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Important aspects of the Affordable Care Act
Healthcare reform in 2010
Strengths and weaknesses of the Affordable Care Act
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Recommended: Important aspects of the Affordable Care Act
Discussion Board Week 1: The Affordable Care Act The Obama administration scored a landmark legislative victory by enacting the 2010 Patient Protective and Affordable Care Act, a healthcare reform that became too difficult for many past American presidents. Many factors were responsible for the non-passage of the health care reform legislation by governments prior to the Obama administration. These included aggressive resistance from stakeholders in the health sector; uncertainty and mistrust by Americans towards the government and fractures in political institutions. Obama’s doggedness in winning over and extremely important and significant supermajority of senators was instrumental in the passage of the Affordable Care Act. Some of the difficulties
The Frontline documentary, Obama’s Deal, tracks the course of Obama’s healthcare reform and the steps taken by the administration to get the bill passed. Healthcare was, and remains, one of the biggest platforms of the Obama administration and one of our nation’s greatest challenges. The film starts with Obama’s election into the White House in 2009. Rahm Emanuel, who had worked for the Clinton administration, was brought in to advise Obama on the reform. To win, Emanuel knew that Obama would have to move quickly as his campaign would be strongest at the beginning. But his crucial flaw was having Obama take a back seat on his own political agenda. Emanuel tried to change his mistakes from the Clinton administration’s healthcare failure, and
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
Governing bodies for the prevention, treatment, and management of illnesses in America are now in a commotion because of the cost of care and patient access and the need for a more efficient system. There are approximately 50 or more million people currently in The United States that are without insurance today. In March of 2010 a country wide health care charge called The Patient Protection and Affordable Care Act was passed, that seemed to offer solutions to some of the major issues facing our health care system. June of 2012, this new health care law or tax was challenged in the U. S. Supreme Court on the Constitutionality of the bill with proponents wanted the Act repealed. A few weeks later the Supreme Court gave its answer, which was the law or tax is Constitutional and upheld it as tax. One of the biggest issues to this Act was the part where all Americans have to be insured by someone or be penalized, but the final analysis of this...
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
In the early years of 2009 to 2010 the political process pushed health care through legislation led by Senate Majority Leader Harry Reid (Health care and government, 2013). This process was extraordinarily tiring, as many defenders of the bills passing were present. Many congressional members “dug their heels in”, and wanted to slow down the process even more as confusion about the bill was posed (Health care and government, 2013). Despite opposition by many sides of the American people, a Democrat-dominated House of Representatives passed the bill and the Affordable Care Act was signed into action on March 21, 2010 (Hogberg, 2013). Indeed, all three branches of government were instrumental with the passing the Affordable Care Act into place.
Obama Care has been a critical issue that has been discussed in many areas, especially in the social media, Television programs and also in the Newspapers. New York Times (Feb 4 2014) and Huffing Post(30th Jan 2014) have carried out a candid discussion on this issue with their recent articles receiving immense praise and the same time several jibes from different states in America. The Obama Care issue has led to a great political tussle between the Republicans and Democrats.
If the United States had unlimited funds, the appropriate response to such a high number of mentally ill Americans should naturally be to provide universal coverage that doesn’t discriminate between healthcare and mental healthcare. The United States doesn’t have unlimited funds to provide universal healthcare at this point, but the country does have the ability to stop coverage discrimination. A quarter of the 15.7 million Americans who received mental health care listed themselves as the main payer for the services, according to one survey that looked at those services from 2005 to 2009. 3 Separate research from the same agency found 45 percent of those not receiving mental health care listing cost as a barrier.3 President Obama and the advisors who helped construct The Affordable Care Act recognized the problem that confronts the mentally ill. Mental healthcare had to be more affordable and different measures had to be taken to help patients recover. Although The Affordable Care Act doesn’t provide mentally ill patients will universal coverage, the act has made substantial changes to the options available to them.
The beginnings of the Affordable Care Act started in 2008 when Barack Obama was running for president. He said “On healthcare reform, the American people are too often offered two extremes - government-run healthcare with higher taxes or letting the insurance companies operate without rules...I believe both of these extremes are wrong”. Obama won the Presidential election that November. In March of 2009 a “health summit” was brought together and Governor Kathleen
In North Carolina there’s over 499,178 residents receive their coverage with help of Affordable Care Acts subsidies. Many families receive support to cover cost-sharing, such as co-payments. The loss of this combined support will cost each recipient an average of $6,943 in 2019. Medicare recipients benefit from lower prescription drug costs thanks to Affordable Care Act. The cost of elimination of this price protection would cost Medicare recipients an average of $1,013 a month.
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
More than half of the American population is convinced that the Health Care Reform is necessary and it must be carried out by the government. Hence, the government plays a huge role in the health care transformation as it provides the nation with the health care plans and outlines other possibilities for medical coverage like the health insurance exchange. President Obama suggests his own plan of stability and security for all Americans. This plan is to provide more security and stability for those who have health insurance as well as those who don’t. Obama believes that it will lower the cost of health care for American families, business and government (The Obama Plan: Stability & Security For All Americans). In general, 62 percent of the population supports the idea of the go...
paying a tax, fine, and allowing for the pre-existing health condition and adjusting the rates accordingly. According to Hall (2014) another way to help improve on the weakness and maintain a goal for the Affordable Care Act is one of many such as tax breaks for pregnant women with no insurance and support for immigrants legal or not. These immigrants, legal or not, have no coverage, and how some people have insurance premiums that are unaffordable and how pre-existing conditions make it hard for people to seek out insurance with or without jobs. Some employers even pay for these fines and lower the rates to make insurance more affordable for their employees to gain insurance their company instead of gaining it on their own accord. Now
... The Obama administration knew that they would have to work hard to gain back the trust of the public and so the changes that ensued were ones which also pleased the Democrats, one of which included more restrictions on income variation for people receiving subsidies and the option to opt out of automatic enrollment by employers into the Obamacare plan (Republican Ideas Included in the President’s Proposal). Essentially, President Obama may have taken his role as a leader for granted. The Obamacare legislation has garnered much opposition, and remains unfavorable to Republicans, and “lukewarm’ to Democrats at best. It did not do well in gathering supporters and until today, Obamacare seems to be more of an aspiration than a realistic plan to benefit and improve the American health care system (Kernell et al., 2014, p.304).
Medicare Part C is also known as Medicare Advantage. Medicare Part C allows Medicare recipients obtain a private health insurance plan. The plans the induvial enrolled in must be Medicare approved. These individuals must pay the Medicare Part B premium. Other health care packages such as vision, dental, hearing, and prescription coverage may be included. The same networking restrictions apply to the Medicare Advantage plan as it does to regular private insurance plans. If the individual wants to upgrade to Medicare Advantage they can only do so October 15th- December 7th. If the individual wants to go back to the Original Medicare they can only do so January 1st – February 14th. To qualify you must have both Medicare Parts A and Part B. There is one restriction on an individual cannot have end stage renal failure. Parts C and D are completely optional. The eligibility requirements are they must have Medicare Parts A and B and enroll during