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Cons of universal health care in the united states essay
Why the us needs universal health care
Is universal health care good for america
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Universal Health Coverage “Universal health coverage is an ambitious goal, but it is one that can create a healthier and more equitable world for all people. It means a child reaches adulthood, and adults lead healthier lives regardless of who they are and where they live ” (Adhanom, n.d.) . Enacting universal health coverage in the United States would be a great start to creating a healthier and more equitable world, and would provide continuous health coverage, lower employer cost and permit adults and children to practice preventative healthcare regardless of who they are and where they live. While all states currently offer health coverage, for children and some adults, through the federal Medicaid program, citizens must meet specific …show more content…
According to Clarke, Norris & Schiller (2017), 9% of Americans, 3.8 million children under the age of 18 and 24.5 million adults between the ages of 18-64, were uninsured in 2016 (p.3). Looking at more statics, of the Americans with health coverage in 2016, 39.3% had a high deductible health plan; within that 39.3%, 15.5% struggled to pay their health care expenses and 9.2% deferred medical attention or did not seek medical attention due to the out of pocket expense (Cohen & Zammitti 2017 p. 1-4). Enacting Universal health coverage would ensure that all Americans are provided with quality health coverage without the financial burden for seeking medical …show more content…
Regular preventative check-ups can early diagnose illnesses and they can be treated or prevented before they become detrimental. This not only saves the patient time and money but can also help improve their overall health. Universal healthcare is also important in creating a “healthier, more productive population, resulting in increased economic productivity and reduced poverty‐ ultimately fostering economic development. Citizens with access to healthcare . . . are more likely to seek treatment earlier and . . . [can] continue to lead a healthy and productive life” (Brady, 2017, p.1). Universal health coverage would ensure quality medical care for all of society without financial burden, guarantee continuous coverage that is not based on job or demographics, bring economic growth to our nation by eliminating employer health benefit costs, and create a healthier economy through preventative health
People who are in favor of universal health care in the U.S. use the argument that the U.S. was built upon the basic ideals, the “unalienable Rights” of “Life, Liberty and the Pursuit of Happiness” and that we all have the right to at least a minimum standard of living. To deny universal health care is to deny these basic ideals and rights to the people and therefore unconstitutional. Not only is it unconstitutional, it is also immoral. It is immoral to deny people health care, allowing them to suffer and even die, just because they cannot afford it and to force people to pay so much money that they go bankrupt for a basic right. In 2007 about 62% of all U.S. bankruptcies were related to medical expenses. If the U.S. had universal health care, medical bankruptcies would no longer be an issue (Top 10 Pros & Cons). Universal health care would also be beneficial to the economy. Businesses and employers would no longer have to pay for health insurance for their employees and the government wouldn’t waste as much per capita on health care as it does now without a universal health care system. It would also allow people to be more willing to take entrepreneurial risks because they won’t fear having to go without health insurance (Why The U.S.
According to editorial one, universal health care is a right that every American should be able to obtain. The author provides the scenario that insurance companies reject people with preexisting conditions and that people typically wait to receive health care until it's too much of a problem due to the extreme costs. Both of these scenarios are common among Americans so the author uses those situations to appeal to the readers' emotions. Editorial one also includes logical evidence that America could follow Canada's and Europe's universal health care systems because both of those nations are excelling in it.
The health care system in Canada today is a combination of sources which depends on the services and the person being treated. 97% of Canadians are covered by Medicare which covers hospital and physician services. Medicare is funded at a governmental and provincial level. People of First Nation and Inuit descent are covered by the federal government. Members of the armed forces, veterans, and the Royal Canadian Mounted Police are also covered by the federal government. Several services such as dental care, residential care, and pharmaceutical are not covered. The 13 provinces have different approaches to health care; therefore, it is often said that Canada has 13 healthcare systems (Johnson & Stoskopf, 2010). The access to advanced medical technology and treatment, the cost of healthcare, and the overall health of Canadians fares well in comparison with other countries such as the United States.
Within the previous four years, the number of uninsured Americans has jumped to forty five million people. Beginning in the 1980’s, the American Academy of Family Physicians (AAFP) has been trying to fix this problem of health insurance coverage for everyone with a basic reform. The AAFP’s plan imagined every American with insured coverage for necessary improved services that fall between the crucial health benefits and the surprising costs. (Sweeney) They expect by fostering prevention, and early prevention, with early diagnosis with treatment, the program would result in decreased health system costs and increased productivity through healthier lives. The way to achieve health care coverage for all is pretty simple. This country needs the United States congress to act out legislation assuring essential health care coverage for all.
