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Your search returned over 400 essays for "Finance"
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Entrepreneurial Business Opportunities in Developing Countries - ... There are many issues that need to be overcome by entrepreneurs in developing countries before they can start on their entrepreneurial venture. Innovation is one of these; it can be a very costly part of the business and can become difficult to pay for. Ashok Khosla the former director of the United Nations Environment said in an interview that “In the case of my social enterprise, Development Alternatives in India, we had to create a whole complex of organisations some of which were supported by public and philanthropic funds to produce new technologies and products which could then be sold at reasonable prices since the Research & Development costs had already been taken care of.” (Kho...   [tags: innovation, finance, alleviating poverty] 974 words
(2.8 pages)
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Gradnting Credit on Micro Lending - Chapter 1 THE PROBLEM AND ITS SETTINGS Background of the Study For the self-employed in the world where the poor entrepreneurship is involved experimenting with the new technologies and learning about each people self. Specialist of Micro-finance gives emphasis of proving credit to a small business or making it available to the people’s minds and allowing customers through self-confidence and a little of improvement. Likewise, that’s why poor women are keep on borrowing money to the Bombay’s because of the small, and uncollateralized loans it leave which them no choice but to experience the non-traditional roles....   [tags: creditors, finance, buisness, entrepreneurship] 2694 words
(7.7 pages)
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Leading the Impact of Costs of the Strategic Management of Human Resources - Leading the impact of the costs of the strategic management of human resources. My goal is to study the effect of cost leadership strategy in Galfar Engineering and human resources management functions Contracting Limited . The goal is to customize the overall impact of a strategy of strategic human resources organization learning . Galfar Engineering & Contracting SAOG ( Galfar ) is the largest construction companies in the Sultanate of Oman for oil and gas , roads and bridges, and the Sultanate of Oman and the Gulf Cooperation Council (GCC) other civil works EPC capabilities and industry interest ....   [tags: business strategies, finance]
:: 9 Works Cited
1531 words
(4.4 pages)
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Implications Behind Pension Scheme and Savings Scheme in Retirement Protection - Introduction Retirement protection has become a concern in the world in recent years. Due to the existence of aging population and the improvement in living standards, people in developed regions started to demand for more social welfare. In the past, individuals would be self-independent or assisted by their next of kin (usually their children) financially when they retired. However problems emerged. Not everyone has the sufficient economic power to support their life when they neither have income nor work....   [tags: personal finance, spending]
:: 8 Works Cited
1021 words
(2.9 pages)
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Stock Market: Procter and Gamble and The Coca Cola Company - I chose Procter and Gamble and The Coca Cola Company because when I first looked at Google Finance, they were the two options out of the six that were in the green, or in the green the most. When I checked how the two stocks had grown,(I looked at year-to-date), KO and PG were the two that had grown the most out of the options I was given. Also the demand for both companies is high. I read an article that stated the most popular soft drinks, and Coca Cola was first on the list. (Hartlaub) The Coca Cola company is the world's largest beverage company, and carries many popular brands, such as Powerade, Hi-C, and Minute Maid juices....   [tags: google finance, competitors] 558 words
(1.6 pages)
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Risk Management in Hotel Business - ... The event insured against must be fortuitous or unforeseen. Also you should suffer a financial loss if the insured event occurs. Last of all is that insuring the risk must not be against public policies. Intercontinental Hotels Group plc 3a). What does your selected company believe are the risks that they face. Identify 
and outline what are these risk factors. The Intercontinental Hotels Group is a global hotel group with 9 preferred brands and over 4,600 hotels in nearly 100 countries and territories around the world....   [tags: control, finance, transfer, insurable] 1325 words
(3.8 pages)
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History of ICICI bank ltd - Introduction to ICICI bank ICICI Bank is India’s largest private sector bank with total assets of Rs. 5,367.95 billion at March 31, 2013 and profit after tax is Rs. 83.25 billion for the year ended march 31, 2013. The bank has a network of 3,611 branches and 11,162 ATMs in India, and has a presence in 19 countries, including India. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia....   [tags: Finance, India, Economy] 560 words
(1.6 pages)
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Importance of a Business Plan - A business plan is a way of reaching a company’s goals usually a formal statement. In this statement there can be information on the background of the organisation of the company. Asma has completed a basic business plan for her business, a business plan is used by a business to try and get other business / companies to invest in their business, a business can be set up so that the business will advance in the future. In the business plan it will include things from promoting to plans of the business and who her costumers could be....   [tags: Finance, Sales, Resources] 1432 words
(4.1 pages)
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Net Income Approach by Durand - ... For example, vis-à-vis equity-debt mix of 50:50, if the equity-debt mix changes to 20: 80, it would have a positive impact on value of the business and thereby increase the value per share. Assumptions of Net Income Approach Net Income Approach makes certain assumptions which are as follows. o Increase in debt will not affect the confidence levels of the investors. o The cost of debt is less than cost of equity. o There are no taxes levied Diagrammatic representation of NI Approach to Capital Structure: NET OPERATING INCOME APPROACH (NOI) Net Operating Income Approach suggests that change in debt of the firm/company or the change in leverage fails to affec...   [tags: finance, market value, capital] 552 words
(1.6 pages)
