Wait a second!
More handpicked essays just for you.
More handpicked essays just for you.
Types of electronic fraud
Internet fraud topics
Internet fraud topics
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Recommended: Types of electronic fraud
August 1991 was the day when people finally had public access to the internet. However, the internet gradually become populated with advertisements which stated things like, “you’ve won the lottery, click here to claim your reward!."” It was these very messages that began what we call internet fraud. What is internet fraud? Internet fraud is, simply put, saying one thing and doing another. It is the act of robbery on a whole new platform (check spelling). I.e. it is the process of lying and stealing through the use of “advirtisements” that, one, lie to users and state an “irrisistable offer” and two, have internet users fill out some kind of form for any “registration fees” that may apply. In the beginning of the internet society, very few “advirtisements” wanted money, but today there are all kinds of fraudulent scams that try as hard as they can to get your attention. Among these scams are some of the most rich and easiest to fall for.
One of the most popular scams is the Nigerian scam. This scam is very in depth, but very effective. The Nigerian scam targets the elderly who live in Maine, Vermont, New Hampshire, and other eastern states in the United States. The way the scam works is by targeting random homes in the previously mentioned states, and calling their home phones to, well, talk about random things and develop a relationship with that person. Once the scammers have their target’s attention, they begin asking for money and making up excuses for getting that money. The reason why the scammers target the elderly is because of their availability (they are always willing to talk to someone), their location (usually scammers will target those who live in remote areas), and their willingness to give up som...
... middle of paper ...
...omehow manage to rise again as more and more people were still being brought into this world. Will scams finally stop? When will the government choose to stop thsese scams? Unfortunately, there is no way to answer these questions, but, as long as people do their homework, scams will fall short of earning something as little as a penny.
Works Cited
Moira, Allen. "Too Good To Be True." The Writer. N.p., Dec. 2002. Web. 5 Dec. 2013.
Malisow, Craig. "Money for Nothing." Houston Press [Houston, Texas] 20 Apr. 2006: n. pag. Alt-PressWatch. Web. 2 Dec. 2013. .
Anonymous. "International 'Net Fraud Effort." Privacy Journal (2006): Six. Alt-PressWatch. Web. 4 Dec. 2013. .
Calhoun, Patricia. "The Nigerian Scam Strikes Again." Westword [Denver, Colorado]. N.p., 31 May 2007. Web. 4 Dec. 2013. .
The author of the book "419" is Canadian author Will Ferguson. In the book, the author examines the common form of fraud, whose peak came 80 years with the advent of mass mailings of letters by mail, and then, by the Internet. Usually the fraudsters asks the mail recipient help in multi-million dollar money transactions, promising that he will have a percentage from this money. If the recipient agrees to participate, he gradually defrauds the increasingly large sums of money, allegedly for taxes, bribes to officials, making deals, etc. Often during extortion, fraudsters use psychological pressure. I think the title of this book came from Nigerian criminal code for fraud 419. Today, the scale of the crime syndicate are amaze, and with the advent of the Internet, they have further increased. Letters from Nigeria today are worldwide, and they are millions. Although many of you will think this is funny, but only in the United States according to police estimates each year they make around 100 million dollars, with a clear growth tendency.
These victims do not yet have television shows to expose this crime. Hopefully soon, they will. They are, nonetheless, victims are scammers and fraudsters who weave their web of lies and deceit, leaving behind destruction, broken hearts and devastation. It is a crime that has not yet found a voice because the victims are usually so ashamed, that they seldom report the crime. It is usually fami...
When you think of the internet, usually what first comes to mind is social networking, online marketplaces, and other places that don’t sound that bad. Look deeper and you’ll find that the internet isn’t as nice as you thought it was. This “dark side” of the net is comprised of everything looked down upon in the real world – drugs, weapons, false identities, and even hit men for hire exist in this rough-and-tumble darknet. Not just physical products, but virtual products float around as well; from term papers to file sharing and even e-currency populate this dark area.
Throughout history, the swindler has financially plagued society. Whether it is the get rich quick scheme or the carnival worker’s impossible challenge, people have been cheated out of uncountable sums of money. In the 1920’s a man named Victor Ludsig, posing as a French official, sold the Eiffel Tower to a gullible scrap ironworker for $50,000. Even today con artists are thriving using the Internet to borrow from Peter to pay Paul. This is a scheme made famous by a crook so successful that his name now graces the age-old fraud, the Ponzi scheme. Webster’s Dictionary defines Ponzi Scheme as
Gatty.B (2010). Fighting Fraud US Government cracking down on those who commit healthcare scams “Dermatology Times,” 31 (11)12.Health Source-Consumer Edition
Washkuch, Frank, Jr. "Rootkits, Blackmail Scams on the Rise." SC Magazine. Haymarket Media, Inc., 13 Apr. 2006. Web. 30 Apr. 2014. .
