During the Great Depression, many middle and upper- income families first faced poverty in America. They were hard-working people who pursued the values and ideals of American dream and lived comfortably until several downturn of the American economy. Thousands of banks had failed and millions of Americans were unemployed that they were looking for work but couldn’t find it. Many of Americans became homeless and breadlines and soup kitchens were widely spread through the towns and cities. In fact, the Great Depression severely impacted the poverty of vulnerable populations; children, older Americans, minorities, female-headed families, people with disabilities, famers, and workers with unstable or low-paying jobs. Especially, poverty among …show more content…
the old people grew dramatically that many American elders struggled with insufficient income. As a result, Americans increasingly demanded the federal government to take greater responsible for reliving and preventing poverty. The Roosevelt Administration established several federal agencies and programs. The Federal Emergency Relief Administration (FERA) is one of them and was created by the Federal Emergency Relief Act in 1932 that the relief funds were used to sustain unemployed families during the economic crisis. Moreover, the New Deal programs emphasized for immediate relief, economic recovery, and financial reform to response to the Great Depression. The New Deal provided many employment opportunities through a major federal health and human service system in addition to the services of local public and private agencies. The New Deal helped to increase the social, economic, and political functions of the welfare state. The New Deal programs helped families to function more fully and effectively by compensating millions of people for income lost due to old age, illness, disability, joblessness, and absence of parental support. The programs also provided an array of health, education, housing, employment, and social services. The resulting redistribution of resources downward reduced poverty and inequality. In addition, the Great Depression had greatly impacted the social security program that the original Social Security Act. was signed into law in 1935, later became the United Stated Department of Health, Education , and Welfare. The act had influence the development of several programs to provide Americans with unemployment, disability, and pensions for old age. In fact, Social Security Act is foundation of the American health and human service system. Since the Great Depression and the New Deal, social reform has become a major focus of social work and social services. • Consider such periods as the New Deal, the controversy over child labor laws etc. and the rise of neo-liberal economics during the late 20th century. In nineteenth century, reformers sought to restrict child labor and improve working condition.
The New Deal greatly influenced the American Labor Movement through the federal laws and benefited to child labor reform. Child laborers often worked to help support their families, but were forced to forgo an education during this period. The New Deal brought significant federal regulation to preventing and reducing child labor in the U. S. In early twenties century, child labor began to decline as the labor and reform movements grew and improve labor standards. Also, there was increasing the political power of working people and other social reformers to demand legislation regulating child labor. Since the mid-1970s when US economy fell into serious economic crisis, neoliberalism has significantly impacted on US social policy, the delivery of social services, and social work practice. Neoliberalism is a policy model of social studies and economics that transfers control of economic factors to the private sector from the public sector. Neoliberals emphasized for extensive economic liberalization and policies with extending rights and abilities of the private sector over the public sector, specifically decreasing of state and government power over the …show more content…
economy. As a result, neoliberalism support deregulation, free trade, privatization, and reduced government spending. Furthermore, neoliberal economic theory of the welfare state differs from the New Deal/Great Society tradition in democratic politics that neoliberalism focuses on to minimize public expenditures for social services. We can clearly see the effects of neoliberalism in the United Sates that “the rich grow richer and the poor grow poorer”. Neoliberalism created great economic hardship as more and more poor and working-class families earned low-income they needed to buy food, housing, health services, and childcare. 2.
Using your knowledge of the concepts of universally-based social services verses needs-based social provision • Describe, using your knowledge of programs such as Medicare, Social Security, TANF etc., Medicare was established in 1965. It covers most health care costs for persons 65 and older and disabled Social Security beneficiaries. It financed through a payroll tax and wages and premiums paid by recipients and general tax revenues. Medicare is divided into three programs, each with its own costs, premiums, and coverage: Part A (Hospital Insurance), Part B (Medical Insurance), and Par D (Prescription Drug Coverage). Social Security was established in 1935 by the Social Security Act and is the largest social welfare program in the United Sates. It is a mandatory insurance system that holds a FICA tax on worker payrolls and matches these funds with employer contributions that are kept in a trust fund that pays retirement pensions based on prior earnings in the labor market. The social security system was designed to supplement private saving and pensions. When each worker reaches retirement age, currently 66 for those born 1943-1954, the monthly pensions from Social Security fund to be paid. Over 90% of retired workers receive retirement pensions under this
