Essay On Health Insurance

716 Words2 Pages
bulb-icon

Recommended: Social Determinants of Health: Thesis

For many Americans, having good health and good health insurance is very important to them. For those that have health insurance and utilize it, the likelihood of early detection and management of chronic illnesses improves. There are different ways people can get insurance. Those that are employed usually purchase insurance through employment-based groups. Then there is the option of several government funded programs for those that are unemployed, low-income, elderly, or disabled. Those individuals who cannot afford health insurance are far more likely to go without health care than those with any kind of health insurance. Hospitals have been pressured to reduce costs because of lower rate increases from payers. Hospitals have made …show more content…

When the population changes in size, the race and ethnicity also changes. Health care systems must adapt quickly to change to keep up with the patient’s needs. Under the Affordable Care Act, many minority groups became insured and obtained access to healthcare. With the number of minority groups becoming insured increasing, the number of those culturally competent enough to serve them were on the down side. Many in the health care industry agree that when a patient goes to the doctor’s office, they want to see people who look like them. I would like to think that this would give the patient a feeling of being comfortable which would then allow the patient to be more open about their issues. This could allow the physician to address all the concerns at once instead of multiple appointments. Addressing the concerns at one visit will also cut cost in healthcare. “There are social determinants that come into play where health is concerned, be it culture, the economy, the school system, and even the system of sanitation in your neighborhood” (Llopis, p.2 2015). Health care systems need to evaluate each community to determine what will work for that community based on the demographics. This includes training their healthcare workforce to represent the community that they are

Show More
Related

  • Universal Health Care Essay

    2130 Words  | 5 Pages

    “Homelessness can be the cause as well as the result of poor health” (Wise, Emily, Debrody, Corey &ump; Paniucki, Heather, 1999, p.445). This is a reoccurring theme that has existed within the homeless population for decades. While programs to help reduce this constant circle are being put in place all over the country to provide medical services for the homeless to be able to go to, many are still finding that health care needs for individuals as well as homeless communities are not being met. Many studies have been completed that study both the opinion on healthcare by those who have access to sufficient health care and homeless people’s perceptions on health care administration. While many companies are working to provide more personal health care systems, it appears that the larger problem is with a lack of people know about the health care systems that are in place to help them. Companies are trying to advertise more often to inform homeless people that there is health care out there for them.

    Read More

  • The Health Insurance Crisis in America

    2561 Words  | 6 Pages

    ...ently, without expensive health insurance, Americans are in a bind. If they cannot afford health insurance, they surely cannot afford the medical bills that will fall upon them should they need to be hospitalized.

    Read More

  • Uninsured Health Care Essay

    1401 Words  | 3 Pages

    In order to fully understand the uninsured and underinsured problem that hospital administrators face the cause must be examined. The health outcomes of uninsured individuals are generally worse than those who are insured. Uninsured persons are more likely to experience avoidable hospitalizations, diagnosed at later stages of disease, hospitalized on an emergency or urgent basis, and more seriously ill upon hospitalization (Simpson, 2002) Because the uninsured often lack an ongoing relationship with a health-care provider, they are less likely to receive preventive care and diagnostic tests (Kemper, 2002). Many corporations balance their budget through cost cuts and other moves, but have been slammed with an increasing load of uninsured patients, coupled with reduced payments from government and private insurance programs. In 2000, 564,476 uninsured patients came through Health and Hospitals Corporations health care centers, a 30 percent increase from 1996. In the same period, Congress reduced Medicare reimbursements to hospitals, while Medicaid reimbursements to primary care clinics remained basicall...

    Read More

  • Essay On Right To Health Care

    917 Words  | 2 Pages

    In the United States, many would believe that all individuals have a right to health care. These citizens believe that everyone should have access to health care and that everyone should have an equal opportunity to get the care they need for themselves and their family. The United States of America has been built with many documents that can be interpreted to support the belief that health care should be a right for everyone.

