In “Is college worth it?” the writer discusses which colleges and degrees will be better for their price and how the careers from these degrees will help pay off college debt. Throughout the article it is discussed how colleges that have lower scores and ranking will not offer financial help to students. To be able to pay off college debt, it is better to go to a college with higher scores. Since the cost of tuition is rising, more people are in need of financial aid, and to pay off this debt quicker, people are needing a career to do so. In order to have a career that makes a lot of money and pay off student loans, you need to get a degree that is in a field with a high demand. Whenever a student is accepted to a college or university, …show more content…
If the student graduates with a degree that is high need this can help the graduate get the job much easier and if the job pays well, this can help pay off the graduate’s student loans sooner as well. Whenever you have a higher income this can increase your monthly loan payment, which leads to being able to pay off your student loans much faster than having a job that has a lower pay rate. “The value of a college degree remains high, and the average college graduate can recover the costs of attending in less than 20 years.” (Mary C. Daly, Leila Bengali, page 4). From the article “Is it still worth going to college” Mary C. Daly and Leila Bengali explain how if you graduate from a four year college a graduate will have a much higher earning rate rather than a high school grade and also a graduate that attended some college but, less than four years of attendance. “College graduates earned an average about $20,050 (61%) more per year than high school graduates.” (Mary C. Daly, Leila Bengali, page 1). Not only does having a well-paying career help pay off student loans quicker, but it can also help the …show more content…
It is best to find which college offers the best education and program for the degree plan the student want to go into. In the article “Searching for a Great College? Start Here.” By Diane Harris. Harris discusses how she found a college that had a very nice campus, gave her a very well education for his degree, and how she had “generous grants and a small loan” (Diane Harris, page 1.), the student loan bills were manageable. Even after she graduated her student loan bills were still as manageable even with their smaller salary. Not only should students search for a college with the best program for their degree, but also search for a college that offers the best program for the price. It is always good to find a college that has the best program for your degree, but students also have to find what can be more affordable. Students may not be able to get to the college of their dreams, but they have to do what is best. If students attend a more affordable college then they will have less student loans to pay off. Finally, so far the best ways to be able to pay off student loans are to either save up money up to the age of college preparation, find a degree that can pay well, and to find a college that can give you the best
One statistic that Owen and Sawhill presented was “Hamilton Project research shows that 23- to 25-year-olds with bachelor’s degrees make $12,000 more than high school graduates but by age 50, the gap has grown to $46,500 (Figure 1). When we look at lifetime earnings—the sum of earnings over a career—the total premium is $570,000 for a bachelor’s degree and $170,000 for an associate’s degree. (Owen, Sawhill pg 641). Owen and Sawhill also mention that “with tuitions rising faster than family incomes, the typical college student is now more dependent than in the past on loans, creating serious risks for the individual student and perhaps for the system as a whole, should widespread defaults occur in the future. Federal student loans now total close to $1 trillion, larger than credit card debt or auto loans and second only to mortgage debt on household balance sheets” (Owen, Sawhill pg 642). Basically, what the authors are saying is college is expensive, but for some career paths, the training and education received in college is necessary to have that job and the benefits outweigh the costs. With a high paying career where a college education is necessary, paying off student loans is no problem. On the other hand, people who go after low paying careers that don’t necessarily need a college degrees,
Is college worth it? This is a topic that has been heavily debated for years, and years to come. The late nights, stressful debts, and long papers due- not accepted a second late; does that make up for the amazing memories, high paying jobs, and social connections? Absolutely. The experience college can give is remarkable. College is a valuable experience because individuals who attend will have a lower chance of being unemployed, will be in better health, and paying off debts will be possible!
In addition, the writer of “The Benefits of a College Degree” wrote that”One of the most important and obvious reasons to earn a college degree is to increase your earning potential”(“The Benefits”). While it is true that college is indubitably expensive, the years of learning a particular trade or skill for the future of career of these students is important and worth the cost. Also, students can apply for a variety of scholarships for different amounts of money to help pay for college and lower the amount of debt caused by schooling. Furthermore, multiple students believe that a college education is not needed for their future and that they can get good paying jobs without it. This philosophy does not apply to any good paying careers with the exception of the military and some construction jobs. The good paying jobs require at least a bachelor’s degree in many cases, except for a few that require an
Is college worth it ? why should someone go to college ? Most people think college is the only logical option to a successful well paying future, that may or may not be true. In this essay I will be talking about the rhetorical situations of 3 authors each from different texts and a debate that all discuss this topic is college worth it. “Are Too Many People Going to college” by Charles murray, “What is college for” by Gary gutting “University 's Undergraduate Learning outcomes” by the textbook, and the debate “Are Too Many Kids Going To College”. As you can tell all these passages pertain to the same subject.
Employers consider a degree necessary for getting a job at their company. However, not many people can afford college. The solution is to take out loans, then college becomes affordable. These loans create a whole different issue, student loan debt. This can affect people their whole lifetime and has been happening for years upon years. But, in the more recent years America is starting to shed more light onto the issue and are becoming curious on why colleges charge twenty five thousand dollars, or more, for a year of education. Many different countries offer free college, but in America student loan debt keeps getting worse.
