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The Patient Protection and Affordable Care Act (PPACA)
Patient Protection and Affordable Care Act
Patient Protection and Affordable Care Act
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Everyone knows that in order to be a functional human being, your health must be in order. Bacteria and diseases can be devious forces if someone's system is not equipped to fight them off. In order to prevent said things from attacking our immune systems, we go to the doctor for guidance in the areas of taking care of ourselves, but going to these doctors has a price. Most people living comfortably would tell you that their insurance covers ever bump and bruise that appears on them, but what about those who cannot afford health insurance? Luckily for them a document, The Patient Protection and Affordable Care Act, was signed into law by President Barack Obama so that they may have the same opportunities for coverage concerning their health. It is necessary for everyone to have health insurance to prevent the spreading of diseases, end the depletion of the population due to illness, and to keep the core of America's workforce healthy.
There have been several epidemics and outbreaks in our nation and in other areas of this world due to weak immune systems and no form of preparation to counterattack bacteria cells entering the bloodstreams of the population. As time progressed and technology advanced, those in the medical field discovered ways to stop certain reactions before they happened or cure them once they have already began to damage an individual internally. But if there is a large sum of the population unable to afford the things necessary to receive the aid that will boost their health, then diseases will only continue to circulate and morph into even more dangerous compositions that will eventually overpower our medicines. And if we are unable to tame the new viruses, the human race may cease to exist.
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... “Non-Grandfathered” plans are required to change before December 15, 2013, to ensure no lapse in coverage because existing plans will terminate the end of this year. Basically, no one will be denied health services, benefits, or prescription drugs and monthly premiums will be calculated based on age, region, and use of tobacco products.
It is in the best interest of the public to have health care afforded to all. I myself am preparing for a future in medicine and my main concern is to help all of those in need, not just a select few. Evidently there are many negative effects that come along with individuals not being covered health wise and it can eventually be a detriment to society if the problem is not fixed. With the Patient Protection and Affordable Care Act that problem has a solution and can ultimately have a positive impact on many aspects of this country.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
Health care is an uprising issue today in the United States. I believe in order for health care or the medical field to succeed in the future that social contract should be enforced. By enforcing social contract, it will allow health care to be more efficient by allowing individuals to assume responsibility for their own healthy by having the ability to ensure health. According to The Enduring Democracy book, " from the philosophy of Jean- Jacques Rousseau, an agreement people make with one another to form a government and abide by its rules and laws, an in return the government promises to protect the people’s rights and welfare and promote their best interest"(Dautrich, 7). In other words, if people came to an agreement about health care being available for all American citizens, the government will uphold this idea and will make sure all American citizens have the right to health care.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
Overall, the healthcare system in the United States is still broken because not everyone is insured and disparities are still evident. More policy evolution is required if the US is going to be a nation state that has completely equal citizens. Health scholars must research more so that they can influence what happens in health policy. I believe the patient’s opinion needs to be included so the system
It is essential for the United States government to provide its entire citizen with a free health care. This system ensures that everyone has an access to medical services regardless to his or her social status. It is an important way of preserving life as free health care plan ensures free treatment to the entire citizen. In addition, it can play a big role of ensuring that there is an improved access to health services. Ensuring that all American citizens have an access to the right health care will in turn decrease health care costs. It can also help to stop medical bankruptcies in the entire nation. Lastly, it is one way of reducing poverty as it will lower the debt of the US which would then increase employment.
The Affordable Care Act (ACA) is a federal that was signed into law by President Barack Obama on March 23, 2010 to systematically improve, reform, and structure the healthcare system. The ACA’s ultimate goal is to promote the health outcomes of an individual by reducing costs. Previously known as the Patient Protection and Affordable Care Act, the ACA was established in order to increase the superiority, accessibility, and affordability of health insurance. President Obama has indicated the ACA is fully paid for and by staying under the original $900 billion dollar budget; it will be able to provide around 94% of Americans with coverage. In addition, the ACA has implemented that implemented that insurance companies can no longer deny c...
The healthcare system in our society today needs to be changed, and you would think if you had insurance you 're fully covered. With or without insurance people every day is being denied the help that they need and the government is doing nothing about it. As a country were supposed to be able to depend on our government in our time of need, even something as simple as health care. If we can 't depend on our government to help us when we are sick who are we supposed to turn to. Even in other countries like Europe for example, their government provides them with free healthcare. When you compare the two countries as far as health wise Europeans are living a lot longer than American due to getting the proper health care they need from the government.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
From the baby Boomer generation, to the young adults just entering the work force for their first time, everyone will have the opportunity to access health care, some for the first time in their lives. Obama Care is an affordable choice for those who need it. When choosing a plan that is right for you, several options are available. “The marketplace allows individuals and small businesses to compare health plans on a level playing field.” (Key Features of ACA by year) With these baseline individuals are able to pick a plan, which is affordable for their lives. In addition to those who select their coverage, there is a separate plan for the population of Americans who are 65 years or older. This plan is known as Medicare. As with every insurance company, Medicare has separate breakdowns plans, to which coverage is not determined by your income. Medicare is an insurance plan for the baby Boomer generation. Robert B. Reich addresses the baby Boomer generation in his essay “Why the Rich Are Getting Richer and the Poor, Poorer” In the essay Reich was able to address the growth of our nation as a metaphor of boats rising and falling. This quote describes how workers in the twenty first century will be responsible for the Baby Boomer’s standard of living. He
As of 2014, all Americans are required to have healthcare insurance and there are many people who do not agree with paying for health care insurance. However, I believe that The Affordable Care Act should remain available and required for everyone who either does not think that they need it or if there are others who feel that they do need the care. There are so many benefits on receiving health care insurance as well as some downsides. The Affordable Care Act was signed and passed by President Obama on March 23, 2010. According to “FamiliesUSA”, three in ten adults were uninsured during 2012 and that is about 55 million people uninsured. (“New Results from National Health…”)
As previously stated it does not, however, mean that Healthcare is free, nor does it mean that everyone will get every type of testing available. Regardless of which type of healthcare system America has people have always been left behind. The “Patient Protection and Affordable Health Care act.” Is structured to incorporate an integrated system that would essentially be Universal Healthcare. That would also mean that an insured person 's rates would not be increased to cover the uninsured. Universal Healthcare is a moral and just obligation. By promoting the health of our citizens, we then promote our infrastructure as well. Although it is not free and it will take time and effort to implement. It is worth an extra tax and the extra effort to ensure a Healthy and prosperous
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
Not everyone is born into a life of the rich and glamorous. Those who are fortunate enough know that they are very lucky to be in their position. Others however are totally in different situations. They need to fend for themselves and having meal is something which comes only once a day. Malnutrition is the obvious result of not consuming the right amount of food. This therefore will lead to outbreaks of diseases but in poverty stricken countries there are no hospitals to cure this. Lacking infrastructure means lacking educational rights. People who are living in poverty can not afford to send their children to school so this will mean an unclear future for their children. Furthermore, living in crowded areas, this has a tendency to increase the chances of disease as people are drinking from unsafe sources of water. People around the world are not aware of how immense this issue is and sometimes hesitant to believe the scale that it has risen to. Without understanding for people living disadvantage from the rest then there is no cure for the problem.