Out of all the industrialized countries in the world, the United States is the only one that doesn’t have a universal health care plan (Yamin 1157). The current health care system in the United States relies on employer-sponsored insurance programs or purchase of individual insurance plans. Employer-sponsored coverage has dropped from roughly 80 percent in 1982 to a little over 60 percent in 2006 (Kinney 809). The government does provide...
The United States spends vast amounts on its healthcare, while falling short of achieving superiority over other developed nations. One cannot overlook that the deepening recession has left many without jobs and therefore lacking health insurance. According to Fairhall and Steadman, (2009), even though the recession is hard on all, it is worse on the uninsured due to health care and insurance cost rising faster than incomes. Nevertheless, even those with jobs are lacking in health insurance due to employers, who provide insurance, are increasingly dropping their sponsored insurance. Many find that purchasing a health policy or paying for medical care out-of-pocket is cost prohibitive. “Since the recession began in December 2007, the number of unemployed Americans has increased by 3.6 million,” (Fairhall & Steadman, 2009). In 2009 it was stated that approximately 46 million Americans were uninsured, however not all of that number is due to the inability to afford coverage. According to a 2009 story written by Christopher Weaver of Kaiser Health News, 43% of that number should be classified as “voluntarily” uninsured. This subset of uninsured Americans consist of nearly half being young and healthy; therefo...
Universal health care refers to any system of health care managed by the government. The health care system may cover different programs including government run hospitals and health organizations and programs targeted at providing health care. Many developed countries such as Canada and United Kingdom have embraced universal health care with the United States being the only exception. The present U.S health care system has often been considered inefficient in terms of cost control as millions of Americans remain uncovered. This has made it the subject of a heated debate characterized by people who argue that the country requires a kind of socialized system that will permit increased government participation. Others have tended to support privatized health care, or a combined model of private and universal health care that will permit private companies to offer health care for a specific fee. Universal healthcare has numerous advantages that remain hidden from society. First, the federal government can apply economies of scale in managing health facilities which would reduce health care expenses. Second, all unnecessary expenses would be eliminated by requiring all states to bring together all the insurance companies into a single entity whose mandate would be to provide health insurance to all people. Lastly, increased government participation will guarantee quality care, improve access to medical services and address critical problems relating to market failure.
“Homelessness can be the cause as well as the result of poor health” (Wise, Emily, Debrody, Corey &ump; Paniucki, Heather, 1999, p.445). This is a reoccurring theme that has existed within the homeless population for decades. While programs to help reduce this constant circle are being put in place all over the country to provide medical services for the homeless to be able to go to, many are still finding that health care needs for individuals as well as homeless communities are not being met. Many studies have been completed that study both the opinion on healthcare by those who have access to sufficient health care and homeless people’s perceptions on health care administration. While many companies are working to provide more personal health care systems, it appears that the larger problem is with a lack of people know about the health care systems that are in place to help them. Companies are trying to advertise more often to inform homeless people that there is health care out there for them.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
More than one-third of Americans who are between the ages of nineteen and twenty-four are uninsured. This is because most insurance is provided through a person’s job, and entry-level jobs which isn 't available for all young students. In addition, healthcare costs are currently rising faster than inflation, which means that salary increases cannot compensate for the higher prices of health care. Government regulation and a universal system could help keep costs affordable. A universal system would guarantee that everyone could receive health care regardless of preexisting conditions. Consequently, more people would be able to seek preventative services, like checkups, to maintain good health and detect problems early. Too frequently, people avoid taking preventative health measures until something is too late because of how expensive it is. While there 's a debate over how the U.S. should pay for a universal healthcare system, a good idea is to study the ways several other countries have successfully implemented such a system. Europe has a system in which all residents pay into a common fund that creates a pool of money and provides benefits to all. We must figure out a way to effectively adopt a universal healthcare system that provides care to all
Universal Healthcare by definition means healthcare for all. That would also mean that an insured persons rates would not be increased to cover the uninsured. Universal Healthcare is moral and just obligation. By promoting the health of our citizens we then promote our infrastructure as well.
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.
About 29 percent have some form of public insurance (Medicaid, Medicare, other public), and 16 percent are uninsured. This final percentage amounts to almost 50 million Americans, including 8 million children, who lack health insurance.” (open.lib.umn.edu). This is clearly a huge problem and the main solution is to cut back costs somewhere else in the budget where we can afford to do so. For example early elective deliveries, births Lucas 2 planned with no medical reason in between 37 and 39 weeks of pregnancy.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.