    Read More

  • Healthcare Policy Essay

    1501 Words  | 4 Pages

    Healthcare plays an important role in almost every person’s life at one point or another. Many times, one can get caught without, or underinsured and it can be detrimental to their livelihood. With the rising cost of healthcare, it is likely that having a national healthcare policy in place, and as an individual, being able to afford and obtain adequate health insurance has not been required until now. With the new national healthcare plan, it is required for all citizens to obtain and maintain some sort of public or private insurance policy. The rising costs can be attributed to many things. A significant reason for the astronomical cost of health care is because of the staggering amount of uninsured or underinsured individuals receiving medical attention and almost many never paying the bill. Those who do have insurance have seen a gradual increase in their premiums and deductibles to make up for this.

    Read More

  • Essay On Obamacare

    1954 Words  | 4 Pages

    Obamacare: the Temporary Solution to an Evolving Issue The need for universal health care within the United States has been evident, and needs to be addressed. The old healthcare system was plagued with issues, including expensive premiums that were on the rise, along with an inflated average infant mortality rate and limited average life expectancy, which ultimately led to many people being left uninsured (“Affordable” 2). In the 2012 presidential election, one key issue was how to reform America’s broken health care system, and to instate a successful universal healthcare system that has resolved the previous issues. Being one of the last influential and competitive countries in the world without universal healthcare, the pressure was on for the United States to develop its own system.

    Read More

  • Healthcare in America: At the Top of the List of Social and Eonomic Problems

    629 Words  | 2 Pages

    Each year, millions of people go without any source of reliable coverage. Lack of health insurance coverage is most often the result of a combination of things. These factors include employment status, financial conditions, and even health problems. (Feldman 2012) These three things can be seen as reasons why coverage can be difficult to obtain.

    Read More

  • Intersectionality In Health Care Essay

    1333 Words  | 3 Pages

    People of color face inequality and intersectionality in healthcare whether through insurance coverage, access, social economics, and quality of care. This leads to our health care system having disparities. It remains a big challenge today as 41% of people living in the United States are people of color (kff.org). People of color aren't getting the same care as someone who's white. Racial and ethnic minorities received lower care. Race also plays a role if someone will be uninsured or not. Another problem with health care is social economics which causes some race to have better care than others. There have been little improvements to address these issues. Today our society is becoming more diverse not less. In 2015 minorities represented

    Read More

  • The Issue Of Health Insurance

    1293 Words  | 3 Pages

    Although it is understood there are some benefits to having healthcare, like having access to health care they may not have had before, there were no regulations put in place on insurance companies. When people began being forced to have insurance, the insurance company’s raised their premiums, making it harder to afford. Individuals started seeing higher out of pocket expenses because of higher deductibles and copays, before the insurance plan pays anything. So the average citizen may over the course of a year pay thousands of dollars to their insurance between premiums and deductibles and never see the full benefit’s the police has to offer.

    Read More

  • Access To Health Care Essay

    1028 Words  | 3 Pages

    Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.

    Read More

  • Essay On Health Care Issues

    1233 Words  | 3 Pages

    ...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.

    Read More

  • Health Insurance in America

    2133 Words  | 5 Pages

    Long time ago, there was no need for health insurance in America, as doctors had many clients because their services were not so expensive and in some cases in rural areas, people could pay by giving other items. Doctors were not as knowledgeable as they are nowadays to care for the sick, therefore this didn't have much effect then on the patients, as they were treated for the basic illnesses.

    Read More

  • Persuasive Essay On Health Insurance

    811 Words  | 2 Pages

    For some consumers, buying health insurance is the only health coverage option. However, some of them may still be an option to save money.

    Read More

  • Health Care Essay

    1535 Words  | 4 Pages

    Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.

    Read More

  • Reflection Paper On Health Insurance

    701 Words  | 2 Pages

    As I started my Health Insurance class my belief was that this class will be pretty easy as I am familiar with much of the medical field. Personally having multiple illness’s and having three special needs children, personally I have learned so much within the medical field. However, as I began reading Chapters 1-3 in my Understanding Health Insurance book, the realization hit that I was not as knowledgeable as I thought I was. Therefore, I am eager and excited to learn new things in the medical field.

    Read More

More about Essay On Health Insurance

Open Document