policy. TANF was established in 1996. It replaced the previous welfare policy, Aid to Families With Dependent Children (AFDC). It is a federal income maintenance program for children under 18 and their adult caregivers. TANF provides cash grant and Medicaid eligibility for no more than 5 years in a person’s life time. The program requires participation in training or work mandated by the states. • Compare the benefits/disadvantages of each type of social provision (universal vs. needs based). Medicare helps elderly persons to maintain their health and prevents many near-poor elderly persons from falling into poverty by meeting their medical cost. Medicare can be used through any private health care providers and Hospitals. However, there are disadvantages with Medicare health system including, the increasing premiums, the high cost of the supplementary drug plan, and the need for supplemental insurance that must purchase from the private insurance companies. Medicare uses a high-cost health care system that contributes to the inflation of health care costs. Social Security is the most important social welfare policies. It provides monthly income to retiree, their families, surviving spouses, children whose parents have died and people with disabilities. However, there is a requirement to receive social security that needs 40 credits. Some will never receive the benefits because their earning history does not reach a sufficient amount to qualify. Others who are unlikely to receive Social Security include immigrants who arrive in the country late in life, and those who do not have a steady work history. TANF provides financial help to women and children under 18 who are economically insecure. This program provides services to help parents care for their children’s needs. Those who qualify for TANF can receive a cash grant, along with Medicaid eligibility. All adults use TANF requires to participate in work or training programs mandated by the states to improve overall financial situations. However, participants can only receive TANF for 5 years in their life time. TANF can only assist most legal immigrants until they have been in the United States for at least five years. Poor children with non-citizen parents are ineligible for TANF benefits and services. 3. Conservative pundits such as Charles Murray have argued that the War on Poverty and other anti-poverty programs/legislation are a failure and are to blame for poverty today. • Tracing the poverty rate from the late 1950s to present, and In the late 1950s, the poverty rate was 22.4 percent, and 1960s. In 1970s, the poverty rate was low as 11.1 percent but in 1980s, the poverty rate was increased again up to 15.2 percent. Between 1993 and 2000, the poverty rate fell each year, reaching 11.3 percent. Since 2000, the poverty rate has slowly increased, peaking at 15.1 percent in 2010 and remaining relatively stable. In 2014, 14.8 percent of Americans lived in poverty. • Delineate and describe several War on Poverty/anti-poverty programs including (but not limited to) Medicare, SNAP, Medicaid etc., War on Poverty implemented numerous programs that improve the American quality of life, especially for people who struggle to make ends meet. The Amendments of Social Security in 1965, Medicare and Medicaid were created to help the costs of health care for the elderly. War on poverty provided access to the affordable care, especially hospital treatment, has improved for seniors to live healthy and longer. Medicare reduces individuals’ risk of financial lost due to high medical cost in old age. Additionally, Medicare significantly reduced out-of- pocket medical expenditures for seniors that increased their real incomes. Medicaid program is also reduced financial hardship for people who fell below the poverty line. The Food Stamp program Act brought the Food Stamp program became permanent. As a result, the establishment of the Special Supplemental Program for Women, Infants, and Children helped improving in the diets of the poor during the late 1960 and into the mid-1970s. • Discuss whether this argument (programs are to blame for poverty today) is accurate. The poverty rate remained relatively consistent since 1960 that most conservatives blame on government policies. Charles Murray argued that welfare policies made poverty worse. He believes that welfare payments were making people dependent on the welfare programs and putting them in poverty. He supported that to discourage people from staying on welfare and forcing them onto the job market is the best solution for decreasing the poverty rate. However, conservatives were wrong about poverty being largely caused by government welfare programs. The poverty rate was not decreased with the reduction of welfare rolls on the poverty level. The major problem of poverty was a country’s economic system. Most people were poor because there was a chronic lack of jobs and many low-skilled jobs pay wages below poverty level. Therefore, Charles Murray’ argument about the War on Poverty and other anti-poverty programs/legislation are a failure and are to blame for poverty today is not accurate.
...tter poverty. The depression affected millions of Americans and I got to really feel what they went through when I watched the movie Cinderella Man. Jim Braddock the main character of the movie went thorough tough times; he lost his job, couldn’t support his family and witnessed loved ones being lost to the Great Depression. Going through all this just made him a stronger man. This gargantuan mess was all created because of the Stock Market crash of the 1930’s. This was a time when the huge stock market fell to the ground. The crash hurt so many American families including Braddock. Even though the Great Depression ended a while ago there are similar things that happened in the Great Depression that are happening in 2010. The Great Depression ruined many people, America needs to learn from their mistakes and make sure ruination like this never happens again.
McElvaine, Robert S, ed. Down and Out in the Great Depression: Letters from the Forgotten Man. Chapel Hill: The University of North Carolina Press, 1983.
The ten year span of the Great Depression showed families how to live without a stable home or even going to bed without dinner some nights. First off, many people living in the 1930’s were unemployed and homeless, causing them to live in Hoovervilles. The citizens living in Hoovervilles lived unsanitary lives and often faced hunger. In fact, Hoovervilles were built out of unwanted material and provided little shelter. Many put all the blame on the then president, Herbert Hoover, when he refused to help his people through this life changing event. The comparison of Hoover and his poor decisions often got compared to the poor situations that his people had to live in. Hoover should no support during his presidency. Therefore, life during the
People, especially blacks, were being put out of work everywhere; the wave of depression had hit the entire country. Banks were failing, and the cities, in a desperate attempt to provide relief, were running out of money. Because President Hoover was confident that business conditions would soon improve, federal funds were not used to provide relief; relief was the responsibility of private charities. City allowances soon ran out, and there was no money left. Pennies were used to buy food and fuel. Many people went without food in order to p...
