Medical Assistant Malpractice Insurance

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Medical assistant are considered unlicensed healthcare personnel and therefore do not have to necessarily carry their own medical malpractice insurance. However, in the current malpractice market even medical assistants are recommended to have malpractice insurance. Despite the fact that Medical assistants’ are typically covered under their employers’ policy and under the Respondeat Superior law guideline.

Typically, employers have a general liability policy that covers employees preforming acts in their job duties. (Fremgen, 2012, p. 149) Additionally, physicians’ can also have a rider on their policy that covers additional negligence of the medical employees who are licensed and unlicensed. However, no medical professional should be preforming tasks that are outside the scope of their training. A study done for the years 2008 to 2012 on laser procedures performed by non-physicians and physicians showed a remarkable increase in lawsuits when the procedures were performed by non-physicians. In fact, only one third of the total procedures were performed by non-physicians but 85.7% of the …show more content…

Giving a shot to a patient that was ordered by the physician is perfectly with-in the training of a medical assistant. Now let us say that as the medical assistant as she was giving the shot has patient pass out. The medical assistant had asked the patient if they have a history of passing out with shots and if the patient is feeling all right. The medical assistant continues with asking the patient to please sit down so they can give the shot. The patient insists that they need to stand and tells the medical assistant to give it anyway. The medical assistant proceeds to give the shot and the patient passes out on the fall down they hit their head on the counter. Now the patient is suing the practice naming both the provider and the medical assistant in the

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