Personal Narrative Essay On Insurance In Guatemala

I would have to admit that at the age of 20, I still knew very little about insurance. Coming from a different country, I had no idea that one could insure belongings or people. Today, I know that insurance acts as a safety net. It is there to help cope with the unanticipated and sometimes even the loss of a beloved one. The general notion behind insuring your treasured possessions and cherished ones can be of a vast benefit at the time of a tragedy. As we grow older, we actively begin to concern ourselves more about the future of our family rather than the latest trends in fashion or gadgets.

Unfortunately, in Guatemala people are not encouraged to protect the breadwinner of the family and many people are forced to halt their lives short to amend the tragedies of the unexpected. My father’s life was cut short when someone tried to steal his car from him on a normal day. I was only ten years old and to add to the misery and desolation of losing a father, he was not insured, so my mother was forced to fend for my younger sister and me. After the incident, my mother had a hard time recovering from the loss of my father since he was the sole source of income for the family. Thankfully, my mother found a way to provide us with the essentials. At that point, she no longer could think of the future, but rather how to make ends

meet. No kid should have to see their parents struggle to provide food and basics. Every family should have the benefit of a backup plan for the unexpected including painful events like the loss of a loved one, even if it is by means of giving away small lumps of money at the time to build up something secure.
Although getting sick, growing old and dying are few of the things that cannot be prevented, if there were a way to protect someone else’s future by protecting one’s future everyone would do it in a heart-beat.

Due to the increased demand for college education, people nowadays cannot afford to take a wrong step and are forced to think several years ahead. Insuring the breadwinner of the house is a way to fund a house-mother with toddlers, a college student seeking for a better future, and a way to have some closure with the tragedy. Furthermore, those loved ones who protect the future of their families by insuring themselves have great

attributes.