Dave Ramsey Thesis Statement

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Specific Goal: My goal is to inform my audience about Dave Ramsey’s steps for financial success. Thesis Statement: Dave Ramsey has a method that has helped millions of people beat debt, stick to a budget, and build wealth. Introduction A. Attention-getter: How many of you have listened to Dave Ramsey’s radio show? For those who have not heard it, Dave Ramsey has a talk show that people can call into for financial advice and to share their success stories. Some people even call in to yell, “We’re debt-free!”   B. Motivate the audience to listen: Did you know that 50% of Americans are in debt and half of that 50% owes thousands of dollars? Each one of you has a choice to make: either you can be part of the 50% of Americans that …show more content…

Establish credibility: The concept of “acting your wage” is something that has been instilled in me since I was young, but in the more recent years I have learned some great financial advice through reading some things Dave Ramsey has said or written, visiting his website, and listening to him on the radio.   D. Preview main points: My goal is to inform you about Dave Ramsey’s steps for financial success. He has a method that has helped millions of people beat debt, stick to a budget, and build …show more content…

You often think of large, extravagant purchases as being the cause of debt, and while you do need to be careful about those, you also need to think about the small purchases you make from day to day on unnecessary things. For example, while I am a firm believer in coffee being a necessity in life, I do not believe you have to spend five dollars every morning on coffee from Starbucks in order to fulfill your need. Other things such as vending machine candy bars and gas station energy drinks are great for college student emergencies but are generally not the best use of your money. Before you make a purchase, consider what else you could do with that money. Transition- The third step to financial success is to build wealth. C. For a lot of you, retirement is probably the last thing on your mind, but it is never to early to start thinking about and preparing for your future by creating good financial habits.   Once you get a solid financial foundation, it's time to get serious about retirement and build long-term wealth. You have a lot of options between your 401(k), Roth IRA, and Traditional IRA. Decide what is right for your situation, and put 15% of your income toward the retirement of your

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