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The Current Recession and Mortagage Foreclosure - Introduction Foreclosure has become an outbreak affecting the entire United States of America. Realtytrac just reported in the month of April 2011 that one in every 593 housing units received a foreclosure filing. (N1) That statistic is for just one month. Some states such as Arizona, California, Florida, Michigan and Nevada continue to be plagued with an influx of homes falling victim to foreclosure or some other form of default. Each home that is a casualty to a foreclosure, short sale or even bankruptcy was collateral for the lender holding the promissory note....   [tags: Finance, Mortgage Loans]
:: 3 Works Cited
2977 words
(8.5 pages)
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Many Challenges Faced by Chinese Immigrants - The Chinese community in Singapore can be divided into two clusters that is, the Chinese migrants from China that still regarded China, as their “home” as well as the Straits Chinese who mostly did not consider themselves as citizens of China rather, they were British citizens that considered Singapore their home. Straits Chinese or the Queen’s Chinese was not bothered about the politics in China and were mostly educated in English schools. This paper will therefore discuss the challenges in education faced by the Chinese community, more specifically the China-born Chinese migrants, in postwar Singapore....   [tags: community, education, finance] 1220 words
(3.5 pages)
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Career in Financial Management - Within the past decade the economy has fallen and arouse dramatically. Many large corporations and businesses such as Ford, Chrysler, and G.M. plants have closed, while new companies building pipes and drills have sprang up and retailers have expanded. With all of this occurring in today’s society; businesses are on the hunt for good financial managers. Financial managers are the owls of a companies finances and everything in between them and their agencies. With a variety of other fields present, I personally feel financial management is the perfect fitting for me because I am a scholar in math, who loves dealing with money, and works well with others....   [tags: Society, Businesses, Companies, Finance]
:: 6 Works Cited
1140 words
(3.3 pages)
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Scientific Misconduct and Grant Fraud - ... According to statistics provided by the NIH, over 40 million dollars a year are lost due to fabricated data and individual researchers stealing from research budgets, of which comes from grant money and donations. Why do researchers feel the need to falsify evidence and why do they steal money and commit fraud. According to an article by Explore, pride is a big motivator in scientific falsification. Some researchers are so proud and will believe so much in their hypothesis that they will fabricate data and evidence so much as to receive grant money to further try to prove their theories correct, even if they know they are wrong....   [tags: research, finance, experiments, society] 1977 words
(5.6 pages)
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Exit Strategy in Making Investments - Exit strategy is an extremely decisive fraction of making investments. In fact, knowledge of exit options is an essential concomitant of entry and Private Equity (PE) investors must be very clear about their exit options and strategies. It is significant for an investor to be able to divest its holdings and exit in the most profitable and swift way. Broadly speaking, the following are the most common exit options available to PE investors: Initial Public Offer (IPO) IPO, the traditionally preferred route, is the method whereby the investors will have a right to offer their shares for sale to the public and then exit....   [tags: Strategies, Investing, Finance]
:: 6 Works Cited
886 words
(2.5 pages)
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Home Depot Corporate Governance - Audit Committee The Audit Committee is comprised of the following five members from the Board; F. Duane Ackerman, Ari Bousbib, J. Frank Brown, Karen L. Katen, and Mark Vadon. This group is tasked with assisting the Board with the oversight of The Home Depot’s financial statements, ensuring that they are in compliance with legal and regulatory requirements. They also review and monitor the Company’s Compliance program, making changes when appropriate to ensure that the Company remains compliant....   [tags: audit, finance principles, accounting]
:: 14 Works Cited
894 words
(2.6 pages)
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A Framework for a Hybrid Intelligent System in Support of Solving Credit Approval Problems in Banks - I. Introduction (135) Many consumers utilize credit facilities offered by banks to meet their needs. “Credit approval is the process a business or an individual undergoes to become eligible for a loan or pay for goods and services over an extended period of time” (Leotta, 2011). Banks use various techniques to screen applicants before they allow them to utilize their credit facilities. The tools and techniques used to screen applicants constitute a significant risk to the banks. If they are faulty, then, businesses and individuals who are not creditworthy may receive the nod to utilize credit....   [tags: Finance ]
:: 8 Works Cited
1354 words
(3.9 pages)
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Methodology of Monitoring Activities Related to the Progress in the Implementation of the Performance Indicators - Methodology of monitoring activities related to the progress in the implementation of the Performance Indicators (Conditions) for Disbursement of Variable Tranche under the EU Budget Support, Discussion paper prepared This document so to speak present the methodology in preparation of the monitoring activities and the monitoring reporting requirements on progress in the implementation of the Performance Indicators (Conditions) for Disbursement of Variable Tranche under the EU Budget Support....   [tags: Finance ] 1196 words
(3.4 pages)
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Valuations Differences in Private Equity Funds, Mutual Funds, and Hedge Funds - Over the last several years, the total number of investment options that investors have available to them, have increased dramatically. This is evident in the overall increase in the number of private equity funds, hedge funds and mutual funds. For example, the total number of private equity deals that were completed in the year 1970 was a total of 12 transactions accounting for $13 million of investment capital. In 2007, this number of transactions increased 2, 247 and accounted for a total of $70 billion in investment capital....   [tags: Finance ]
:: 12 Works Cited
3428 words
(9.8 pages)
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SWOT Analysis of the Balanced Scorecard in the UK Banking Sector - In the last two decades of the 20th century, the UK banking industry experienced huge change because of three factors: deregulation, new technology and increasing competition (Gardener et al, 1999, cited in Hailey et al, 2005). Some banks such as NatWest, Halifax and Royal Bank of Scotland (RBS), have successfully survived from the impact of the new century. Just as the head of employee at RBS indicates, the most significant part of their success is the use of the Balanced Scorecard in the performance of employees....   [tags: Finance]
