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The financial factors that affect health care
Things that are driving healthcare cost essay
Things that are driving healthcare cost essay
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In addition, having an affordable health insurance plan will prevent and control chronic diseases. A chronic disease is one lasting three months or more, by the definition of the U.S. National Center for Health Statistics. Chronic diseases generally cannot be prevented by vaccines or cured by medication, nor do they just disappear. According to Chronic Diseases Control and Prevention, chronic diseases such as heart disease, stroke, cancer, type 2 diabetes, obesity, and arthritis are among the most common, costly, and preventable of all health problems. Uninsured people receive less preventive care, are diagnosed at more advanced stages of the disease, and receive less treatment as measured in terms of pharmaceutical and surgical interventions …show more content…
They also can help find problems early, when your chances for treatment and cure are better. By getting the right health services, screenings, and treatments, you are taking steps that help your chances for living a longer, healthier life. Your age, health and family history, lifestyle choices (i.e. what you eat, how active you are, whether you smoke), and other important factors impact what and how often you need health care (CDC). As a volunteer at Community Health Chicago for almost two years, I have noticed that patients who control diabetes and blood pressure are more likely to have a life without limitations. For example, my mother has been living with diabetes for ten years, needs to visit the doctor every three months for follow up, takes her medications, takes her laboratory test before a doctor 's visit. Also, she tests her blood sugar at home to keep tracking the blood glucose levels. She was able to prevent her diabetes from getting worse because she always visits the doctor for checking …show more content…
However, statistics from the world bank and the Organization for Economic Cooperation and Development shows that United States has the highest spending on health care, where treating people with chronic diseases accounts for 86% of our nation’s health care costs. When people have access to health care, they live healthier lives and miss work less, allowing them to contribute more to the economy. Having healthy employees will reduce the cost of health care and will increase the productivity as David Rektorski, owner of truck dealership Hino of Chicago says, “ The healthier the [Employees] are, the better chance I have of [my employees] coming to work.” (qtd in the Chicago Tribune). Having healthy people, improve the economy of the country, and reduce health expenses. It seems that it is better to prevent people from developing a chronic disease than pay for that
...ter for obese individuals than for average weight individuals. The healthier workers are, the fewer medical services they use. The five leading causes of death in the U.S., heart disease, cancer, stroke, chronic obstructive pulmonary disease and diabetes — are directly linked to unhealthy lifestyles. Clearly, encouraging healthful habits presents an opportunity to improve workers’ well being, reduce the need for medical services and help control costs.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
In conclusion, the health reform begins with prevention. Focusing on improving the lifestyle and enhancing the quality of people’s lives their overall well-being will improve. With all the opportunities that are given by ACA to improve nation’s health through supporting fitness, discouraging smoking, encouraging healthy diet and weight management, by making health insurance affordable and implementing preventative services could result in enormous improvement in not just people’s health but in the economy as well.
...ions are ageing and increasingly, people are living with one or more chronic conditions for decades (World Health Organization, 2011). If the government can assist in regulating preventive health measure for citizens it will years down the line prove to be a cost effective measure. World Health Organization (2011) states that many chronic conditions were avoidable had the person ben able to receive the preventive education and care needed. Business owners may experience a slight inflation in cost to insure their employees but it does not amount to nearly half as much that will be saved by all citizens having access to preventive medical care.
As part of the Affordable Care Act, beginning this year Medicaid will expand eligibility to include all uninsured individuals under the age of 65 whose incomes fall at or below 138 percent of the Federal Poverty Level, or about $32,500 for a family of four. However, the 2012 Supreme Court ruling that upheld the law also allowed states more flexibility concerning what parts of the ACA they can implement and said that those same states would not lose federal funding for their existing programs. This result would leave the decision to opt out of the law's provision into the hands of state legislators. While twenty-six states have chosen to expand healthcare coverage, twenty-one states have not and four have yet to make a decision. The state of Florida is among those not seeking to expand coverage and that decision alone could cost Florida millions of dollars a year in tax penalties. As conservative and liberal state lawmakers square off into a maelstrom of debate over whether Medicaid should cover more people, thousands of uninsured Floridians will be caught in the crossfire.
The healthcare reform debate has been politicized in the United States for many years where there have been deliberate efforts by various stakeholders to ensure that they push for the reforms that are in line with the cost-benefit aspects that they have already envisioned. In this paper, I will attempt to prove that the reforms that have been witnessed in the healthcare in the recent years have not been effective and helpful to the society as a whole. When President Obama came into office, he promised to oversee great reforms in the healthcare which is his government he face much priority in the social policy aspects. The congress managed to pass the Patient Protection and Affordable Care Act (PPACA).
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Obama care is not the health care system we need in the United States. For Obama care to work it actually hurts us hard working Americans. More taxes are taken from higher incomes to ensure that lower incomes can get health insurance. Obama care punishes hard working Americans by taking more taxes out to help Americans that do not work. Is it really fair for someone that works really hard for their money to have to take more out to help people that don’t want to work or don’t want better for themselves? The wealthier should have to help the less fornicate out if they are doing all that they can do and it is still not enough. However, it is not fair for people that are not even trying and get free health care off of the wealthier that are working hard for what they have.
Over the years, the cost of college tuition has been one of the central issues limiting students, like me, from obtaining the best education that one could receive. Usually, this results in students settling for a school nearby rather than being able to have the choice to go to the best one in which they were accepted into, due to such skyrocket prices. Much of this problem or concern has to do with out-of-state tuition being much higher than in-state tuition, sometimes almost doubling the price of in-state tuition! Therefore, students are more pressured to remain in state rather than go to out-of-state schools that may offer a better education.
Prevention means looking beyond medical treatment of sick individuals to community-based public health efforts to prevent disease, improve functioning and well-being, and reduce health disparities. Nine preventable diseases are responsible for more than half of the deaths in the United States, yet less than 3% of health care spending is directed toward prevention (The Nader). Citizen with no means of payment for their healthcare do not go to the primary care provider regularly to get routine healthcare checks. The main reason is they cannot afford to pay their health care bills after checkup. Simple preventative diseases like high blood pressure if not attended to can become a stroke or heart attack which can easily lead to death.
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.
High school education is for students to learn the basic information that is needed to prepare them for college. It is critical for students to feel that it isn’t a waste of time for them to wake up and go to high school everyday. Is it right for students to not come to school because they feel high school is a waste of their time? Majority of students has also felt that the courses they are attending aren’t giving them enough information that will be useful beyond high school. Shouldn’t students be in classes that will benefit them in the future? Should students be able to know what might be their strengths, and weaknesses in the courses that are required to be taken for a certain major? High schools should offer useful courses because it
Additional positive externalities include health affects wealth, technology, and vaccinations. “Healthy workers are absent from work less and are more productive workers. A health care market that effectively
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.