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What is the Patient Protection and Affordable Care Act
Patient Protection and Affordable Care Act of 2010
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The Patient Protection and Affordable Care Act( PPACA) commonly called as Affordable Care Act ( ACA) is a United States federal statute signed into law by President Barack Obama on March23, 2010.It was enacted with the goals of increasing the quality and affordability of health insurance by introducing a number of mechanisms—including mandates, subsidies, and insurance exchanges. This has an overall increase in utilization of health care services in all the sectors. • Primary care, specialty care, and hospital emergency departments are expected to be overburdened with an influx of newly-insured patients. Patients might use expensive services under the insurance plan, even for less severe conditions like common cold, cough. They tend to use all the sectors like acute care, outpatient care even when it is not necessary causing a moral hazard. • Even In-patient services would be affordable with the ACA mandates increasing its utilization. • …show more content…
The need for providing uncompensated care by hospitals is expected to decrease. • To participate in Medicare, new or existing hospitals had to be certified by December 31, 2010.
• Restrictions on expansion of existing hospitals and is viewed as an assault on the American entrepreneurial system. In response, these hospitals are expanding hours and services, and rejecting Medicare patients. • The ACA assumes that cost control responsibilities will be shared between MCOs and Accountable Care Organizations. Medicare is authorized to develop payment methods for ACOs. Payment must include a shared savings program – pay additional moneys to ACOs that achieve targeted cost savings while meeting quality standards. This cost control method with quality management increasing the utilization of the managed care. • Components of the ACA that affect community health centers involve maintaining adequate funding and developing teaching health centers. Health centers located in states that do not expand Medicaid could face fiscal shortfalls. This might result in provision of adequate services to the community increasing
utilization. • Medicaid eligibility expanded to include individuals and families with incomes up to 133% of the federal poverty level, including adults without disabilities and without dependent children. This provides more access to the health care services, which might include increased use of services by the older patients who need a transition between long-term care services and the other services. Hence, there would be more utilization of long-term care, primary care and other specialties. • Children under the age of 26 can remain on their parent’s insurance plan with no deductibles or copayments for preventive services and immunization. Because of the law, health plans must now cover preventive services like depression screening for adults and behavioral assessments for children at no cost. As a result, there would be an increase in utilization of personal medical and preventive services sector, population-based community health services sector and also health-related support services sector. • The Affordable Care Act will provide one of the largest expansions of mental health and substance use disorder coverage in a generation, by requiring that health insurance plans on the Health Insurance plans cover mental health and substance use disorder services. These new protections will build on the Mental Health Parity and Addiction Equity to expand mental health and substance use disorder benefits and federal parity protections for behavioral health to 62 million Americans. And starting in 2014, most plans won’t be able to deny us coverage or charge us more due to pre-existing health conditions, including mental illnesses (Mentalhealth.gov).
The challenges that all acute care hospitals and facilities faces are the demand for highly specialized services has increased. The US population is constantly aging and the elderly tend to need more acute care services. Because many people lack health insurance, they tend to use emergency rooms in the hospitals as their source of care. The increase demand in acute care prompted hospitals to expand their facility
...e adopting some form of contract that encourages population management and cost minimization (Muhlestein, 2013). ACO continues to only represent a small minority of care delivered in the United States. ACOs are still a work in process and their eventual success or failure is still to be determined, but the Accountable Care Organization’s influence on the American health care system continues. Many ACOs will complete a risk-based ACO contract, and their early results will influence how payers, providers and policymakers experiment with future iterations of Accountable Care. If the results are good, then the ACO model may become the dominant form of health care in the United States over the next decade (Muhlestein, 2013). If the results are negative, Accountable Care Organizations may never gain a permanent place in the United States healthcare delivery system.
Holahan, J. (2012). The cost and coverage implications of the ACA Medicaid expansion: National and state-by-state analysis. Retrieved from urban.org
When one examines managed health care and the hospitals that provide the care, a degree of variation is found in the treatment and care of their patients. This variation can be between hospitals or even between physicians within a health care network. For managed care companies the variation may be beneficial. This may provide them with opportunities to save money when it comes to paying for their policy holder’s care, however this large variation may also be detrimental to the insurance company. This would fall into the category of management of utilization, if hospitals and managed care organizations can control treatment utilization, they can control premium costs for both themselves and their customers (Rodwin 1996). If health care organizations can implement prevention as a way to warrant good health with their consumers, insurance companies can also illuminate unnecessary health care. These are just a few examples of how the health care industry can help benefit their patients, but that does not mean every issue involving physician over utilization or quality of care is erased because there is a management mechanism set in place.