:: 7 Works Cited
1328 words
(3.8 pages)
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The Effects of Self-esteem and Risk-Taking Behaviors on Financial Management - Abstract Past research suggests personality variables may affect a person’s style of financial management. Specifically, the purpose of this study was to investigate possible correlations between self-esteem and risk-taking behaviors with financial management. We created a survey measuring these variables, in addition to asking some demographic questions, and had anonymous participants from a Research Methods class take it online. After conducting the survey with the 27 participants, we were unable to find any notable correlations to support our hypotheses, although we established correlations with our gender and age demographic questions....   [tags: Finance]
:: 7 Works Cited
1308 words
(3.7 pages)
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The Three Most Important Things I Learned in This Course - The three most important things that I learned in this course are as follows: 1) Causes of Financial Crisis Financial crises have influenced the procedure of financial markets since many years. Most distinctly the great hopelessness in 1929-30, the 1970s inflation failures and the banking harsh conditions in the 1990s produced disorder in the financial markets causing serious disturbance. The recent financial crisis which became known in 2007, though the roots were implanted much earlier, has been one of the toughest and perhaps the gigantic that financial markets have ever faced....   [tags: Finance]
:: 7 Works Cited
2230 words
(6.4 pages)
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Discuss the Perception that Financial Accounting Appears to be Transforming - This essay is going to discuss the perception that financial accounting appears to be transforming. It demonstrates that why the financial accounting theories appears and the difference between descriptive and prescriptive methods of research; the reason why researches might shift from one method to another and how the accounting theories influence by some famous researchers contribution such as Paton, Littleton and Chambers. Accounting is a human activity; therefore accounting theories should consider people’s behavior with respect to accounting information....   [tags: Finance ]
:: 30 Works Cited
2159 words
(6.2 pages)
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How does forward contract valuation differ from futures contract valuation? - A. How does forward contract valuation differ from futures contract valuation? Futures and forward contracts are viewed as derivative contracts because their values are derived from an underlying asset. The forward contract is an agreement between two parties, which are buyer and seller and they must fulfil their contractual obligations at a price established at the beginning upon the expiration date, the buyer must pay the agreed price to the seller and the seller must deliver the underlying asset to the buyer....   [tags: Finance] 882 words
(2.5 pages)
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Persuading Students to Use Credit Cards and Financial Aid Responsibly - Outline THESIS: There is a growing number of students with credit card and student loan debt at Broward College. Not all of them are conscious of the fact that their debts continue to gain interest over the years and leaves the student in a precarious financial situation if left unchecked. The students need to be informed of the methods by which they can avoid or deal with student credit card or student loan debt. I. Students at Broward College do not even realize they are incurring a continuing debt....   [tags: Finance]
:: 3 Works Cited
1157 words
(3.3 pages)
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How Does Credit Card Debt Affect Your Personal Wealth? - Credit card debt is what’s known as unsecured consumer debt. Card debt is not necessarily collected through the use of a credit card. Debt can be accumulated from transfers, such as transferring money to make a payment or to another account. This can get you in a cycle of revolving debt meaning, what you owe can spiral out of control. Many people owe money because of the current financial situation of the U.S Economy. Credit card has a major impact on one’s personal wealth. People who have an asset have personal wealth; some examples of an asset are your house as well as your land....   [tags: Finance]
:: 4 Works Cited
1265 words
(3.6 pages)
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How Fraud in the Financial Markets Influence Government Action - Millions of people in today’s society entrust their money to various financial markets in an attempt to seek high returns or gains for taking certain risks or even simply creating nest eggs so they can take advantage when their [retirement] day comes. Whether you are investing for short term gains or planning for retirement, a risk is certainly what is being taken when investing your hard earned money. Investors should certainly make informed decisions regarding investment opportunities and heavily scrutinize all potential investments....   [tags: Finance ]
:: 1 Works Cited
1254 words
(3.6 pages)
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Stock Trading: Practical Application in the London Stock Exchange - Stock Trading: Practical application in the London Stock Exchange PORTFOLIO PROJECT The investment policy shall be aimed at minimizing the credit risk. For example, the portfolio shall be diversified to minimize potential losses on individual securities. Investments shall primarily be channeled in short-term securities to minimize losses as a result of the fact that value of securities can fall due to changes in the general interest rate. To cushion from the effects losses as a result of currency risk, most of the investments shall be held in US dollars....   [tags: Finance ]
:: 4 Works Cited
1870 words
(5.3 pages)
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Credit Analysis:The Importance of Financial Statements to Commercial Lenders - Financial Institutions are an integral component of financing for many companies and industries today. Especially since many companies are not generating the income that was experienced in the past due to a suppressed economy. It is important for companies to keep accurate current financial records. (Lawrence, 1983) These records become an important part of the loan request package that they submit to the lending institution. Financial institutions rely heavily on the audited financial statements of the companies to reach their lending decisions....   [tags: Finance]
:: 7 Works Cited
2235 words
(6.4 pages)
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The Things that Money Can and Cannot Buy - Money, the media of exchange for products and services, provides things people need, like food, clothing, shelter, or medicine. People spend most of their life looking for it. My parent for example, works from sunrise to sunset to obtain it. The more money people have the more benefits they can get, because they will be able to get a bigger and better houses, clothes, or food. Less money means stress in bill payments, gas prices, and food prices. With money, people can fulfill their material need....   [tags: finance]
