passed since dinner. My dad asked me to go to bed. It wasn't a punishment, simply a request. I wa...
After the Confederate victory at Chancellorsville in May of 1863, General Robert E. Lee and his Army of Northern Virginia embarked on their 2nd invasion of the north. General Lee’s first campaign into the north resulted in the Confederate defeat at Antietam. The failure of Lee’s first northern campaign raises the question of his motives. The Confederate Army was...
The most memorable moment in hockey history came thirty-four years ago with the 1980 Miracle on Ice. The Americans defeating the dominant Soviet team at the Olympics was not only an important triumph for USA Hockey, but for the entire nation. Contrary to popular belief, the underdog win was not only the result of a miracle; it was also the result of a hard-working team led by Coach Herb Brooks. With increasingly negative views on the position of the United States in the Cold War, the Miracle on Ice and the gold medal win lifted the spirits of the nation and brought hockey into the American spotlight.
Winters in the village of Ste. Justine were long. That time on school, church, and the hockey rink, and every boy’s hero was Montreal Canadians hockey legend Maurice Richard. Everyone wore Richard’s number 9 to honor him. They laced their skates like Richard. They even wore their hair like Richard.
Luckily under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine. Families and individuals will be able to receive this assistance with incomes between one hundred and four hundred percent of the federal poverty line. One hundred to four hundred percent makes up at about $23,000 to $94,000 a year assume this is for a family of four.
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
Also people who don’t have health insurance and have to have emergency health services have to pay a lot more money due to lack of health insurance. According to American Hospital Association, uninsured people health services end up costing $38 billion dollars a year. This provision has been very controversial and a lot of critics say it is unconstitutional. With that said, it was taken to Supreme Court, and in a 5-4 decision, it was decided that it was constitutional. A lot of critics say that this is unfair because a lot of people in our economy won’t be able to afford to pay health insurance. For now it is a little early to tell if people will be able to pay but so far reports sound good. According to washingtontimes.com, 91% of the first 8 million Obamacare enrollees have paid in full of their monthly health care insurance
Beginning her speech with rhetorical questions provokes in depth thinking in the minds of the listener. Strong statements linking homework with serious disease and then death causes there to be worry. Although it is the teachers they have to convince, the stressful statements about children’s health would have a larger effect on the parents of students as they do not like to think of their children as ‘stressed and nervous’ due to unnecessary excess work. Although she clarifies that she does not blame premature death on homework she does believe it has little to no effect ones academic achievement. By mentioning the President and his backing fo...
“The Yellow Wallpaper,” a short story of a women’s deterioration into mental illness, is Charlotte Perkins Gilman’s opinion on the domination of males in the medical environment, and the patriarchal formation of the household in the nineteenth century. Gilman is informing the reader of the consequences of a society dominated by males on fixed gender roles. The man is the authoritative and working figure, while the women is confined to her household duties and to obey the authority of her husband. This story is a depiction of the narrator who is constrained to her gender roles, and develops a worsened illness because of it.
Prendergast, G., Ko, D., & Siu Yin V., Y. (2010). Online word of mouth and consumer purchase intentions. International Journal Of Advertising, 29(5), 687-708
According to (Blumberg, Buettgenst and Holahan, 2016) “29.8 million people would lose their health insurance, more than doubling the people without health insurance, if the repeal were to pass through congress. 1.2 million jobs would be lost, not just in health care, but across the board”. 140 billion will be lost in federal funding for health care in the upcoming year (Ku, Steinmetz, Brantley, p.2). The repeal would not only overhaul Medicaid, but cut spending costs $772 billion over the next ten years, leaving twenty-four million Americans uninsured by 2021 (Jacobson, 2017). The possibility of insurance companies raising premiums or refusing to insure certain people due to their costly preexisting conditions, like they formerly could before Obamacare was enacted, is a potential threat. If the pre-existing conditions provision is repealed, 52 million Americans could be at risk of being denied coverage in the future (Jacobson, p.4). Trump’s repeal would impact Medicare as well by increasing premiums and payments for services, reverse efforts to fill Medicare Part D gaps, and ultimately end preventive services that are provided free to patients (Jacobson, 2017). Raised revenue from the ACA will also be lost if the law is
In article “The influence of e-word-of-mouth on travel decision-making: Consumer profiles”, it says that the presence of e-WOM brings more choices and information to tourism from a wide range of users (Hernández-Méndez, Sánchez-Fernández & Muñoz-Leiva 2015). Another advantage is social media tools are considered a more credible source of information because those who generate the content have no vested interest in the companies. According to Wu and Wang, “if users trust the comments and opinions of others in the online environment, it will positively affect their trust and attitude towards the brand and their purchase intent.” (as cited in The influence of e-word-of-mouth on travel decision-making: Consumer profiles
Richins, M. (2009, September 28). Negative Word of Mouth by Dissatisfied Consumers: A Pilot Story. American Marketing Association. Retrieved January 23, 2014, from http://onemvweb.com/sources/sources/Neg
Heath care is currently, and has been, a hot topic in politics and the average person's life today. Since Obama has come into office he has brought up the issue of providing every American with health care coverage while keeping costs low. Since his re-election, we have been faced with a healthcare reform that tears our country, and politicians, down the middle. The Patient Protection and Affordable Care Act, also known as “Obamacare,” is “A federal statute signed into law in March 2010 as a part of the healthcare reform agenda of the Obama administration. Signed under the title of The Patient Protection and Affordable Care Act, the law included multiple provisions that would take effect over a matter of years, including the expansion of Medicaid eligibility, the establishment of health insurance exchanges and prohibiting health insurers from denying coverage due to pre-existing conditions” (Affordable Care Act). The reform is meant to help those who cannot cover the costs of coverage due to low income, or no jobs, as well as those who have been denied because of pre-existing heath conditions; it is essentially there to help those ultimately in need. Unfortunately, Obamacare is not beneficial to those who are currently covered, typically known as the average American, as it it is not cost effective nor constitutional.
Net present value (NPV) is used in capital budgeting to analyze the profitability of the project or investment. The internal rate of return (IRR) is annualized effective compounded rate of return. It is also described as the rate of return that makes all NPV of all cash flow from a particular project equal to zero. NPV is calculated regarding currency while IRR is expressed in percentage form, therefore, complicated. NPV takes into account the cost of capital while IRR doesn’t hence NPV makes it possible to evaluate capital employed into a particular project or investment. The IRR method cannot be used in the evaluation of projects where there are changing in cash flow, unlike NPV.IRR calculation is ineffective where the project has a mixture of negative and positive cash flow, but NPV is suitable in both situations. NPV considers the time value of the money, but this is not the case in IRR.NPV method calculates the additional wealth while IRR method does not. Applying NPV method using different discounts rates, it will give different recommendations, but IRR method provides the same recommendations hence NPV method is flexible.
Consumers pay millions of dollar for an advertisement campaigns, but word of mouth advertisement is absolutely free and reliable. This type of marketing spread quickly and effectively among consumers. (Jacques Bughin, 2010)