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Strengths and weaknesses of financial literacy
Reasons why research on financial literacy
Reasons why research on financial literacy
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College is a very important investment because what one decides to do in college will affect their lives forever. As we all know, college is absolutely not free, and it can one of the most costly investments in one’s entire life. Some students have to pay for their own college education, while other students have people pay for their college, for example their parents or grandparents. Some may think that those students who have their college paid for by someone else are more likely to succeed, but that assumption is erroneous. Students who pay for their own college versus students who do not pay for their college value their education more, understand how to focus their priorities, and have a principle that working hard is virtuous and worthy of reward. These are some of the differences that exist between students who pay for their own college and students who do …show more content…
When one has to use their own money to buy something, they place more value behind it. This value leads the individual to feel a responsibility towards what they spend their money on. When a student uses their own money to pay for their education, they feel a responsibility to care for their education. Those students will perform to the best of their abilities and, therefore, will be more likely to succeed in college.
We have all heard the saying: “You need to get your priorities straight”. College presents one with an opportune time to get their priorities straight. Students who pay for their own college tend to put school at the top of their list of priorities. On the contrary, those students who do not pay for their college tend to participate in more leisure activities rather than focusing on their education. Financing their own education helps students understand how to prioritize and maintain a constant focus on their
College corrupts people, changes people and segregates families. Many people know the risk of pursuing a college education and still decide to move forward with their decision. We must ask ourselves if the cost is worth it.
Based on Three Reasons College Still Matters, there are three main reasons why a college education is so important. From an economical standpoint, an education is most of the time needed to earn enough money to live comfortably. Attending and completing college provides a possibility for future economic stability. Within a highly competitive workforce a college degree can put a foot in the door to a job of a person’s choice. Statistics show that people who obtain a bachelor’s degree or higher get paid more than those who do not obtain one. Many question the worth of a college degree because of how expensive it is, though some say that the money spent is an investment on a person’s future. One can say that the worth of a college education is within the eye of the beholder. Many q...
While some say that college is a good investment due to its tendency to grow a student's character and intellectual ability, the downsides to college sorely outweigh the potential benefits that it has. While college does grow a student in multiple ways, “57% say that the higher education system in the United States fails to provide students with good value for the money they and their families spend.”(Doc F). This majority opinion demonstrates that the growth you can achieve in college is sorely outweighed by its economic cost, and not worth doing.
The argument about if college is worth it or not has been one of the biggest arguments throughout the media for decades. Students suffer a lot from the debts that they get from college and also the amount of studying that they do in college and when they graduate they ask themselves “is graduation from college really worth all the money that we paid and all the work that we have done?”
Everyone knows that going to college and getting a degree is the most effective and guaranteed route to ensure a prosperous financial future, right? College is considered by most to be the best investment you can make in life, but what happens when that investment leaves you drowning in thousands of dollars in debt right after graduation day. This is the situation that millions of college graduates are faced with in 2016. Rising college tuition perpetuates student debt and is on a sharp incline and it seems to have no ambition of ever slowing down. The effect of this catastrophe is felt by millions of families across the country who now question, “is college really worth it?”
Having the college experience is everyone’s dream, especially High School students who are ready to get out into the world and explore. College is very important for furthering someone’s career, but no one thinks about all the costs and the stress that comes along with college. Tuition fees and costs are increasing more and more each year. Now days it feels like you have to be a millionaire just to attend a good college and get a good degree in what you were attending for. There are some students that do not have a lot of money and live on very little things with their parents, but indeed are very smart and have a 4.0 GPA. Those students are the ones that are unable to attend college if they cannot afford it. College tuition is too expensive,
College is one of the most fundamental institutions in our modern world. It is a place where most of our future politicians, doctors, scientists, and leaders are made. Though, it seems that the price tag that comes with a college education is something that is too hefty for some students. Countless debates go on about whether the price of college should be abolished or whether the cost still is on the students to pay for.