:: 1 Works Cited
1581 words
(4.5 pages)
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The Future and Direction of Microfinance in India - Reaching the Unreached Microfinance industry is set to reach new heights. With superlative growth numbers in a period of economic downturn, the sector has come to attention of a wider range of investors. Despite the widespread liquidity crunch, the SHG-bank linkage and the group lending microfinance institution (MFI) models recorded impressive increase both in terms of number of households reached and volume of loans. During the year 2008-09 6.9 million new members were added under SHG model taking the total membership tally to 54 million....   [tags: Finance] 823 words
(2.4 pages)
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Credit Cards make us feel bigger and better! - I’ve always been fascinated on how popular culture glorifies credit cards. What fascinates me about credit cards the most is that they are so powerful that they can turn you life around and help you live the life you had always dreamed of. Credit cards appear to be an insignificant piece of plastic, but they are more powerful that what they appear to be. Owning a credit card opens up doors to different worlds, especially when you own more than one credit card. Marketers always announce the glories, convenience, and safety issues of owning a credit card, but what they never tell you is that you must be vigilant on how you use your credit card/s because you may end up stuck in a world you wis...   [tags: Finance]
:: 6 Works Cited
1785 words
(5.1 pages)
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Tamalpais Union High School District Budget Cuts - Dear District Superintendant: The Tamalpais Union High School District (TUHSD) is one of those districts that have seen fallen property values in Marin, dysfunctional, and fiscal chaos in Sacramento. As a result of the severe economic downturn and the devastating cuts to education from the state of California, the TUHSD needs to reduce operating cost by 20% within five years to have a balanced budget for the 2014-2015 school year. THUSD annual budget is $55 million dollars. Operations is half that, or $27.5 million....   [tags: Finance] 1443 words
(4.1 pages)
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Payday Loans: Playing Families Like an Instrument - According to CareerBuilder.com, a whopping 61% of American households lived paycheck to paycheck in 2009. That number is huge, especially since only 49% lived that way in 2008, and only 41% in 2007. Whether it is due to losing one or both household incomes or simply a reduction in the household incomes, the statistic is staggering. With families not able to adequately save for any unexpected expense that may arise, they are finding that more often than not there is more month than money. So what happens when the rent/mortgage payment is due, groceries need to be purchased, and then the car breaks down....   [tags: Finance ] 912 words
(2.6 pages)
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Failure of Three Regulation in Financial Crisis - Since the year 2008, many countries had been suffered from a financial crisis or Hamburger crisis, because of the mistaken policy, complex financial system etc. which cause a severe shock to the financial system globally. From this impact, the federal government of United State of America (USA) and other countries had injected a large fund for retrieving this situation significantly. Therefore, it can be explained that understanding the main causes of the financial issue can assist each country to clarify problems....   [tags: Finance] 1960 words
(5.6 pages)
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Changing the Security and Exchange Commission Regulations - I would like to propose the following changes and/or additions to the Security and Exchange Commission’s regulations. These changes are in regards to the last ten years of corporate fraud in the financial world involving such companies as Enron, WorldCom, Tyco, and Xerox. The primary changes include the addition of a Reserve Bond and an adjustment in the Bounty Payment program. Secondary changes include a Board of Directors mix-up program for securities companies, and SEC involvement in external auditing....   [tags: Finance]
:: 6 Works Cited
2417 words
(6.9 pages)
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Maximizing Wealth and Creating Financial Independence - Today maximizing wealth and creating financial independence requires some art some science, but mostly common sense. To be successful, you must use a variety of skills in planning the outcome, implementing the plan and controlling the desired results. Coordinating these three steps is an on-going and ever-changing process. Many of the barriers we face today are caused by uncoordinated and non-multiplier plans, which are loaded with opinions. This in turn leads to confusion and an uncontrolled situation....   [tags: Finance] 921 words
(2.6 pages)
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Proactive Steps to Remain Debt Free - ARTICLE TITLE: Proactive steps to remain Debt Free ARTICLE BODY: For everyday purchases it is better to use cash and do not take any debt. Although it is accepted for long term purchases like auto and home. Try to save more from your earnings or try spending less. It simply means enjoy less say 40% and save more that is 60%. Prepare a monthly report of your debts. Calculate all the interest, balances and payments. Add and subtract all in a spreadsheet to summarize and get the grand total. Update it and get motivated every month by paying off your debt....   [tags: Finance]
:: 1 Works Cited
543 words
(1.6 pages)
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Stock Price Valuation and Beta Calculation - There are many choices in the market for the investors to generate more money and income with the capital that they able to invest. These tools are categorized into many different types of market such as equity market, bond market, and mortgage market, according to their characteristics. The markets are well-growing and establishing all around world due to the people’s awareness of investment, the globalization, the governments’ policies, and the change of technology. Equity market is one of the well performing markets....   [tags: Finance]
:: 7 Works Cited
1265 words
(3.6 pages)
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The Convenience of Credit Cards - Credit cards can be invaluable tools for college students. Using a credit card is more convenient than cash, and may help a young adult build credit that will be useful throughout his adult life. However, before a student applies for a credit card, he needs to know how credit works and the consequences associated with the misuse of a credit card. Credit can be very helpful, but may also be dangerous if one does not use it properly. Many students apply for a credit card as a way to have extra spending money, without realizing that the money has to be repaid....   [tags: Finance] 917 words
