Health care has been a debate for several years. Costa Rica’s public health insurance system is available nationwide to all citizens and legal residents. This form of insurance is design to provide monetary security in case you have a serious illness or accident. Individuals who do not have health insurance can be exposed to situations in which they can run into deep debt. Having a health insurance can protect you from high costs. I am focusing this essay on the major finances of Costa Rica , their system providers of care, regulatory agencies and the advantages and disadvantages in there system. Whenever one have an insurance it safeguards them from high medical bills.
Health care system have long been a common and serious problem to
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individuals and across, the nation, causing substantial problem up to and including death, Because of this, residents without health insurance suffer from receiving proper medical care. Providing public healthcare insurance to residents and citizens will provide the necessary medical care for individuals. According to an article titled Costa Rica case study (Knaul, Nigenda & Zuniga) explains that The Costa Rican health system provides health, water, and sanitation services. The health component of the system includes a public and a private sector. The public sector is dominated by the Caja Costarricense de Seguro Social (CCSS), an autonomous institution in charge of financing, purchasing and delivering most of the personal health services in Costa Rica. CCSS is financed with contributions of the affiliates, employers and the state, and manages three regimes: maternity and illness insurance, disability, old age and death insurance, and a non-contributive regime. CCSS provides services in its own facilities but also contracts with private providers. The private sector includes a broad set of services offering ambulatory and hospital care. These services are financed mostly out-of-pocket, but also with private insurance premiums. The Ministry of Health is the steward of the system, in charge of strategic planning, sanitary regulation, and research and technology development. Among the recent policy innovations we can mention the establishment of the basic teams for comprehensive health care (EBAIS), the de-concentration of hospitals and public clinics, the introduction of management agreements and the creation of the Health Boards. Therefore this addresses that the population in Costa Rica have several different healthcare financing method to support their residents and citizens. Information on health services administration at the first and second levels of care is normally not dependable because of the extreme number of criteria used by the predominant information and assessment systems.
Costa Rica healthcare system provides of care includes primary care, secondary care, tertiary care, technical quality and perceived care. Ministry of Health is responsible for regulating the healthcare system in Costa Rica. It also acts as the regulatory agency for food, drugs, chemicals and medical devices, guaranteeing these goods meet the necessary criteria. Holland (2013) explains that Healthcare in Costa Rica have three large private hospitals, that most expatriates use: CIMA hospital in Escazu’ Clinica Biblica in San Jose, and hospital La Catolica in San …show more content…
Jose-Guadalupe. Holland (2014) states that one of the biggest benefits for retirees, business owners, and other expats is the health care.
In the a time of rising costs in the U.S., not to mention a contentious political debate over insurance and medical care, Costa Rica’s take on the issue is refreshing. This is an advantage and benefits to residents and citizens of Costa Rica. Health care is cost is very cheap and easy to access. Individuals do not loss standard of care. Several of these doctors are educated in the United States, Canada, or Europe they are familiar with all the up-to-date procedures, all the clinics and hospitals have innovative tools and equipment like Magnetic Resonance Imaging. The disadvantage of Costa Rica’s healthcare system include the long waiting hours for residents who needs to get ultrasounds, CT scans, and Magnetic Resonance Imaging done. The waiting period may take months or weeks in a non-emergency situation. It is also the similar with non-emergency surgery. The doctors, nurses, and administrative staff mostly speak English. It is very annoying for patients who mainly speak
Spanish. The waiting period in Costa Rica for healthcare is detrimental to residents as an individual can need immediate care and due to the long waiting time to receive care it can cause their lives. According to an online article title This is why expats are healthier in Costa Rica explains the wait times are one reason many expats tend to use a mix of the Caja and private medical care, in which you are generally seen within days, if not hours.( Holland 2013). There are several private hospitals, clinics, and doctors throughout the country. However, similar to the public system, the best private services and specialists are in and San Jose, Costa Rica’s capital. Whenever an individual use private insurance, which includes international policies, or they pay cash it is very inexpensive. A visit to your general practitioner runs fifty dollar, specialist cost eighty to a hundred dollar. These physicians spend time with their patients ensuring that they receive the proper care. Costa Rica is a middle-income country with a solid governmental importance on human growth. The health strategies have applied the principles of justice and unity to strengthen access to care through public services and universal social health insurance.
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
In this paper, there will be a comparative analysis to the United States (U.S.) healthcare system and Canadians healthcare system highlighting the advantages and disadvantages of both.
A Canadian Dermatologist who once worked in the United States breaks down the pros and cons of Canada’s health care system and explains why he thinks the Canadian system is superior to America’s. Canada runs a single payer health care system, which means that health care is controlled by the government rather than private insurance companies. One of the main pros of the Canadian health care system is that everyone is insured. He says that in the province of Ontario, the Ministry of Health insures all of its citizens, all important health needs such as physician visits, home nursing and physical therapy are covered. Since every resident is covered under the government plan the problem of patients being turned away due to lacking medical coverage
The current escalating debt the federal government is accumulating to provide funding for programs like Medicaid is increasing the probability the United States will one day default on it’s debt. America’s primitive system of health care, known for its outstanding...