Another downfall to HMO coverage is selective-contracting. This is a process where hospitals deny treatment to patients because their...
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
In order to fully understand the uninsured and underinsured problem that hospital administrators face the cause must be examined. The health outcomes of uninsured individuals are generally worse than those who are insured. Uninsured persons are more likely to experience avoidable hospitalizations, diagnosed at later stages of disease, hospitalized on an emergency or urgent basis, and more seriously ill upon hospitalization (Simpson, 2002) Because the uninsured often lack an ongoing relationship with a health-care provider, they are less likely to receive preventive care and diagnostic tests (Kemper, 2002). Many corporations balance their budget through cost cuts and other moves, but have been slammed with an increasing load of uninsured patients, coupled with reduced payments from government and private insurance programs. In 2000, 564,476 uninsured patients came through Health and Hospitals Corporations health care centers, a 30 percent increase from 1996. In the same period, Congress reduced Medicare reimbursements to hospitals, while Medicaid reimbursements to primary care clinics remained basicall...
Implemented (along with Medicare) as a part of the Social Security Amendments of 1965, Medicaid’s original purpose was to improve the health of the working poor who might otherwise go without medical care for themselves and their families. Medicaid also assisted low income seniors with cautionary provisions that paid for the costs of nursing facility care and other medical expenses such as premiums and copayments that were not covered through Medicare. Eligibility for Medicaid is usually based on the family’s or individual’s income and assets. When the ACA came into effect in 2010, it began to work with the states to develop a plan to better coordinate the two ...
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The Affordable Care Act (ACA) is a federal that was signed into law by President Barack Obama on March 23, 2010 to systematically improve, reform, and structure the healthcare system. The ACA’s ultimate goal is to promote the health outcomes of an individual by reducing costs. Previously known as the Patient Protection and Affordable Care Act, the ACA was established in order to increase the superiority, accessibility, and affordability of health insurance. President Obama has indicated the ACA is fully paid for and by staying under the original $900 billion dollar budget; it will be able to provide around 94% of Americans with coverage. In addition, the ACA has implemented that implemented that insurance companies can no longer deny c...
In consequence, this will limit poor adults finding the proper treatment since many doctors do not accept Medicaid patients. High rates of uninsured populations were associated with lower primary care capacity (Ku et al., 2011). Thus, expanding insurance coverage can support more primary care practices in rural areas and can help equal the gap in primary care positions. The impact of not expanding affects APRN practice by limiting them to practice in areas where they are needed the most. This not only affects APRNs from practicing without a physician supervision but also limit those that need coverage for basic preventive measures to reduce non-paying visits to the emergency room. Ensuring access to care will be contingent upon the ability to attain progress from insurance coverage and primary
This paper will take into account the Affordable Care Act (ACA) Law and how all three branches of government are involved with the creation and analyze issues associated with the ACA. Subsequently the paper will describe the role of public opinion and lobbying groups. Thirdly this paper will evaluate the concepts of equity, efficiency, and effectiveness showcasing their role in the law and its passage. This paper will take into consideration the anticipated effects on cost, quality, and access, including discussing the balance of markets and the government. In closing this paper will highlight the anticipated effects on Medicare and aging as well as Medicaid and the poor. The ACA was signed on March 23, 2010 with the intention to offer all U.S. Citizens and residents a qualifying health care coverage plan. The law’s focus is to expand coverage, control health care cost, and improve health care delivery system.
A con of an HMO is that in order to save cost, most HMOs provide narrow provider networks; A member may not benefit if in an emergency because their “in-network” emergency room might be far or there are “quick-care” in their
Yet again, there are further levels of risks that can be accepted, commonly referred to as “ACO tracks.” The simplest risk track for an ACO is the Medicare Shared Savings Program (MSSP) Track 1. North State Quality Care Network (NSQCN) explains this track works by CMS giving an ACO “an annual target spending amount for your Medicare beneficiaries based on historical spending on those beneficiaries. If you as a group spend less than that target and meet quality requirements, you are eligible to keep a percentage of the savings.” (North State Quality Care
An Accountable Care Organization or ACO primary purpose is to provide quality care to Medicare patients (CMS.gov, 2015). Also, ACO’s help to reduce unnecessary reproduction of services and medical errors (CMS.gov, 2015). An ACO can consist of physicians, hospitals, and other healthcare organizations. From the article provided, many organizations would like to become an ACO. Unfortunately, most healthcare organizations are not equipped due to lacking of technological infrastructure and other core technology needs.