(2.6 pages)
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Online Banking Fraud Suffers Increase - A. Presentation of the issue Online banking is a service that many modern banks provide now a day and with the passage of time more and more people are using this service (Anonymous, 2010) due to the commodity and convenience of doing payment transactions (Lanham, 2008) directly from their homes instead of going to an actual bank (Ponemon, 2005). However as the number of credit cards used to make transactions on the internet increases also does the number of people that fall into frauds and phishing scams made to obtain their private information (Unknown, 2010)....   [tags: Finance]
:: 6 Works Cited
975 words
(2.8 pages)
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Extreme Frugality: An American Co-culture - Several months ago I began to suspect that a new acquaintance had some unusual ideas about money. Her Facebook posts and conversation starters revolved around living a frugal lifestyle and her approach, at least at the time, seemed quite novel. The Great Recession has certainly forced all of us to reevaluate our spending behaviors and tighten up our proverbial belts a few notches. In fact, the National Foundation for Credit Counseling (NFCC) conducted a poll in January that shows many of us are experiencing “frugal fatigue.” Cunningham, an NFCC spokesperson, says that “…66 percent (of respondents), indicated they were tired of pinching pennies… ,” but, “(t)he interesting finding is that mor...   [tags: Finance]
:: 3 Works Cited
2062 words
(5.9 pages)
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Buying vs Renting: The Debate - Renting VS Buying: The Debate Some individuals may believe that buying a home is part of the American dream and that renting an apartment does not compare, yet satisfied renters would disagree. Even though owning a home provides a sense of security while allowing modifications without permission, renting is preferred more often over buying because the expense of updating, monthly payments combined with utilities, and paying insurance on a home comes with a high price tag. A homeowner does have several luxuries such as forming lasting friendships with their neighbors, making landscaping changes to their yard, painting and designing their home....   [tags: Finance]
:: 3 Works Cited
1100 words
(3.1 pages)
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Marketing The Non-Interest Banking System - Marketing Non-Interest Banking (International Business Vitality) Traditional Western banking system, with its 5-9% APR on loans performs some benefits for borrowers, but not "absolute," as the bankers like to joke. Much more favorable conditions for customers offer Islamic banks. These financial institutions are willing to lend money without any interest at all. At first glance, this statement seems absurd: after all, why should the bank give money to borrowers in debt with no hope of getting any benefit, if it is more successful to invest the same money in the deal and get a significant income....   [tags: Finance]
:: 3 Works Cited
1114 words
(3.2 pages)
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Overview of Housing Microfinance - Housing Microfinance “Inadequate sanitation and housing threaten the lives and health of some 600 million urban dwellers world-wide.” – CGAP (Bonnie Brusky) This research paper will concentrate on the innovation of housing microfinance. Housing microfinance is helping to give loans to individuals that are suffering from poor infrastructure. This type of microfinance will aid in increasing the level of living standards. This paper will analyze the current organizations that deal with housing microfinance and it will implement new ways that it can be implemented....   [tags: Homeowner Finance, Consumer Lending]
:: 7 Works Cited
1912 words
(5.5 pages)
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The Role of the Financial Manager - The Role of the Financial Manager This paper will discuss the role of the financial manager and how that particular role, in the area of corporate expertise, differs from that of the shareholder and of the employee. The discussion the paper provides will help determine how the financial manager maximizes shareholder value in today's financial market. Lastly, the viewpoint of the financial manager will be compared to that of the shareholder and employee. What is a Financial Manager....   [tags: Business Finance] 1313 words
(3.8 pages)
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The Coca Cola Company Stock Analaysis - COMMON STOCKS Personal Finance Stock Chosen: The Coca Cola Company Stock Symbol: KO Last Trade Price: $43.02 1. Chart: The Basic Chart page includes information pertaining to the past 52 weeks, splits, basic stock information and the option to compare the stock with other stocks. It basically shows the "now" and "then" information of the stock. There is also a technical analysis hotlink that allows a person to see different aspects of the stock including moving average, range from one day to the day the company came to the market and volume....   [tags: Business Finance] 839 words
(2.4 pages)
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Impact Of Stock Split On The Stock Return - Abstract: The project is done to find out the impact of stock split on the stock market. In our project, we have made use of event study methodology to assess the accuracy of stock price reaction of 39 public listed Indian companies in National Stock Exchange (BSE) in the year 2006 and onwards. The abnormal returns (actual returns-returns from regression line) results were taken for 20 days before and after the announcement date to test whether the result is significant or not (Level of significance=5%)....   [tags: Business Finance] 1771 words
(5.1 pages)
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GM: Better Off Bankrupt? - I first see signs of GM’s impending financial stress through financial information in 2005. Although revenues remained constant at 2005 compared with 2004, the expenses increased drastically and caused the net income to change from positive to negative. The stockholders’ equity decreased by 47% as well, and the cash flow from operations was a huge deficit. Those awful performances in finance and operation also imposed a significant negative influence on stock price of GM. In 2005, annual high, low and closing stock price all decreased by more than $10....   [tags: GM Finance Essays] 917 words
(2.6 pages)
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Foreign Banks and Globalization - 1. Introduction In recent years, foreign banks accelerate their processes of globalisation, especially the entry in emerging market (J Cardenas, JP Graf & P O’Dogherty 2005), so does the Australian banks. The Australia and New Zealand Banking Group Limited (ANZ) is the 3rd largest bank in Australia and the top 13 bank in the world based on the market capitalization in 2013 (the ANZ Annual report 2013; Banksdaily March 2013). The Global Finance Magazine (May 2013) awards the Australian Best Bank to ANZ Group in 2013....   [tags: tax system, global finance]
