Essay On Health Insurance

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Recommended: Social Determinants of Health: Thesis

For many Americans, having good health and good health insurance is very important to them. For those that have health insurance and utilize it, the likelihood of early detection and management of chronic illnesses improves. There are different ways people can get insurance. Those that are employed usually purchase insurance through employment-based groups. Then there is the option of several government funded programs for those that are unemployed, low-income, elderly, or disabled. Those individuals who cannot afford health insurance are far more likely to go without health care than those with any kind of health insurance. Hospitals have been pressured to reduce costs because of lower rate increases from payers. Hospitals have made …show more content…

When the population changes in size, the race and ethnicity also changes. Health care systems must adapt quickly to change to keep up with the patient’s needs. Under the Affordable Care Act, many minority groups became insured and obtained access to healthcare. With the number of minority groups becoming insured increasing, the number of those culturally competent enough to serve them were on the down side. Many in the health care industry agree that when a patient goes to the doctor’s office, they want to see people who look like them. I would like to think that this would give the patient a feeling of being comfortable which would then allow the patient to be more open about their issues. This could allow the physician to address all the concerns at once instead of multiple appointments. Addressing the concerns at one visit will also cut cost in healthcare. “There are social determinants that come into play where health is concerned, be it culture, the economy, the school system, and even the system of sanitation in your neighborhood” (Llopis, p.2 2015). Health care systems need to evaluate each community to determine what will work for that community based on the demographics. This includes training their healthcare workforce to represent the community that they are

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