Beginning of a Financial Quest:
An Essay about Future Plans to Control Financial Status as a Young College Student Very soon fresh high school graduates from all around the United States are going to be released into the real world where they will face new challenges. These challenges are completely new to said students, and the first of course is their decision on whether or not they will continue their scholastic career through college or get a real job. Often a much pondered question, college really is the way to go in our society and economy. College degrees are becoming the norm, and students that end their student course after high school are more than likely going to receive lower pay and lower standards of life overall. College is
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“Life is tough, but it’s tougher if you’re stupid.” – John Wayne. Wise words said by a very wise man. It is unwise for one to attend college and not find any source of small, if not substantial, income in order to ease financial tensions. Getting a job in college is the most important thing any young university student can do. Without a job students will have to take out larger student loans. These loans will lead to a massive debt at the end of their college career, and there new life will begin with a rough job and no greater goal in life than paying off their debts for the money they borrowed while studying. With a sustainable job throughout college students will not only face lower student loans but will be able to begin their new lives with a substantially lower amount of debt. Overall, a job will lower student debts and ease tension when beginning the life that is yet in store for …show more content…
These college-aid programs more often than not are the main supporters of many students throughout the United States attending college. These programs are intended to reward academically advanced high school graduates for their hard work and impressive grade point averages by implementing regulated funds of money into their bank accounts to help said graduates keep financial stability. In Wyoming, a very common college-aid program is Hathaway. The Hathaway scholarship is more than generous in supplying young college attendants with money for their college careers. These sums of cash help students effectively in buying books for certain courses and on-campus living courters such as dorm rooms. As a Wyoming resident, myself will be receiving financial aid from the Hathaway foundation; it is a very exceptional organization that I personally find
It has been a dream of mine to attend Texas Tech University, thanks mainly to their agriculture program, but I also chose it because it is the closest university to my home, a small farming community around eighty miles from Lubbock. I will be living in a dorm, which creates another financial need. Housing and dining are not cheap, and this scholarship would help lighten this financial load.
A majority of people believe that graduating from college will result in a well-paying job. Unfortunately, a degree will not secure a job for many graduates. In the U.S., the jobless rate for college graduates in 2012 was 7.7 percent, and has further increased in the past five years(Robinson). With such a large pool of unemployed citizens for employers to choose from, recent graduates are facing fewer opportunities for work due to little or no previous work experience(Robinson). Although many graduates are faced with unemployment, the majority do receive the opportunity to work. Sadly, many must work jobs they do not enjoy for salaries that make it difficult to make ends meet(Debate). Students are faced with mortgage-sized debts upon graduation, making it difficult for them to start businesses, buy cars or houses, or make other investments that would better the
Going to college gives students the chance to step out of their comfort zone, try new things, and discover who they are while pursuing a degree that may, or may not, interest them. In today’s world if a student drops out of college society assumes they are unintelligent, while in reality they could have come to the realization that being amazing at a trade job is better than being mediocre at a desk job. There has to be a way for students to want to finish college and find what they are learning interesting. If something doesn’t change, the system of postsecondary education will become a thing of the
Over the past years, getting a college degree has been the pathway to a settled career. College has been a reason for people to carry on after high school. Now that tuition has been raised, getting a degree seems to drain students with more loans and could be in debt. College has been raised to the point where people rather start working at a minimum wage than continuing with school. Working in a part-time job would be an easier choice rather than pursuing a degree.
In previous times it has been thought, by some, that with a college degree a person could have any job and would be very successful. In Colonial America, colleges were mainly founded by the wealthy. The goal of college at this time was to “produce Christian gentlemen who would inherit their family business” (Thelin). After a “college boom” so many state colleges were built and some became co-ed, adding “special” courses for women. The goal of college attendance still was not completion of a bachelor’s degree. College during this time was mainly primary learning so students could eventually move onto college-level higher learning. “Students sometimes took two years of courses in order to earn an LI (license of instruction) certificate to teach public school” (Geiger). Recently there has been debate over whether or not a college degree is really worth it anymore. Some people think getting an education isn’t worth the money. It can be argued that with a college degree you can get a better job. Going to college, seems to be the obvious next step for many high schoolers. Getting a college degree and education is worth it. Students will come to find that the benefits of having a degree outweigh the negatives. College helps prepare students for the future and exposes them to life experiences.
Having two to three jobs while at college is alright, and maybe having a not so nice car. What helps you save now can help you in the future.
