Whether or not Obamacare needs to be repealed has become the center of multiple political debates nowadays. For months now, even before Donald Trump got sworn in, proposals to repeal and replace The Affordable Care Act have been making there way into the House of Representatives and the Senate. Bringing much of the healthcare world together the proposal planned by Senators Lindsey Graham of South Carolina and Bill Cassidy of Louisiana went a lot farther than other plans. Though this bill was eventually brought to an end by Senator John McCain, Senator Rand Paul, and Senator Susan Collins all voting “no” on the repealing of the Affordable Care Act. The Graham-Cassidy measure ending also brings about the end of the Republicans request to get rid of The Affordable Care …show more content…
Then president Trump took to twitter in announcing some optimism that the bill could be kept alive, and his disapproval over John McCain saying no. Not only are doctors, hospitals and health plans coming together to keep this act alive but on the other side conservative donors are coming in to make sure it's destroyed. They warned republicans that their contributions would disappear if the government didn't change the tax code or repeal Obamacare. The bill some say looks to be designed to fail, for many states would lose money rather than gain money. Legislation would set a limit on how much federal support states would receive, while the healthcare cost is rising more quickly than this limit. If this bill does happen to go through it could weaken the benefits and the protections of the consumers, allowing insurers to charge more money to sick people and take away basic guarantees such as maternity leave. Also getting rid of federal tax credits that make health insurance more affordable to low income families, the repeal would send the money to the states
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
I am terribly ashamed to admit that prior to this class I really did not have a position on the Affordable Care Act (ACA). I simply ignored what was going on because I had insurance through my employer and I didn’t feel like the ACA would have that much bearing on my life. I was aware of some of the positive and negative aspects but had not really given it all a lot of thought. The one thing that did intrigue and interest me was the potential for Medicaid expansion. This was both exciting and troublesome because my job is totally structured around people who qualify for Medicaid. Increasing the rosters would have had a drastic effect on what I do and would have meant tremendous growth for my business but since Tennessee opted not to expand
Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have “Section 1342 of the ACA makes taxpayers responsible for bailing out insurance companies if the need to do so arises.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act). Although tax payers are legally obligated to finance federal programs such as the ACA, there are many who do not believe this is fiscally responsible. “Economist Laurence Kotlikoff estimates that average rates of taxation would have to rise 56% to cover projected increases in federal expenditures.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act).
It’s nothing new that our nation is always coming up with something in stirring up a plan to create ideas on how this will affect individuals. Well the chances that’s affecting this nation is our healthcare system where you have millions of Americans struggling in trying to keep up with payments of the prices, is it really that serious that the healthcare companies are asking them to pay way more than what they should be originally paying for. It’s no wonder why so many families are losing money left and right and having to suffer bankruptcy in order to have the care they need for their loved ones and so forth.
These include that the Affordable Care Act website was very difficult to manage when it first came out, many Americans and American business are having to deal with taxes, the American people have also had to deal with increased insurance premiums, you can be insured if you don’t have insurance even for a short period of time, and that many people have lost hours at work so their employers would not have to pay for the employees’ health insurance. With all these difficult problems stemming from the Affordable Care Act I believe we should get rid of the mandate and go back to old system of having people buy their own insurance if they want to and having business the option to provide
In the early years of 2009 to 2010 the political process pushed health care through legislation led by Senate Majority Leader Harry Reid (Health care and government, 2013). This process was extraordinarily tiring, as many defenders of the bills passing were present. Many congressional members “dug their heels in”, and wanted to slow down the process even more as confusion about the bill was posed (Health care and government, 2013). Despite opposition by many sides of the American people, a Democrat-dominated House of Representatives passed the bill and the Affordable Care Act was signed into action on March 21, 2010 (Hogberg, 2013). Indeed, all three branches of government were instrumental with the passing the Affordable Care Act into place.
With congress passing ObamaCare last year we are taking baby steps towards a health system overhaul we so desperately need. The skeptics, though, still argue against it, citing the costs as too much or that it’s un-american. Health care is a basic need for everyone, and as such should be right protected and provided for by the government. There are great, economic, moral, and social benefits to be reaped, and so it is important for our government to continue down this path its started and also important for Americans to provide our full support. There is much to overcome to completely reverse the direction of the health system, and I’m sure it will take many years for the results to pay off, but I’m glad we’ve at least provided the groundwork for future generations to build
The beginnings of the Affordable Care Act started in 2008 when Barack Obama was running for president. He said “On healthcare reform, the American people are too often offered two extremes - government-run healthcare with higher taxes or letting the insurance companies operate without rules...I believe both of these extremes are wrong”. Obama won the Presidential election that November. In March of 2009 a “health summit” was brought together and Governor Kathleen
The author identifies some of the federal and state legislators that are also opposed to the Medicaid expansion in the writer’s district. US Senator John Cornyn says that the Obamacare Medicaid expansion program is formed to be wasteful, fraudulent, and abusive to the nation (Cornyn, 2010). According to US Senator Cornyn, “The $3.4 trillion federal taxpayers spend on the Medicaid program is a target for waste, fraud, and abuse. Instead of fixing these problems, the President’s new health care overhaul includes the largest expansion of the broken Medicaid program since its creation in 1965: it’s only going to get worse from here” (John Cornyn, 2010).
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
One reason health care needs reform is people’s current plans being terminated. The ACA regulates and puts pressure on insurance agencies to offer more services to their customers, and
Obamacare is what America needs, and is the middle ground between a single payers system and a public option system. Without Obamacare, the two opposite options I have given would be too extreme and not everyone would agree on them. It would cause controversy in America, and that is the opposite of what we need in this health care crisis. It would also not help the health care crisis grow and replenish itself to the standards that us citizens expect from the government. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.