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Exploratory essay on student debt
Essays on online learning
Essays on online learning
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Technology has changed the way society learns, it has introduced the virtual classroom as a new method of learning away from class. Distance learning has become more and more popular and has been adopted as a preferred method of learning among many students. It is a less expensive alternative for the traditional in-class method to receive higher education. Technology has made learning flexible to provide higher education to accommodate individuals with busy schedules. Along with online learning, technology has completely changed they way traditional classrooms function. Students can use computers, cellphones and tablets to read books and utilize websites such as khan academy to relearn missed concepts and lessons. The use of online learning …show more content…
Student debt is a large problem that takes many years to pay off. What would the solution to student debt be? Many would say that the only way to live without drowning in student debt would be to drop out of college. But the emphasize put on higher education by society, with many people saying, “if you don’t obtain a degree you won’t succeed,” will keep them from doing so. So no, dropping out of college isn’t a great solution. But a new method of learning, brought by technology, might be – online learning. James Honan, a lecturer at Harvard, addresses the fact that student debt is a problem by stating, “The growth in […] student debt levels has been of great concern […] to the federal government” (Long 2013). Honan also states, “there is a gigantic push toward online resources […] to reduce the cost of traditional higher education” (Long 2013). The state and federal governments recognize the growing costs of higher education and now look towards technology to digitalize the education system to make its more affordable. The use of online learning is a great solution to put into play to reduce tuition costs. Aaron Bady, a postdoctoral fellow, acknowledges the low costs of online learning since online classes can be reusable and don’t require the “hiring of academic faculty” to teach the
Shown in the essay, they are worth nothing and teach nothing, ”online courses are perhaps one of the most complete expressions of the denigration of university education (Srigley),” there is no good side of online classes shown. There is nothing to show how online learning is making learning accessible,”work online with no direct support from a faculty member. Digital lectures for live classes with real students? Sounds expensive. How about no lectures, no students, and, best of all, no professor (Srigley).”
In his article, “Can You Be Education from a Distance?”, James Barszcz effectively weighs the pros and cons of online education compared to the traditional method, while effectively supporting his position with factual information and statistics. While distance education proves to be convenient for students, Barszcz asserts that it eliminates valuable experiences necessary in order to get the most out of the material being learned.
(Ramsey 108). Making sacrifices with your money now, will make your hole of debt that much less. The less you have to worry about debt, is the more you can focus on you. Around 30% of student loan borrowers have dropped out of college and have to continue paying the debt with just a high school graduate salary.
In my opinion, what you are being told in high school is only half of the story, once you are in college you realize that you will have to face a financial DEBT, which among students seems to be rising and we are overwhelmed with repayment after graduation. According to studentloanhero.com there is 1.26 trillion in total U.S. student loan debt and there are 43.3 million Americans with student loan debt; these are crazy numbers, which in my opinion shouldn’t be that high and we should formulate a plan to lower the numbers.
In an article written by Andrew Lehren, the author provides the bold statement that “the only thing worse than graduating with lots of debt is not going to college at all” (Lehren). In today 's society, many families lack the funds to provide a full ride for their children in terms of college. Due to this fact, many people turn to alternate solutions such as loans or diving straight into the workforce instead of attending college at all. These solutions, however, may greatly affect a person throughout the course of their life. The problem of college debt is increasing rates in regards to tuition, however, fortunately there are various solutions accessible in order to decrease or eliminate the debt that many american students face.
Is there a way to eliminate student debt? Student loan is becoming a serious problem nowadays. A lot of college dropouts are buried under thousands of dollars of student loan. Some believes student debt crisis is rising due to high tuition, while colleges and universities blame high tuition on insufficient state support. Rising student debt is affecting people’s health, and it is delaying their further higher education. Student debt is an issue affecting Americans of all ages, so to solve this crisis the interest rates should be lowered, federal and state government should contribute more to lower tuitions and employers should somewhat participate in student loan repayments.
During my interview, Lisa said “Online courses are cheaper, but a lot harder and the student has to be a self-motivated person”(Stevenson). Many college university do offer online courses, which can make college cheaper, but also universities could use programs like “CLEP” stated in the article, which allow students to “test out” and receive college credit. Regarding online course, students should have an easier time passing and achieving college online, most students struggle with time management and learning over the internet. In the same way, students and college boards need to aspire to make college inside the classroom cheaper not only online course. Currently, seventy-one graduating students have on average twenty-five thousand five hundred dollars in debt walking out of college and fifty-one percent of graduates end up in a workplace that doesn't require a college degree. A lot of careers support online courses and will help workers or interns pay for school, but the biggest problem is juggling a job and school and sometimes even a family while going to school and most degrees aren't even used in the
When students are deciding on where to go to college, they have the option of choosing between online classes and the traditional classroom classes. Today, some students are finding it much easier to maintain a job, family and start a college career, all by taking online classes. Although some students still prefer to stick with the traditional classroom classes, they still have the option to take online classes. Both online and the traditional classes will provide the educational requirements needed to obtain a college degree and opportunities in the work field. Although the online classes offer just as much as the traditional classes, they are completely different when it comes to teaching methods, course material and time.
