Redlining Summary

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Based on the provided timestamps and descriptions from the video series on redlining, here are five key building blocks that illustrate how racism became structural, according to the source. Jim Crow Era Segregation and New Deal Programs (1930s):. The Roosevelt Administration's New Deal programs were introduced during the Great Depression to provide economic relief. However, these programs, such as the Federal Housing Administration (FHA), implemented practices from the Jim Crow era. This included using racial segregation criteria in housing policies, which institutionalized racial biases at a federal level (2:45, 3:47). Creation of the Redlining System (1930s - 1940s):. Redlining was formally established through the creation of risk assessment maps for metropolitan areas. These …show more content…

Areas with non-white populations, particularly Black communities, were marked in red, hence the term "redlining," indicating high-risk areas where banks were reluctant to provide loans (5:20). Influence of Realtors and Real Estate Practices (1910s - 1940s): a. Realtors played a significant role in perpetuating neighborhood segregation. Historical textbooks and real estate materials promoted racial segregation, advising against selling homes to Black families in predominantly white neighborhoods. This institutional guidance from real estate professionals reinforced discriminatory practices (7:40, 8:04). Legacy of Redlining (Ongoing Impact):. The video highlights the enduring consequences of redlining, including the perpetuation of racial wealth gaps, disparities in property values, and neighborhood conditions. Redlining has contributed to the concentration of poverty and limited economic mobility for Black and minority communities, creating long-lasting structural inequalities in housing and wealth (8:40, 9:57). Linkages between the Evidence and the

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