Car accidents are quite common in Chester, SC. Sometimes, these accidents are minor fender benders but in other cases, they can be serious and cause serious and life-threatening injuries. Car accidents involve people of all ages and genders and can occur at any time. The question is: if you are in a car accident, which party will pay for the damages that are incurred? The first thing to understand about South Carolina's accident system is that it is a ‘fault’ system. This means that the person who is at fault is the one who will be held liable for any damage. In other words, the party at fault will pay for any bodily injury as well as any property damage. If you caused a car accident and it is entirely your fault, you or your insurance company …show more content…
File a personal injury lawsuit against the at-fault driver. What Should You Do If You Are Not At-Fault If you feel that the other driver is at fault but that driver refuses to accept that fact or accept the role they played, you can simply call the police and report the incident. This police report carries a lot of weight in determining fault. In any case, you should be aware that in Chester, South Carolina, if there is a car accident and if the accident results in injury or death of any person, the accident must be reported to the South Carolina Department of Motor Vehicles within 15 days. Even if it is not your fault, you still have to report this incident. Speak To Your Insurance Company Of the three possible options outlined above, the first option is generally the best way to go. Make sure that you have all the records of the car accident. This includes the date, time, location, any police report, hospital visits, any witnesses, and photos of the damages to the car and property. Always make sure that you get the other driver's name, address, contact, car registration and insurance information. Once you call your insurance company, they will send an insurance adjuster and use the available evidence to determine …show more content…
In reality, things can turn out to be very different. For example, the other party could be completely at fault and still deny everything. If you file a claim with their insurance company, their insurance company would not hand over the money to you on a silver platter. Insurance companies have a very simple philosophy: they want to minimize their payout. So if you expect them to be concerned about your losses, you can think again. The insurance company is not your friend, even if it is your own insurance company. Their goal would be to settle fast and for the lowest possible
Plaintiff, Sandra Johnson, seeks damages for negligence against Chris Williams as a result of a car accident. On November 01, 2013, Defendant, Chris Williams was in a car accident at the intersection of Elm and Maple Street traveling at approximately 5:45pm- 6:00pm. when Mrs. Johnson’s vehicle struck his car. (Williams Dep. Pg. 2). Mrs. Johnson was alone in her car, a white Toyota Corolla, going north on Elm. At the intersection,
The mechanics of Fifth Gear Automotive auto repair shops Lewisville, TX want driving your vehicle to be a safe experience. Read on to learn how to improve your vehicle safety. Automobile accidents are a risk associated with driving. The leading cause of accidents is impaired drivers due to texting, alcohol, and drug use of both legal and illegal kind.
Uninsured/underinsured motorists – this coverage protects you when the other driver has no insurance or the insurance cannot cover fully your claims. Hit and run incidents are also covered.
I hope all is well. My name Rowda Mohammed and I owned the 2010 Volkswagen CC (License Plate Number: KDR 9795). I got into a car accident on 6/8/2017 around 5:00-6:00 PM at the intersection of City Ave and Bryn Mawr Ave, I was driving in the lane that was furthest to the left heading toward Maple Ave when a driver that was on the right lane made a sudden turn into my lane and hit the right side of my car. When the police got to the scene they said the other driver was at fault. My car had minor damages (Pictures attached). The driver that hit me did not have car insurance, the passenger that was in the car with the driver had car insurance however her insurance refused to cover my damages because they did not cover the driver, so
Car accidents cause a variety of injuries. Some injuries are mild while other injuries result in permanent disabilities that change the accident victim’s life forever. Spine injuries are common in car accidents due to the force of the impact and the violent, unnatural positions caused by the collision. Even in a low-speed impact, a person’s back can suffer severe, traumatic injuries. In a matter of seconds, your life can be changed forever due to a back injury in a car accident.
