Essay On Identity Theft

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Identity Theft “Identity theft is when someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain” (Stellmach). Identity theft happens everyday, twenty four seven. According to Rouse, it is a crime in which a phony acquires key pieces of personal information, such as driver's license or Social Security numbers, in order to impersonate someone else. This information can be used to access other important information such as credit, merchandise, and services in the name of the victim, or to provide the thief with false permits. In addition to running up debt, an imposter might provide false documentation to police, creating a criminal record or leaving outstanding arrest warrants for the person whose identity has been stolen (Rouse). There are two types of identity theft: account takeover and true name. …show more content…

In most cases, a victim loses not only out-of-pocket financial losses, but also a significant amount additional financial cost connected with trying to restore his or her reputation and correcting inaccurate information, which the criminal is responsible for. In one infamous case of identity theft, a convicted felon, not only acquired more than $100,000 of credit card debt, bought homes and motorcycles and attained a federal home loan in the victim's name, but he also called the victim to tease him. These phone calls consisted of him saying identity theft was not a federal crime so he could continue to pose as the victim for as long as he wanted. After all of these threatening calls, the criminal then filed for bankruptcy in the victim's name. The criminal did not serve anytime for this crime. This case, and many others like it, provoked Congress to construct a new federal offense of identity theft in

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