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Failures of the affordable care act
Strengths and weaknesses of the Affordable Care Act
Strengths and weaknesses of the Affordable Care Act
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In American society, the inequality of health care between the poor and the wealthy continues to rise. In the past years, many low income families have suffered from financial crisis due to health care bills. However, in 2017, during Obama’s presidency, a law was passed, Obamacare, by the government that allowed the poor and financially challenged families to have health care coverage. This eased the burden on low income families for a period of time between 2010 and 2017. Despite the initial purpose of Obamacare, the law on health care will probably change by 2019, which is already in the process of being taken away from Americans requiring them to buy their own health insurance. All of this will result in suffering for many poor Americans who rely on healthcare to cover bills related to health. As the imbalanced health care affected the past, the future is uncertain, as well as the current situation that’s requiring people who depend of Obamacare to pay more. …show more content…
Initially, in 2010 the Obamacare law was passed to make sure that low income families can get “low health care cost and to help improve the quality of life for those who couldn't get health insurance from their jobs” (Kimberly). This system was expensive and unbalanced between the wealthy and the poor. Many families struggled to get their medical treatments because they couldn’t afford to pay for the bills. Their incomes were way too low compared to how much they had to pay for their health care plus other expenses. This seemed get a little better in 2017, during Obama’s presidency. As a result of this “health care law, [many people were] offer[ed] rights and protections that make coverage more fair and easy to understand”
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
The healthcare reform debate has been politicized in the United States for many years where there have been deliberate efforts by various stakeholders to ensure that they push for the reforms that are in line with the cost-benefit aspects that they have already envisioned. In this paper, I will attempt to prove that the reforms that have been witnessed in the healthcare in the recent years have not been effective and helpful to the society as a whole. When President Obama came into office, he promised to oversee great reforms in the healthcare which is his government he face much priority in the social policy aspects. The congress managed to pass the Patient Protection and Affordable Care Act (PPACA).
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
Patient Protection and Affordable Care Act is the real title of the bill, enacted in 2009. It is far better known as The Affordable Care Act or Obamacare. This bill represents the biggest revolution and improvement, or at least an attempt towards it, in the health care of the United States of America since the passage of Medicaid and Medicare in 1965. The main purpose of the ACA implementation was, as the bill states in its title, to make: ˝ Quality, Affordable Health Care for All Americans˝ possible. Before the ObamaCare, there were millions of American who were uninsured, or had poor quality insurance plan. On the other hand those who did have health care coverage, even the decent one, we left on their own when insurance companies abused their trust and deprived them of their rights. That was the reason why the government and the President Obama, hoped to increase the quality and make the health insurance more affordable. The idea was to lower uninsured rate by firstly increasing the extent of public and also private coverage, and then secondly, to minimise the costs of health care for both individuals and the government.
Healthcare Policy has been through many ups and downs over the years. The first United States legislature to involve healthcare dates back to 1798, when “The Act for the Relief of Sick and Disabled Seamen” was adopted. This approach is not very different in how healthcare works today. The act called for a 200 cent tax on seamen in order to pay for their health care. But it wasn’t until 1912, when President Theodore Roosevelt campaigned on a platform to adopt a single national health service. Finally a program called Medicaid was adopted to insure low income families, and in 1966, Medicare was adopted, guaranteeing health care for those over the age of 65 who paid into the system. Finally, The Affordable Health Care for America Act was introduced in 2009, and while it has changed and been revised a few times since then, it is th...
The major goal and crowning achievement of Obamacare was the ability to provide healthcare to those who would not be insured otherwise. “Supporters of the PPACA [Patient Protection and Affordable Care Act] argue that the law is good policy that will finally make healthcare affordable and accessible [to] ordinary Americans” (“Affordable” 8). In order to make widespread health coverage become a reality, a large enrollment with various signers to Obamacare would be essential. The main targets were young people, so that Obamacare would carry on with the newer generations, and people who were in need of the health care, but did not have access to it. However, after the first five months, the results had not been promising: “just 25% of enrollees were between the ages 18 and 34 -- well below the 33% to 40% most experts believe is needed to create a balanced...
The United States of America is supposed to be the greatest nation on earth. We are supposed to celebrate freedom and praise equality. We are all supposed to have the opportunity to live a nice, long, wonderful life.There are quite a few problems that make the above difficult, to say the least.
Under the Affordable Care Act one of the most important provisions is to expand health care to low income families through Medicaid. This could have an effect on over eight million people who do not have access to health care currently. However 25 states have decided against expanding Medicaid benefits, leaving 13.5 million people less likely to receive basic health care and preventative ...
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.