Medicare and Medicaid are one of important government programs. According to Medicaid.gov site, there are more than 4.6 million low-income seniors enrolled in Medicare and about 8.3 million people that are enrolled in both Medicare and Medicaid. Anyone that enrolled with Medicare and limited income and resources are eligible to get assistance paying for their premiums and out-of-pocket medical expenses from Medicaid. Not only does Medicaid cover additional services, but, services covered by both programs are first paid by Medicare with Medicaid in the difference up to the state’s payment limit (Medicaid.gov, 2015) .
These services are provided by medical professionals serving U.S. citizens striving to provide the best possible care, but just as we have had a growth of medical knowledge the U.S. population has changed drastically. Minorities should no longer be overlooked as they are the new prospering culture in this day and age, especially for the Hispanic/ Latino people. As a result there has been a shift, a blend, and a creation of new cultures. It is imperative that medical professionals learn to understand culture. Failure to understand this thriving ethnic group can lead to complications such as ineffective communication, loss of trust between patient and medical personnel, and failure to provide proper treatment. That is why it is important to find ways to help Hispanics feel at ease when visiting any medical facility for service.
The public health care system in Canada is still flawed, proven through the wait times that many patients have to go through. Canadians may wait up to six to nine months for “non-urgent” MRIs . The waiting list is dreary for Canadians, unlike Americans who can get their services immediately through paying out-of-pocket, the long public sector in Alberta waits up to a year for services, the wait for cataract surgery was six weeks ; these waits for some patients put the public health care system to shame, and helps push the idea of the privatized health care system a bettering option for the future of the nation. Additionally, 41 percent of adult Canadians said they experienced a difficulty in accessing hospital and physician care on weekday nights and weekends . Furthermore, it is still evident that Canadians in fact pay a higher income tax compared to Americans, due to the fact that they are paying the fund the health care system through their taxes; however, it is still significantly less to pay for a public health care system than it is privatized . Privatization is further proved as a superior choice with regards to the discharge situation many Canadians face. In Canada, it is common to see patients discharged earlier than recommended due the rising amount of patients using the free-of-charge public health care system, patients are released “quicker and sicker” because of this . Additionally, when discharged, the public health care system does not cover home care and private nurse care ; further proving the notion that there is still some forms of privatization already in the health care system in
A health care system that provides free health care services to its entire citizen can be termed as universal health care. This is a situation where all citizens are protected from financial costs in health care. It is recognized around the globe as it provides a specific package of benefits to all citizens in the entire nation. For instance, free health care can result to improved health outcomes. In addition, it provides financial risk protection and an improved access to health services. There is an increasing debate on how citizen should be provided with free medical services. Although United State does not permit free health care services it should have free health care for all citizens. This is due to the fact that healthcare is the largest industry in United State. Due to the fact that United State is a rich country, it should have a healthcare system that provides free services such as treatment for its entire citizen. This will play a significant role, as it will stop medical bankruptcies in...
for Medicare, you must meet certain conditions. A person qualifies if they are 65 years of age
Ans 1) To mandate the insurance or not is a big question to be answered and still there are a lot of problems associated with mandating the Health Insurance in United States. A lot of views have been given by people regarding whether there is need of mandating the Health Insurance or not.
The implementation of a universal health care system in the United States is an important challenge that needs to be overcome. There are numerous amount of editorial that argue on both sides of the debate. Some people argue that a universal health care system would bring costs down and increase access to care while others argue that a universal health care system would be too expensive and reduce the quality of care. The correct answer requires intensive understanding and economics to overcome, the arguments must be examined for a proper answer.
The health care system in the United States is one of the most complex forms of healthcare system. What makes the system complex is that there are multiple factors involved. For example, there are multiple players and payers involved in the system. This includes physicians, administrator of health services institutions, insurance companies, large employers and lastly the Government Shi & Singh, 2012). Each of these players and payers are involved to protect their own economic interest. Hospitals for instances, wants to maximize reimbursement from both private and public insurers. Insurance companies and managed care organizations are concerned with how they can maintain their share of the health care insurance market, while physicians seek to maximize their income and have minimal interference with the way they practice medicine (Shi & Singh, 2012). It is obvious that there is no centrality of the health care system. In other words, there is no one department or in particular government body that is unilaterally in charge of the administration of the health care system as it is in the other developed nations where they have a single payer system, which is the government. Instead, the U. S. has health system that is financed by private sectors. According to Shi and Singh,(2012), 54% of total health care expenditures is privately financed through employers , while the remaining 46% is financed by the government. Lack of centrality in monitoring the total expenditures through global budgets or control over the availability and utilization of services coupled with most hospitals and clinics now been privately owned may potential...
What is managed care? According to the Oxford English Dictionary, managed care is “a system of health care in which patients agree to visit only certain doctors and hospitals, and in which the cost of treatment is monitored by a managing company.” Managed care is a variety of techniques designed to reduce the cost of providing health benefits and advance the quality of care. In the United States alone, there are various managed care programs, that are ranged from more restrictive to less restrictive. As stated in the National Institutes of Health, the future of managed care is uncertain. It is enthralling to note that in spite of the advances in healthcare systems, such as our hospital’s ability to provide patients with lower cost, managed
Levit, K. R., & Cowan, C. A. (1991). Business, households and governments: Health care costs, 1990. Health Care Financing Review, 13 (2), 83. Retrieved from: Ashford University Library
Everyone country has success or strengths within its health care system. These strengths have helped revolutionize the country’s health care system into what it is today.