The Great Depression struck the United States in 1929, and devastated the country for 12 years (Potter). Filled with hardships and poverties, these 12 years seemed like a lifetime to most people, especially to the lower and middle class. American society during the 1930s was split into three main classes: Lower class, Middle class, and the Upper class. While the majority of the upper class continued to live lavishly, the lower class, consisting of mainly struggling laborers and almost all African Americans, definitely suffered the most. The Middle class was also heading down a dangerous path. Not being able to maintain their small fortunes, most were forced to lower levels of society. The effects of the Great Depression in the 1930s on the social classes in the south caused many people to move to the lower class.
Medicare and Medicaid are for those who are unable to pay for private health insurance. They were created in 1965 by Lyndon Johnson to meet individual health care needs. Medicare covers those who are 65 or older or who have certain disabilities. It also covers individuals with End-Stage Renal Disease (ESRD) who need dialysis or a kidney transplant. There are four parts of Medicare. They are Part A which covers hospital stays, hospice care, skilled nursing facility care, and home health care. Part B covers doctor services, outpatient care, durable medical equipment, and some preventative services. Part C includes all benefits and services covered under Parts A and B and usually includes Medicare prescription drug coverage (Part D) as part of
During current times, many individuals struggle financially. In the 1920 and 30s, the daily life of Americans was much worse. This time is known to many as the Great Depression. During this gruesome era, the United States had an enormous unemployment rate and many people began to starve. This was all caused by an economic sorrow. The Great Depression economically destroyed America.First off, the banks catastrophically failed. When the banks deteriorated, many citizens lost all of their wealth (Hayes). This swept poverty across the nation. Later, the United States government established the Emergency Banking Bill of 1933. This secured the United States’ banks and placed the federal government in charge of the banks. (“The New Deal”). Still,
The stock market crash of 1929 created what is known as the Great Depression and many people were affected from farmers to normal city workers. As the 1930s rolled around the United States already started to see the affect of the stock market crash. “By 1930 over four million people were out of work and this number had doubled at the end of 1931.”(1930). Employment dropped rapidly and farmers went out of business due to banks foreclosing on farmers. The whole country was in shambles with half of the country being stable or wealthy and others starving not being able to find food. People trying to find food turned to soup kitchens were they would be given a very small meal. “When soup kitchens first appeared, they were run buy churches or private charities.” (Depression) and could survive from 1,500 to 3,000 people a day.
Social Security is the Federal retirement system. One could easily say it is the most popular of the government systems. President Roosevelt signed the Social Security Act on August 14th, 1935. The Act was designed as a social insurance program. An individuals retirement benefits were based entirely on the career earnings of the worker and was to provide income security to that worker when he or she retired. Over time the social security program expanded to include benefits for spouse, survivors, and disabled. Before this people relied on their life savings or others.
The Great Depression, a time of poverty and despair. During this time it was such a blessing to have three meals a day and to get to go to school. Some kids didn’t even know any life different from this. Some of them just thought this was simply how life was. Though The Great Depression interrupted children’s learning and resulted in more than thirteen million lost jobs, the United States and its citizens recovered from the difficulties due to Franklin Delano Roosevelt’s New Deal policies.
Social Security was created when Franklin D. Roosevelt signed the Social Security Act on August 14, 1935. The program provided a social insurance system based on the idea that if workers pooled a portion of their wages, they would be able to protect each other and their families against wage loss due to retirement, disability, or death and has become the foundation of economic security for millions of Americans. “Over the past 80 years, Social Security has become the largest single government program in the world, accounting for 26% of total US federal spending in 2014” (Privatizing Social Security - ProCon.org). Today, more than 47 million Americans receive checks from the Social Security system. Because of such high numbers, the security
Medicare is a federal health insurance program for people over the age of 65. Adults with certain diseases or disabilities such as Lou Gehrig’s disease also qualify for Medicare. Medicare is divided into four parts: Part A, Part B, Part C, and Part D. Medicare Part A is hospital insurance and it benefits impatient care in hospitals, skilled nursing facilities, hospice care, and home health care. Medicare Part B is medical insurance and it covers services from doctors
People lost their jobs and homes. Many people had to build their own houses. They were called shanties. They were built and lived in by poor people. People had to wait in line to get bread. Over 12 million people lost their jobs during the Great Depression. Since so many people lost their jobs, they had to wait in unemployment lines waiting, trying to get jobs. During this time there was a famous photographer, her name was Dorothea Lange. She took photos of people suffering during the Great Depression. Her photographs are now famous. They document how hard people's lives used to be. People had to battled to
Social Security is the federally administered insurance system. Under current federal laws, both employer and employee must pay into the system, and a certain percentage of the employee’s salary is paid up to a maximum limit. Social Security is mandatory for employees and employers. The most noteworthy exceptions are state and local government employees.
What is SOCIAL SECURITY and what its role? The social security system in the United States had enacted on August 14, 1935; President Franklin D. Roosevelt signed the Social Security Act. The act created a range of which government programs, including unemployment insurance and federal welfare grants; however, the term social security designates typical for Old Age, Survivors, and Disability Insurance (OASDI) and related federal programs run by the Social Security Administration (Whaples, 2003). In the second half of the twentieth century, social security grew to become the most expensive federal government program, directly touching the lives of almost every American. It enjoyed widespread popularity for several decades, but by the close