:: 34 Works Cited
1406 words
(4 pages)
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Application Essay for School - ... My academic work and the experiences gained through internships and voluntary work has provided me with a good basic background in Accountancy and this has been underpinned and extended by my studies for my other major in Math and Statistics. Of several relevant internships that I undertook, the one that was most interesting involved work with the XXXX Credit Union. Risk assessment and management became a practical daily reality during this time rather than a theoretical matter and I began to understand its critical effect on individuals, business entities and society, especially in the light of recent events in the wider financial world....   [tags: finance, experience, programs, academic] 606 words
(1.7 pages)
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Current Issues With Financial Planners - What is a Financial Planner. A Financial Planner is one who helps manage money and is involved with the overall success in achieving financial needs, goals, and will guide one to a better and more secure retirement. The process of Financial Planning is: 1. Determine financial situation 2. Develop financial goals 3. Identify alternative courses of action 4. Evaluate your alternatives 5. Create and implement your financial plan 6. Review and revise your plan. (1) Financial Planning Careers There are a number of financial service careers and two that are growing and critical in the field of finance are becoming a Financial Adviser (FA) and Certified Financial Pla...   [tags: Personal Finance] 1874 words
(5.4 pages)
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Marriot Corp Case: Cost Of Capital - 1. Introduction MARRIOTT INTERNATIONAL, INC. is a leading worldwide hospitality company, with operating units in the United States and 53 other countries and territories. Major businesses include hotels operated and franchised under the Marriott and other International brands, restaurants, and food service distribution. The company headquarters are in Washington, D. C. The vice president of project finance at Marriott Corporation, prepares recommendations annually for the hurdle rates at each of the firm¡¯s three divisions....   [tags: Business Finance] 1045 words
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Xm Radio And Sirius Financial Analysis - Sirius vs. XM: Ratio Analysis and Statement of Cash Flows Paper From the previous company selection paper, we are now familiar with the selected satellite radio broadcasting companies, Sirius and XM Satellite Radio. Our group will now take a further, in-depth look at the ratio analysis and statement of cash flows to get a better understanding of how the companies are doing financially and with in their market. First, we will be reviewing the cash flows for both companies and identifying how much cash was generated or used by each through everyday operations, and financing and investing activities....   [tags: Business Finance] 1774 words
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Capital Asset Pricing Model (CAPM) - The capital asset pricing model (CAPM) is a mathematical model that offers an explanation about the relationship between investment risk and return. By dividing the covariance of an asset's return by the variance of the market, an asset value can be determined. To ascertain the risk level of a particular asset, the market is evaluated as a whole. Unlike the DCF model, the time value of money is not considered. This model assumes the investors understands the risk involved and trades without cost....   [tags: Finance Analysis] 1006 words
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Kazakhstani Depository Financial Intermediaries Activity - Being a link of financial system, financial intermediaries do play role in the functioning of both certain region’s local economy and, what is the most important, global economy functioning. As technological progress provides more and more advanced means and procedures, new opportunities occur for financial intermediation: financial intermediaries and financial markets are linked now through a vast international telecommunications network, so that the transfer of payments and trading of securities can go virtually around the clock....   [tags: Business Finance] 1195 words
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Time Value Of Money Paper - Time Value of Money Paper In order to understand how to deal with money the important idea to know is the time value of money. Time Value of Money (TVM) is the simple concept that a dollar that someone has now is worth more than the dollar that person will receive in the future, this is because the money that the person holds today is worth more because it can be invested and earn interest (Web Finance, Inc., 2007). The following paper will explain how annuities affect TVM problems and investment outcomes....   [tags: Business Finance] 1361 words
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Miller and Modigliani Capital Structure - Capital Structure Miller and Modigliani’s theorem was first published in 1958 and it was a groundbreaking model in corporate finance. The M&M theorem on capital structure claims that in an efficient market and in the absence of taxes, bankruptcy costs and asymmetric information, the value of a firm is unaffected by how it is financed. That is, how the firm decides to raise capital, whether it is by taking on debt or by using existing equity, does not affect the value of the company. Market Timing and Capital Structure Article by Baker and Wurgler (2002) discusses equity “market timing”, i.e....   [tags: Business Finance] 1796 words
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Garda World 2008 Financial Assessment - Garda World 2008 Financial Assessment Description of the Firm and its Activities 3 Nature of the Industry and State of the Competition 4 Financial Risk Assessment 5 Garda Balance sheet overview and 2008 key facts 5 Liquidity Risk 6 Solvency Risk 6 Profitability 7 Recurring Earnings 8 Other factors 9 Foreign exchange risk 9 Variable interest rates on long-term debts 9 Recommendation 10 Description of the Firm and its Activities Garda is one of Canada’s fastest growing companies, providing integrated security services on a worldwide scale....   [tags: Business Finance ] 1512 words
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Financial Analysis of Pier 1 - • What is the history of this company. A brief history of Pier 1 is that the company established its corporate headquarters in Fort Worth, Texas in 1966, with 16 store locations. In 1970; Pier 1 went public and became listed on the American Stock Exchange, then in 1972 joined the New York stock exchange, having 123 stores that had 100% of sales at that time. In the new millennium Pier1 launched their online market. 2001 Pier 1 acquired Cargo Furniture and Home which was established in 1981, as a family-focused selection of casual furniture....   [tags: Business Finance] 1287 words