You come home and find two mysterious UPS packages at your doorstep. Funny; they're addressed to you, but you didn't order anything. You open one of them to find a cell phone with the latest accessories. The enclosed invoice shows that it was shipped to you but billed to someone with your name at another address a few miles away. Same name? Same city? Stranger things can happen. There's a phone number, so your husband tries to call to let your namesake know that UPS delivered her packages to the wrong address. When you hear the woman on the line say, "Yes, this is [insert your full name here]," you get a sinking feeling in your stomach. Your husband quickly hangs up on her. Another review of the invoice reveals payment was made by MasterCard. You have a MasterCard but haven't used it in a while, so--what the hell--you call the toll-free customer service line. After being transferred here and there, answering this question and that one, it hits you: you're just another victim.
Con artists are everywhere. They seem to sense when other are vulnerable, such as older people. Our elderly come from a time when people believed others. They truth their neighbors and friends. If they say they will do something, they mean they will do it. Our elderly are simply too trusting. It is hard for them to look another person in the eye and lie. It is hard for them to take something that does not belong to them. Unfortunately, the con artist does not have a problem with either lying to people or stealing from them. He has his chosen profession down to the art he has practiced. He is good at what he does because he works at being good at it. The con artist is an actor. He should win an Oscar for his performances. He is able to change personalities like a chameleon changes colors. The con artist can be anything he needs to be for whatever “job” he is working on at the time. He usually is a very likable person who is able to blend in with others on any occasion or any given situation. Sadly, if these swindlers had chosen to work an honest job, they probably would have been very good at what they did. It requires more planning and convincing to rip people off than it takes to work at a legitimate career.
... Niger Delta Region of Nigeria. Journal of Leadership, Accountability and Ethics, 8(3), 77-88. Retrieved September 22, 2011, from ABI/INFORM Global. (Document ID: 2349548361).
Oghre, Ben. “Nigeria’s Population Is A Silent Killer .” Nigerians of America. N.p., 30 Sept. 2007. Web. 5 Feb. 2012. .
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
Fraud in a very general term is the crime of deceiving a person in order to get them to give up something in value, usually money and usually to the criminal himself or a group of criminals. This paper will be discussing cybercrime fraud, specifically cybercrime auto fraud, the type of scams associated with cybercrime auto fraud, the criminal profile of a cybercriminal fraud, law enforcement initiatives to combat this type of fraud and the penalties that go along with committing this type of fraud.
University of California, Berkeley, n.d. Web. The Web. The Web. 25 Jan. 2014. What is “online fraud”?
The Internet is a connection of computers across the world through a network. Its origin dates back to the 1960s when the U.S Military used it for research, but it became more available to the public from the late 1980s. The World Wide Web was created in 1989 and browsers began appearing in the early 1990s. Over the last 24 years, the Internet has enabled people to shop, play, do research, communicate and conduct business online. It has also become cheaper and faster in performing different tasks. As much as the Internet has done immeasurable good to society, it has also dominated people’s lives and brought with it an array of cybercrimes. According to Nicholas Carr in his book The Shallows: How the Internet is Changing the Way we Think, Read and Remember (Carr, 2010). He debates on whether the Internet has done more harm than good. People use the Internet daily to exchange accurate information and constantly personal data such as credit cards, passwords and Social Security numbers are travelling through the network from one computer to another. With security measures put in place on the Internet, personal information remains confidential. But unfortunately, criminals have adapted to innovations in technology, and today, more people are increasingly becoming victims of cybercrime. The Internet has had profound effects on the public, both positive and negative. In this paper we will examine how access to personal information has led to an increase in online and offline crimes. The essay will particularly focus on ecommerce and hacking.
According to the IC3, in 2008, they received 275,284 complaints. Compared to the 2007 complaints, there were 33.1% more complaints. The majority of the complaints filed were related to both fraudulent and non-fraudulent issues on the Internet. The crimes reported consisted of non-delivery of merchandise and/or payment which was 32.9%, auction fraud represented 25.5% of the complaints, credit and debit card fraud represented 9.0% of complaints, Confidence fraud, computer fraud, and check f...