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Why the us needs universal health care
Why the us needs universal health care
The case against Obamacare
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Obamacare is a healthcare program developed in the United States and introduced to Congress in September of 2009 with a goal of creating affordable health insurance for all or most Americans. One of the main points was to reduce health care spending within the United States and expand the availability of private and public health insurance. Although it does not control individuals’ health care, it offers numerous protections for American citizens, some of which include; permitting adults to stay covered on their health insurance plans until the age of twenty-six, prevent insurance agencies from misconduct and releasing clients who are ill, as well as doing away with limits which include annual and lifetime options (Obamacare Facts). In addition to requiring insurance companies to cover people with preexisting illnesses it also provides essential health benefits such as the right to emergency care, hospitalization, counseling and screenings for potential illnesses (Obamacare Facts). Obamacare also introduces new taxes that are created in order to subsidize costs for middle class Americans and smaller businesses, this coupled with an employer mandate to provide health insurance to all full time employees by 2015 has created a strong sense of dissatisfaction within a plethora of interest groups and political parties (Obamacare Facts). Many felt as though the push for Obamacare was a push towards a more socialized America in terms of medicine and corporate health care (Faria, 2012). Should individuals or companies decide not to comply with the law, large fines are to be administered by the federal government. In turn, this brought about a heavy sense of “usurpation of liberty” and “gradual loss of freedom” that Americans have gotten u... ... middle of paper ... ...ugh they remained minimal (McAuliff, 2013). The Obama administration knew that they would have to work hard to gain back the trust of the public and so the changes that ensued were ones which also pleased the Democrats, one of which included more restrictions on income variation for people receiving subsidies and the option to opt out of automatic enrollment by employers into the Obamacare plan (Republican Ideas Included in the President’s Proposal). Essentially, President Obama may have taken his role as a leader for granted. The Obamacare legislation had garnered much opposition, and remains unfavorable to Republicans, and “lukewarm’ to Democrats at best. It did not do well in gathering supporters and until today, Obamacare seems to be more of an aspiration than a realistic plan to benefit and improve the American health care system (Kernell et al., 2014, p.304).
Obama tried to take on America’s toughest issue against some of the most powerful people in the country. The nation’s healthcare system was leaving millions uninsured and the US still has some of the most expensive healthcare with some of the least effective results for high-income nations. Obama originally fought for universal healthcare and then a bipartisan bill, but both represented too much change for the rigid American healthcare system. Frontline pointed out how reforming, “healthcare represents if America can still solve big problems.” Throughout the course of the film, I was left wondering if total healthcare reform was ever even possible for Obama and America, and if he was doomed from the start in his
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
Obamacare is necessary in America because it calls for all citizens to have health insurance. To understand Obamacare, health insurance, in general, must be understood. It can be defined as “coverage for medicine, visits to the doctor or emergency room, hospital stays, and other medical expenses” (health). Every insurance policy is different; different plans call for different coverage, different co-payments, and different treatment options according to Investor Words. However, until the Obamacare law was passed, millions of Americans were uninsured. In summary, Obamacare mandates that all Americans have health insurance while offering the in...
With congress passing ObamaCare last year we are taking baby steps towards a health system overhaul we so desperately need. The skeptics, though, still argue against it, citing the costs as too much or that it’s un-american. Health care is a basic need for everyone, and as such should be right protected and provided for by the government. There are great, economic, moral, and social benefits to be reaped, and so it is important for our government to continue down this path its started and also important for Americans to provide our full support. There is much to overcome to completely reverse the direction of the health system, and I’m sure it will take many years for the results to pay off, but I’m glad we’ve at least provided the groundwork for future generations to build
On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care Act has not done its duty and is unconstitutional to force healthcare upon Americans. Some of the people who share these views believe it isn’t the government’s job to provide welfare. They believe healthcare
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
“From the very beginning…. Obama’s message was not that the law would result in higher premiums, but better coverage. It was that the law would lower premiums, end of story” (Roy). Yet another promise has found itself broken after the ACA came into the sunlight of reality. “His $1 trillion in tax increases [hit] the middle class hard…” Mitt Romney said, “… in the health care system I envision, costs will be brought under control not because a board of bureaucrats decrees it but because everyone- providers, insurers, and patients –has incentives to do it” Unfortunately, that isn’t how it is. The nation is being forced into healthcare or being penalized for not joining the masses, because this plan will only work if there’s enough healthy people paying their newly doubled premiums regularly to help offset the expenses the unhealthy have right of the bat. “Back when Obamacare was being debated in Congress, Democrats claimed that it was right-wing nonsense that premiums would go up under Obamacare” (Roy). It’s now obvious that right-wing was headed in the right direction, and the middle class was
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.