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Financial Shenanigans by Howard Schilit - Financial Shenanigans by Howard Schilit Financial Shenanigans was written by Howard Schilit. The main objective of the book is to show ways companies can alter their financial accounting reports to reflect a much attractive appearance of their company’s health and growth when indeed that company is running into severe trouble. There are different ways the company can accomplish this and the author gives us “Seven Shenanigans” that companies can change the investor’s point of view towards the performance of the company....   [tags: Business Finance ] 1094 words
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Kotak Mahindra Annual Report Analysis - Annual report analysis of Kotak Mahindra Bank Limited Financial statements provide an overview of a business' financial condition in both short and long term. They help in understanding the past performance of the company and making future predictions about the company. It thus helps us to look beyond the profit figures. There are 3 basic financial statements. They are:- Income Statement Balance Sheet & Cash Flow Statement Purpose of financial statements "The objective of financial statements is to provide information about the financial position, performance and changes in financial position of an enterprise that is useful to a wide range of users in making economic decisions."[Financial...   [tags: Business Finance] 1724 words
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How Warren Does It - Introduction When Warren Buffett began his record setting career as one of America’s most well known and successful investors, he followed a simple set of criteria for his nonstop pursuit of company greatness. This three part series will briefly investigate his time tested, systematic method of company analysis. In doing so, it will cover the basic fundamentals that Warren searches for when he takes a look at a company’s financial statements. Starting with the income statement, moving to the balance sheet and finishing with the cash flow statement, this article series will help investors no matter what their current level of expertise....   [tags: Finance]
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Financial Aid Archive File - BR2777 Continued Records Author: Original: Feb 10, 2010 Editor: Date: ---------------------------------------------------------------------------------------------------------------- BR2777 creates a Financial Aid archive file with, mostly, one record per student containing all the data base information available. The record is variable length, but always begins with a fixed portion containing ID information and identifiers and “pointers” to the remaining data base information, by data base segment....   [tags: Finance ] 951 words
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What is an investment? - There are so many different investment strategies, investment options, investment jargon, and investment ideas, that a novice investor can become confused and discouraged before ever getting started. Before an individual can delve into beginner investing strategies, I think it’s important to define what an investment really is and the benefits of investing properly and strategically. An investment is any vehicle into which funds can be placed with the expectation that it will generate positive income and/or preserve or increase its value....   [tags: Finance] 843 words
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Credit Card Debt Consolidation - With ever increasing popularity of credit cards comes with the ever increasing popularity of credit card debt. Excessive credit card debt can be discouraging and can make a person feel hopeless. However, there is still hope and help for individuals to reduce their credit card debt and improve their credit scores. Credit card debt consolidation is an important step in the right direction. Credit card debt consolidation is the process of consolidating debt from multiple cards into smaller number of cards....   [tags: Finance] 550 words
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The International Monetary Fund - 1. Introduction 1.1 What is the International Monetary Fund (IMF). “The International Monetary Fund is an organisation that provides short-term credit to 186 member nations. The International Monetary Fund works to maintain orderly payments arrangements between countries and to promote growth of the world economy without inflation. It supports free trade in goods and services. To stabilize its members’ economies, the IMF provides policy advice and short-term loans when a member nation encounters financial difficulty.” World Book, Inc 1.2 The history of the International Monetary Fund (IMF)....   [tags: Finance]
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Trading Stock Options Online - The popularity of online options trading has exploded in recent years. The Internet has fueled a booming business of small investors throwing money at the derivatives market. The upside to an expanding array of financial products is a greater potential for profit to be made by investors skilled in daily trading; the downside is increased risk and a more complex trading environment. For the amateur investor who is ready to learn how to trade stock options the derivatives market can be enticing, but also frightening....   [tags: Finance ]
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Subprime and Adjustable Mortgages - Sometimes, when people buy a home for first time, they usually get subprime mortgage rates. Lenders grant these types of rates are to borrowers whom their credit history is not sufficient to get a typical mortgage. Sometimes, these borrowers have bad or even insufficient credit history. Subprime mortgages regularly offer loans that are interest only. These loans, that are “interest-only,” are easier for buyers to afford. When you get one of these loans, the lender does not require you to pay any of the principle for the first few years of the loan....   [tags: Finance]
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Foreign Market Entry Modes - Why do companies entry foreign Markets. A company may be looking to increase profits and sales. They can accomplish this by creating new markets in foreign countries or they may increase sales in a foreign market that is growing faster than the domestic market. Companies also go abroad to protect their home market. By challenging a competitor in their own market it may prevent that competitor from challenging a company in its own home market. Thirdly, companies may be going abroad in search of lower production costs or in search of a guaranteed supply of raw materials....   [tags: Finance ]
