Blue Cross Blue Shield Research Paper

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Blue Cross and Blue Shield (BCBS) headquarters are located in chicago, illinois. It was founded in 1929. It has a federation of 36 separate united states health insurance organizations providing healthcare to more than 106 million americans. Policy Changes Limit Health Care Options According to texomashomepage.com BCBS insurance in Wichita Falls,Texas, has big changes coming in january of 2016, limmiting health care options. If you have a individual plan all Preferred Provider Organization (PPO) individual policy holders with Blue Cross Blue Shield, you will be switched to a Health Maintenance Organization (HMO) policy. When it comes to benefits, the difference between an HMO and a PPO, is that an HMO has no benefits

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