Car insurance is essentially vital and the repercussions of not getting car insurance become evident when you get into a car accident. If you have car insurance (comprehensive car insurance, third party, fire and theft insurance, or third party only insurance), your insurance will automatically cover any damage costs to the other person’s vehicle when you are
In England, there are no specific statutory torts, that deal with this question. Moreover, this case, cannot fall under intentional torts. Therefore, this question is dealt, under the tort of negligence, but the higher standard of care is required, which was proved in case Nettleship v. Weston. What this means, is that a driver is compared to a “great driver”/ “excellent driver”. There are four requirements that need to be fulfiled in order for a defendant to be negligent. There needs to be 1.) Duty of Care, 2.) Breach, 3.) Causation and 4.) Damage. Firstly, Bob as a driver had a high duty of care to take to be cautious towards the other drivers on the road. Therefore, the first criteria is fulfilled. Nevertheless, the question, was there a breach of the duty of care, cannot be answered affirmatively, because, as seen from the facts of the case, Bob did not act negligently. Therefore, It is assumed, that he took good care of balancing risk and precautionary measures that he needed to take, and that he acted, with an expected skill and knowledge. Therefore, second criteria is not fulfilled. Question of causation, would be probably established, as Bob at least contributed to the collision. Moreover, there was damage, namely physical injury. As a conclusion, Tom cannot claim damages from
Insurance is a two-way legal agreement between the insurer and the customer. The customer, which may be an individual, business, or other entity, agrees to pay the premiums as required, in exchange for monetary protection from the insurer for any possible substantial loss. Customers usually obtain insurance, not to cover the trivial incidents of life or business, but to cover the potential significant losses which could be a financial hardship for them. The premiums of all customers of the insurance company are pooled together. The insurance applies statistical analysis to determine the chance that a particular event might occur to one of their customers. From this analysis they can determine the premiums which must be collected and the claims which must be paid to keep the insurance company financially profitable. There are many type of insurance including life, property and casualty, car, health, and disability. Each is very specific for what losses then will cover and reimburse (Pareto, n.d.).
The insurance company will look at the damages done and award money depending on the severity of the damages. In most cases, the insurance company will look at:
If you are injured in a hit and run accident, you may be able to receive compensation for your damages from your own automobile insurance company. The compensation you are entitled to receive may depend on the coverage you purchased. The first step is consulted with one of our Baton Rouge hit and run accident attorneys. Our attorney will review your automobile insurance policy to determine your available coverage and explain your legal options to recover damages for your injuries, losses, and
... claim to your car. Note that the kind of claims actually will improve rates and luckily that claims will not influence them. In the major case, an accident will have no a mistake like a vandalism that commonly is claimed with comprehensive coverage) while run and hit (generally claimed using uninsured motorist coverage) claims will never increase your own rates.
Disappointment, disbelief and fear filled my mind as I lye on my side, sandwiched between the cold, soft dirt and the hot, slick metal of the car. The weight of the car pressed down on the lower half of my body with monster force. It did not hurt, my body was numb. All I could feel was the car hood's mass stamping my body father and farther into the ground. My lungs felt pinched shut and air would neither enter nor escape them. My mind was buzzing. What had just happened? In the distance, on that cursed road, I saw cars driving by completely unaware of what happened, how I felt. I tried to yell but my voice was unheard. All I could do was wait. Wait for someone to help me or wait to die.
Many Americans have suffered from the same pain you are experiencing. You experience a car accident that is not your fault, and now you have to cipher through the mess and look for compensation. Sometimes the process is very simple, and everything goes according to plan, but life could also be a little unfair so you might find yourself in a situation where you are fighting for what is due to you. There are many reasons why someone would be undercompensated for their claims after a car accident, and unfortunately earning the right compensation is a slow, drawn out process. If you are in a situation where you have been in a car accident and have had major damage to your vehicle or you were injured, but car insurance companies will not provide you with enough money to compensate you for your pain, or the other driver has no insurance of his/her own; you should consider putting the effort to sue the other party involved.
Automobile accidents happen all around us. We see cars in the middle of the road after just rear ending each other. We see cars driving around town with big dents in them. Do you ever stop to wonder how car accidents happen? Physics; that’s how they happen. There are several aspects of physics that apply to automobile accidents.
When speaking with an at-fault party’s insurance agent after an accident, it is easy to get the impression that the representatives are there to help you. However, in reality, that agent is looking for every opportunity to decline or minimize your claim in order to save their company money, as every seasoned Corona plaintiff lawyer can attest.