During high school, whether it is by a teacher, parent or classmate a student will be advised to go to college. “College is where you find yourself,” they will say. College is made to seem as the place where students will attain a brilliant education, thus making them feel as though once they are done with the schooling, a dependable job of high pay will appear for them. In our society, college is not a scarce option, but rather, an expectation. For many graduating high schoolers, college is the next step. Attaining a college degree is not necessary for creating a life for us as our civilization makes it out to be.
Figuring out if they should find jobs right out of high school or go to college first. Nevertheless, most people are sure that they want to have a better job. Not only one that will pay more, but one they are pleased with, and one that makes him/her happy. Today, practically 60 percent of all jobs in the United States require their employers to have a higher education. Jobs for individuals who only have a high school diploma are decreasing. A large majority of high school graduates work in some type of service industry. These individuals also work in low paying jobs with no position to advance. On the other hand, college graduates tend to have more skills that qualify them for a much larger range of employment opportunities. This makes it easier for them to move up in positions. According to Catherine Rampell, “there are more employed college graduates today than employed high school graduates and high school dropouts put together” (678). Thus, as the economy progresses over the years to come, college graduates will be better placed to find jobs that will offer a larger amount of pay. Therefore, earning a college degree will greatly enhance your marketability as a professional.
From stress to the biggest factor being money, a lot of variables point to college not being the answer after high school. One of my biggest takeaways was the book I used. For a former secretary of education to write an entire novel about why people should not go to college really resonated with me. Perhaps down the road the system will change for the better and a college degree will be more worth the economic investment and the stress. As well as creativity being put back into the minds of millions of teens who are killing theirs with all of the school work they do and lecture hall presentations they attend. The many issues within colleges across the country have many people asking the question “Is college still worth
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
“Why should one go to college? One important answer to this question is more opportunity. As opposed to generations of the past, high school graduates today are unable to obtain the number of high-paying jobs that were once available. The U.S. has been transformed from a manufacturing-based economy to an economy based on knowledge, and the importance of a college education today can be compared to that of a high school education forty years ago. It serves as the gateway to better options and more opportunity”(College View). After high school, it is the standard for students to become matriculated. With most people under the impression that college is the only way to achieve a higher education people find themselves discouraged from taking the
In our society, a college education is no longer an option or privilege, but rather a necessity. The main reason people go to college is not because they want to, but because they have to. Guidance counselors and parents pressure most high school seniors to go to college because it is “the right thing to do.” Our society has it in our mind that if a person does not go to college they will not become successful. Exactly one year ago I was in high school, and being a senior was probably the most stressful year. Most seniors worried about filling out college applications and deciding what major to do. Inputting all your grades and knowing that you were not the best student is especially stressful. For most people, going to college seems
The stereotypical version of the normal life of a teenager proceeding to college would include high academic standards met throughout their high school career and outstanding outside testing scores resulting in automatic entry into the institution of their choice. Many of these individuals have the support of their accomplished family members in the form of financial support. There are those who have not had the luxuries of any easy upbringing but forced to decide between a life with a college degree or full-time employment. For myself I want to have it all and to achieve that I have taken on both.
After finishing college you can be ahead of your colleagues. Your qualification will determine your position in the company you work in, also will increase your anual salary. “College graduates earn more, and are more likely to have a job in the first place” (Rotherham 79). Unemployment is a serious issue in the U.S. This topic is brought countless amount of times. Unemployment rates for people with college degrees are far less than a person with only a high school diploma. Also the chances of someone getting laid off is also far less likely versus someone with a high school diploma. In the article “Why college isnt for everyone” by Richard Vedder the author mentions “A person who compares the annual earning of college and high school graduates would no doubt conclude that higher education is a good investment” (Vedder
Individuals in my generation that decide to go away for college may graduate with a degree but they also graduate with debt and have a hard time finding work in their area of study. College graduates are young and many may not have much experience in their field. It is a bittersweet option to go to college and further your education, I am all for it, but I am not for getting yourself in tons of debt, that will cause you to live your whole life paying off student loans and such. Which is one of the reasons why I chose to stay at home and go to community college, I’m saving money while still getting a great education. In earlier generations, people may not have felt that college was important because they needed a job to support themselves and their families. That is understandable because in the early years becoming an adult meant turning of age, 18, getting a job, moving out and starting your own family, but now turning 18 doesn’t mean you automatically are an adult and can move out and start your own life, I have friends that went to college, have a job but still are not able to move out on their own even in their