Although a college education grows more and more expensive every year. People begin to question whether college is a good idea to invest in or not. “As college costs continue to rise, students and their families are looking more carefully at what they are getting for their money. Increasingly, they are finding that the college experience falls short of their expectations”(Cooper. H Mary). Many people believe that the cost of a college degree has outstripped the value of a degree.Studies show that a college degree will increase your earning power. A lot of people say that a college degree now is worth what a high school diploma was wor...
...all of the sides to whether college is worth the cost, it is evident that college is in fact worth the cost of tuition. College should be looked at as an investment. A college education will give the graduate more money in the end, than they invested. Even though there are temptations in college, the advantages that college gives their students far surpasses the amount of temptations there are along the way. Most college graduates graduate, and earn a degree by surpassing the temptations college gives, and instead taking in all of the advantages that it is able to offer. Even though college, becomes a redundant seven letter word, that people often get tired of hearing, college is the right step in life, for students after high school. A college education is a valuable investment that everyone should strive to achieve, and is completely worth the expensive cost.
With the rapid growth of college tuition, it has become an important issue in higher education. College Tuition is simply defined as the charge or fee for instruction, at a private school or a college or a university. Most people agree today that college tuition is too high or that it needs to be completely dismissed. There are some however, that may disagree with the claim about college tuition and state that college tuition is necessary for college growth, and it’s primary purpose is to pay for college expenses to support the institution financially. Research shows that college tuition is too high and that debt has become a standard in America after attending post-secondary school.
In today’s society, the idea of receiving a college education has been pondered quite a bit as to whether or not it is actually worth it. According to Michelle Adam, many people “…today believe that getting a good education is key to success in our society, this revealed surprising issues that challenge the notion of higher education being worth its price tag” (59). Naturally, many high school graduates apply for college right before or after graduation. Others decide to go into the work force, armed forces, or simply remain unemployed. The question that many people debate about is, is a college education worth it in the long run? Though some people believe a college education will benefit ones’ career, others believe it will cause a mass of debt and loans for college students and graduates, and postpone life events.
What is the biggest challenge for college students today? Money. Not because of issues such as a student’s poor academic performance or unwillingness, but just money. It affects students before, during, and after college. Students applying to colleges are finding themselves being forced to turn away from their dream colleges because of financial burdens. Current college students are faced with the decision to either continue their education and risk going into debt or dropping out and continuing work, which most are choosing to do, and lastly, graduates who had to take out loans during college are still repaying their debts even years after their graduation. The issue here is on whether the cost of college should be lowered or not to lessen
Let’s start off with how college is a great investment shall we? College is a great investment for guiding you in the right direction to success, or helping you along the way. It can teach you new things about the profession you're looking into while refreshing you on information you already know about. As said by Roth Michael, “...with liberal learning can be enormously practical because they become resources on which to draw for continual learning…”. Continual learning, instead of rehashing the same information over and over again or speeding lessons excessively, helps with a
When attending to college you most purchase the utilities you going to need such as, books which sometimes can be really expensive even to rent. Another basic thing a student may need is transportation adding that most colleges if not every college are really far located from where a student lives. All this thing requires money that a student may not be able to obtain. In some cases, these students are obligated to work after they graduated from high school in order to help their families to sustain themselves which means that attending to college can become a really far
Senator John Kerry said in a 2004 presidential debate that “Our college students represent only 20 percent of our population, but they are 100 percent of our future. They are our greatest investment, and we must help them understand the importance of investing in their selves.” Today a college education is something to be treasured. In both earning potential and learning potential, a college education is worth every dime and penny. Just like any investment, a college education requires planning, saving, and perhaps some sacrifice. But it is an investment that will continue to pay you back for a lifetime. Individuals with a college education have better job opportunities, earn more money and develop skills and knowledge that can never be taken away. So in agreeing with Senator Kerry, making the investment of a college education is the greatest investment we will ever make.