Overall, the Bank generally complies with the provisions of Equal Credit Opportunity Act (ECOA) and Fair Lending laws and regulations. The Bank's Compliance, Retail Lending, Commercial Lending, Mortgage Operations, and Special Assets Departments continue to demonstrate compliance consciousness, specifically, in implementing and improving internal controls and processes to comply and meet ECOA and Fair Lending requirements while catering to consumers' lending needs and maintaining customer relationships. In addition, management has demonstrated its commitment in monitoring relevant risks and providing effective training programs for the affected employees.
The issues identified in this report are primarily documentation issues relating
Compliance is pertaining to the adherence to laws and regulations that the company is subject. Raven Head Ranch did not follow this objective when they were writing checks approved by the same person and putting them in unapproved projects, for example the Volunteer Fire Department. The VFD had been receiving funds from misappropriate accounts for three years. Fifty individual disbursements were taken from the community checking account and had no proper recording, just charged to random accounts, which breaks the regulations and laws of proper accounting. One of the BoD members, Sam, was not even a resident of RHR and was on board supervising the employees with no legal right
The institution of public education has been one of the most controversial establishments in the United States since its inception. More specifically, equality in the conditions and the opportunities it provides has been sought as one of its major goals. There is little doubt that minority ethnic groups have struggled to achieve educational equality, just as they have struggled for equality in other aspects of life. One way that minorities have tried to achieve equality in education is through lobbying for help in college admissions for their respective groups. This social practice has been debated on many grounds, including necessity and ethical permissibility.
one of the points in the act is ‘An employee asked to work on a Sunday
Should universities eliminate affirmative action polices that give preferential treatment in admissions to minority status?
Affirmative action has been a controversial topic ever since it was established in the 1960s to right past wrongs against minority groups, such as African Americans, Hispanics, and women. The goal of affirmative action is to integrate minorities into public institutions, like universities, who have historically been discriminated against in such environments. Proponents claim that it is necessary in order to give minorities representation in these institutions, while opponents say that it is reverse discrimination. Newsweek has a story on this same debate which has hit the nation spotlight once more with a case being brought against the University of Michigan by some white students who claimed that the University’s admissions policies accepted minority students over them, even though they had better grades than the minority students. William Symonds of Business Week, however, thinks that it does not really matter. He claims that minority status is more or less irrelevant in college admissions and that class is the determining factor.
The Equal Employment Opportunity Commission mission is to enforce federal laws that make it illegal to discriminate against anyone applying for employment opportunities. Discrimination will be leading to major problems in the next few years, which could cause poverty, violence, and crime. Discrimination cases are having large payouts, but the cases being are not decreasing in large amounts. The Equal Employment Opportunity Commission is not living up to its mission because the discrimination cases being filed are increasing in the 21st century.
In my experience I have not dealt with The Equal Pay Act nor, was I educated enough to be aware of the detail that this act is consisted of. I was working for a well know profitable bank which I will not name or maybe I should. The situation was, as a top employee, I had more responsibilities than the other employees. The business consisted of both female and male, the ratio was one out of eight were males, therefore the women were dominating in employees and in management. The majority of employees were handling regular customer service calls. I myself dealt with Small Business, Home Equity, Consumer Loans, and the Spanish service calls. I received the same pay as the other employees and was not able to advance into management with the recognition of the extra duties that I was performing.
Affirmative Action, policies used in the United States to increase opportunities for minorities by favoring them in hiring and promotion, college admissions, and the awarding of government contracts. Depending upon the situation, “minorities” might include any underrepresented group, especially one defined by race, ethnicity, or gender. Generally, affirmative action has been undertaken by governments, businesses, or educational institutions to remedy the effects of past discrimination against a group, whether by a specific entity, such as a corporation, or by society as a whole.
After you graduate from college, you will be putting in your application for a job that you went to college for. Even though you might be the most qualified for the job you still might not obtain the position. Affirmative Action sometimes causes this because companies have to hire a certain number of minorities relative to the size of the company. This means that if there are no minority citizens available, immigrants who aren’t even US citizens can take the position. This is why Affirmative Action should be readjusted, because it is helping immigrants instead of the people it was meant for, American citizens.
purpose of the ERA was to prohibit any person from acting on this belief. Alice
...eputation of honesty, quality, and integrity. It is also each employee’s responsibility to report to the company any situation where the standards or the laws are being violated.
Discrimination: Discrimination indicates an unjust, unfair or an unreasonable bias in favor of one and against another on the basis of a protected characteristic, such as race, age, gender, caste or disability. EEOC Recognizes thirteen forms of discrimination. Age, Disability, Equal Pay/Compensation, Genetic information, Harassment, National Origin, Pregnancy, Race/Color, Religion, Retaliation, Harassment, Sexual Harassment and more.
Employment equity and affirmative action are laws designed to aid people from the four designated groups to increase their representation in the work force, these four groups are: women, aboriginals, visible minorities, and people with disabilities. These laws are in place to ensure diversification of the workforce with people from different backgrounds and views. These laws were not created to give anyone from the designated groups an advantage in the hiring process but to remove any systematic barriers to the historically disadvantaged groups. These laws are not new and have been constantly changing over many years and there have always been misconceptions about them. Employment equity and affirmative action are not forms of discrimination, but often people misinterpret them to be reverse decimation when someone from the designated group gets a job or promotion over them. Before getting to the ethical issue, how these laws were formed and evolved is important in regards to why Employment Equity and Affirmative action are not reverse discrimination.
Employment, Inc is committed to a policy, as stated by the Federal Employment Equity, of achieving equality in the workplace so that no person is denied employment opportunities, pay or benefits for reasons unrelated to ability. Employment, Inc is therefore committed to equal employment opportunities, as stated by the Civil Rights Act of 1964, for all applicants and employees without regard to age, race, color, religion, national origin, sex, physical or mental disability or any other unlawful grounds. In order to ensure an equitable workplace, Employment, Inc abides by a number of objectives as required by law. These objectives consist of::Workforce Survey - a collection of data on existing employees and determine those that fall into one of the designated categories.
Equal Employment Opportunity Commission where anyone with a discrimination complaint can go to the commissioner and the EEOC will take the issue to court. This was established for common individuals with lack of support or lack of income, which was an important civil right at the time. It is also illegal to refuse referral to another company due to race, sex, or religion. The law forbids discrimination by any program that receives money from the federal government. The government may cut off financing for a program that does not end discriminatory practices or policies. These are the guidelines set up by the government for all businesses to follow. If that is true, then why is it that businesses are using the phrase equal opportunity employer