Although a college education grows more and more expensive every year. People begin to question whether college is a good idea to invest in or not. “As college costs continue to rise, students and their families are looking more carefully at what they are getting for their money. Increasingly, they are finding that the college experience falls short of their expectations”(Cooper. H Mary). Many people believe that the cost of a college degree has outstripped the value of a degree.Studies show that a college degree will increase your earning power. A lot of people say that a college degree now is worth what a high school diploma was wor...
First, college degree graduates have better opportunities in finding a high wage job. “Graduates enjoy increased opportunities for employment at higher rates of pay, providing them with the wherewithal to pay off debt, if they are wise stewards of that debt.” (Smith, 29) People with college degrees have higher chances of being successful in the future because employers would rather employ those who holds a college degree. However, although there are some people who did not attend college find jobs that can help satisfy and support their lives, they cannot compare the earnings of college graduates who holds a degree. My cousin, holding a Bachelor’s degree of Business Management, graduated 5 years ago from College. At first, College education can guarantee the success of her goals, but because of her persistence, she is now a successful businesswoman. She has now a full-time job that can support her family and has already built her own home. With this means, having a college degree helps a person not only achieve their own goals but also being independent. “Realistically, having a college degree will likely mean a com...
Due to the fact that a majority of people want a good amount of income, they choose to go to college. Majority of people choose to go to college so that they are able to receive a better salary and afford more possessions. Going to college will help you receive a better wage and a better job compared to those that only graduate from high school. College graduates are estimated to earn far more money over the course of a lifetime than compared to high school graduates (“President’s Perspective: Why go to College?”). This means that people who go to college are estimated to earn more money in one life time than that of someone who only graduated from high school. It is not always certain that going to college will get you a better salary but many statistics show that going to college can help. One of these statistics is the starting salaries of college graduates compared to those of a high school graduate. The starting salaries of college graduates are better than that of people who only graduated from high school. Starting salaries of college graduates are also steadily increasing over time. The overall average starting salary for a U.S. class of 2013 college graduates stands at $45,327, an increase of 2.4 percent over the report...
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
With a college education, one of the benefits college graduates earn is more money. College graduates have a much higher earning potential than individuals with no college education. A college education could actually earn you a million dollars over your lifetime. In the article it states, “On average, college graduates earn 1.5 time that of adults with high-school diplomas” (Andreas Schleicher). This demonstrates that by earning a college degree, you will earn a lot more money than people who stop their education at high school. As a college graduate, you earn far more over your working lifetime than non-college graduates. The more education you get, the more likely it is for you to always have a job. There are numerous other benefits associated with graduating from college. The benefits of going to college her in the U.S. are valuable than other countries. As a college student, the effects of a college degree will likely affect you and future generations. In the article it states, “While a degree is still a good investment in other countries, nowhere are the benefits quite as good as in the U.S” (Andreas Schleicher). This demonstrates that here in the U.S., there are plenty of benefits of having a college degree. With a college degree, you will have a higher lifetime earnings, you will have
“What do you want to be when you grow up?” Is a question most children hear from time to time though out their childhood. Most people ponder on that question as they grow up and become adults. The question that usually comes up when thinking about what they what to be when they grow up is “Is college worth it?” Are the risk of the high loans, and the challenge of finding a job after school worth the time of the college education?
In the article written by Rodney K.Smith where he puts forward a clear argument about “Yes, a College Education is Worth the Cost. There are more opportunities and doors open for those with higher education compared to those without. Higher education allows people to live in better neighborhoods; it brings financial security and stability. ”. Financially secured people not only are able to afford extracurricular activities for their kids, such as sports, music lessons, art, dancing etc, it also allows to have intellectual knowledge in general as well as better nutrition and medical care compared to uneducated people. A college education is worth the cost and investment of the students’ time.
As the cost of college tuition continues to rise each year, many individuals are questioning if a college education is worth the time and effort needed to obtain a college degree. In today’s society, however, a high school education or diploma is not enough to insure a chance at having a good future. For many students, the decision on whether or not he/she should pursue a higher education is a major conflict for many young adults who are graduating high school. Therefore, while some students wonder if going to college is worth the price tag, in the end, the benefits associated with earning a college degree are proven to uphold numerous opportunities for individuals in the future.
In “Should Everyone Go to College?” Isabel Sawhill and Stephanie Owen make a strong valid point on whether or not college is for everyone. For many students ready to leave high school, wondering whether they should attend college is an issue that may lay heavy on one teenagers mind. There are a few factors that could be a difficult decision depending on a person’s goal they are working towards. Some students jump right into the workforce after high school. Others may sign up for the military after graduation. While these are different options, research says higher education is very important. Higher education provides opportunity for students that attend college are giving a good shot of a better career later in life. Approaching graduation, a student might find themselves asking, “Why is it important to go to college?” The answer is that education is the most important growing factor in the growth of our country. Obtaining a college degree is a
In today’s society, the idea of receiving a college education has been pondered quite a bit as to whether or not it is actually worth it. According to Michelle Adam, many people “…today believe that getting a good education is key to success in our society, this revealed surprising issues that challenge the notion of higher education being worth its price tag” (59). Naturally, many high school graduates apply for college right before or after graduation. Others decide to go into the work force, armed forces, or simply remain unemployed. The question that many people debate about is, is a college education worth it in the long run? Though some people believe a college education will benefit ones’ career, others believe it will cause a mass of debt and loans for college students and graduates, and postpone life events.