Over the years society has changed in many different ways. In particular, technology has been the largest change that has occurred over the year. Only a few years ago the iPhone came out and it has forever changed the way people view their phone. Internet has also become very assessable resource. There are places everywhere to access a computer or free Wi-Fi. These changes have led to the alteration of the accessibility and use of technology in the education setting. The changes made to technology in the education setting have led to many positive outcomes that have allowed many types of people access to education that could not get it prior. There are however, many critics that refute these changes and say that virtual education can be biased and expensive. Although, there are many critics that do not agree with technology in education, have this can give access to many students with disabilities as well as people who have limited time or ability to further an education.
People have a lot of options in educating themselves online in today’s time and technology. Online education has improved a lot in the past twenty years. Even though it has had its setbacks, it continues to show promising results. Online education has many benefits with little to no disadvantages. It provides flexibility in scheduling and offers various options in educational online programs. In the past decade, education has evolved into a more technological-driven world.
Today’s generation is like no other. The nation as a whole has completely evolved from past times, with technology being one of the greatest improvements. Traditionally, schooling takes place in a classroom setting, but, with the many modifications in our world’s system, we are able to assimilate more modern means of education, such as online learning. However, with many changes comes differences and requires adjustments. The online learning system has proven to be just as effective as traditional learning, with some minor differences, however, nothing of great significance. A few of those insignificant differences include online learning being convenient, especially for the non-traditional students,
Many people think online education can be more expensive than a traditional school setting. Previous generations did not have the option for online learning experience, so why should we start now? An interesting point about online education is that LeBaron (2010) states, “The largest school in the U.S. is the University of Phoenix Online, with a whopping 380,232 students. That’s over 5x more than the largest public school, Arizona State University, which has 68,064 students” (para. 7). Despite the cost effectiveness, distance education is becoming the educational model of the future.
In conclusion, technology has changed education for the better allowing access to unlimited resources, distance learning and broadening the means of communication. Technology creates a more encouraging environment and stimulates students to engage in something they may be familiar with. Technology has allowed people to know more and to collaborate with each other. Students have a great range of technologies which strengthens the relationship between knowledge and students. The technology used today throughout the world will only strengthen and advance the 21st century education system. With unlimited resources, students can take advantage of their learning and gain the most from it. Integrating technology into education promotes a better learning community.
Furthermore, some may suggest that online learning is benefiting our students in society. There has been a breakthrough in time and geographical limitations of education via online courses (Ho, 2009). Online education is cost-effective, efficient, and easily accessible (Schmeeckle, 2003). Online classes are used for individual and independent learning in which the student can learn at their own pace (Gonzalez, 2009). Not only is online education beneficial for breaking down barriers, online education has the potential to help students learn material more efficiently. Students are more likely to seek help from their instructors when the material is taught online (Whipp & Lorentz, 2009). Computer use in statistical classes could help decrease math anxiety (Gundy, Morton, Liu, & Kline, 2006). In a study that measured online students’ ability to achieve the same efficiency of course material as face-to-face students, at least 98% of students reported that they had, so one may be lead to believe that online learning is just as efficient as face-to-face courses (Liebowitz, 2003). With all of the positive aspects of online education, one may wonder why there is any debate as to whether or not online education is beneficial for
The implementation of online learning in many universities has proven to be a successful method of course delivery (Regan, Evmenova, Baker, Jerome, Spencer, Lawson, & Werner, 2012). Dickson-Dean, Galyen, and Moore (2011) proposed that online learning can promote successful learning opportunities for students as well as rewarding benefits for all educational stakeholders. Factors that contribute to the success of online learning include, but are not limited to, flexibility and accessibility, cost reduction, increased retention, and varied learning opportunities (Neely & Tucker, 2010). Online learning and associated technology is becoming increasingly adaptable and can be used to meet the educational needs of all students while providing opportunities for differentiated instruction (Krishnakumar & Kumar, 2011). Online learning provides both students and instructors with opportun...