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personal finance goals - Figuring out where you will be financially years from now is hard to imagine. There are always what you plan, and then there’s things that just happen that you would usually rather not have of. You can always make goals and things and hope that things go alright and end up close to what you expected. I am currently eighteen years old. I am working on setting up all my financial things so that I am independent and can rely on myself for what I need and not have to worry about having my parents approving of things and being responsible for what I choose to do....   [tags: essays research papers] 1136 words
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State Bank Of India - STATE BANK OF INDIA The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in Calcutta on 2 June 1806. Three years later the bank received its charter and was re-designed as the Bank of Bengal (2 January 1809). A unique institution, it was the first joint-stock bank of British India sponsored by the Government of Bengal. The Bank of Bombay (15 April 1840) and the Bank of Madras (1 July 1843) followed the Bank of Bengal....   [tags: Banking Finance] 1036 words
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Time Value Of Money - Time Value of Money One might know that time is one of the most valuable assets in our lives. In the financial world the value of money is linked to time, primarily because investors expect progressive returns on their cash over periods of time, and they always compare the return from certain investments with the going or average returns in the market. Inflation on other hand erodes the purchasing power of money causing future value of one dollar to be less than the present value of a dollar. This paper will examine time value of money and the applications that determine successes or failures....   [tags: Business Finance] 1709 words
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School Funding - Fund Allocation Paper School Finance Iowa is very unique when it comes to school finance. We use the single count date for the purpose of funding the state’s school districts. This is a count of the number of students in attendance on October 1st. This is when the federal government requires a count of the number of students eligible for the free and reduced price lunch program for purposes of Title I funding. An advantage to using the single count date is that it is reasonably easy and it also helps to cut down on administrative costs....   [tags: School Finance] 796 words
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FINO Visit - FINO VISIT Business Correspondence (BC) model or the third party agent banking was launched in 2006 in India, with the intent of in¬creasing the ambit of the formal banking sector. Since its inception in 2006, various banks have promoted the BC model in all corners of the country. In the rural areas around Bangalore, SBI has entered into partnership with FINO for the extension of banking services through the BC model. FINO is delivering the BC services through “FINO Fintech Foundation” which is a section 25 company....   [tags: Business Finance ] 606 words
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Time Value Of Money - Time Value of Money The time value of money serves as the foundation of finance. The fact that a dollar today is worth more than a dollar in the future is the basis for investments and business growth. The future value of a dollar is based on the present dollar amount, interest rate and time period involved. Financial calculators and tables can assist in computing the future and present values, which eases the pain of the mathematically challenged. Yield or rate of return can also be calculated....   [tags: Business Finance] 1239 words
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Gm Financial Report Analysis - Introduction General Motors Corp. (NYSE: GM), the world's largest automaker, has been the global industry sales leader for 76 years. General Motors was founded 1908, in Flint, Michigan and currently employs approximately 284,000 people around the world. GM's global headquarters is the Renaissance Center located in Detroit, Michigan, USA, They currently manufacture their cars and trucks in 35 different countries. Its European headquarters are based in Zurich, Switzerland, and its Holden headquarters are located in Melbourne, Victoria, Australia....   [tags: Business Finance] 1249 words
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Role Of Bank Capital - Introduction The main aim of this report is to identify the key roles played by bank capital in the banking business. This report briefly outlines the main functions of bank capital and takes a brief look at the benefits of bank capital to the bank and the banking industry. It is hoped that from reading this paper a general understanding of the roles of bank capital in the banking business can be gained. Bank Capital A bank's capital also known as equity is the margin by which creditors are covered if the bank's assets were liquidated....   [tags: Banking Finance] 1365 words
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Limited Liability - The term “Limited liability” is generally used to describe a situation where a person is excused entirely or in part from incurring a debt after taking an action which would have required under the prevailing rules of the legal system that they pay money. The doctrine of limited liability as it relates to corporate law is central to the principle that a company upon incorporation assumes a corporate personality independent of its members. This means that a new legal person is created at law and accordingly has its own assets, liabilities and rights, inter alia, to enter into and be bound by its own contracts....   [tags: Business Finance ]
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Finance: Stocks Vs Treasury Bonds - Historically speaking, stocks have been found to be no more risky than Treasury bonds. Over the past twenty years vast research has been done on this subject. Jeremy Siegel of the University of Pennsylvania’s Wharton School stated that, “The safest long-term investment for the preservation of purchasing power has clearly been stocks, not bonds.” Since the mid nineteen twenties, company stocks have average annual returns close to 11%, while on the other hand, Treasury Bonds only return with a little over 5%....   [tags: essays research papers] 510 words
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Microsoft Corporation (MSFT) Finance Paper - Microsoft Corporation (MSFT) Company Overview Formed in 1975, Microsoft started by selling a BASIC interpreter which quickly established a reputation for excellence. As the popularity of Microsoft BASIC grew, other manufacturers adopted Microsoft BASIC's syntax to maintain compatibility with existing Microsoft BASIC implementations. Because of this feedback loop, Microsoft BASIC became a de facto standard, and the company cornered the market. Later, it tried (unsuccessfully) to extend their grip on the home computer market by designing the MSX home computer standard....   [tags: essays research papers] 1244 words
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