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3 strengths and 3 weaknesses of our healthcare system
The impact of the Affordable Care Act on healthcare
Us healthcare system overview
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My first reason for supporting Obamacare is that there are now more consumer rights and protections for patients. Before Obamacare, patients could get taken advantage by insurance companies. If a child that had a condition like asthma or diabetes insurance companies turned them down. Under the new healthcare law, no American can be denied by an insurance company due to an illness or injury. Today there are approximately 17.6 million American children that have a pre existing health condition. Now they can all be covered and many lives could be saved (“Healthcare”). It is amazing that every American can get healthcare now, but what is the point if we do not know how to use it. Many Americans are clueless when it comes to healthcare. Obamacare will change that. If a state applies for the new healthcare law, they can establish offices to help consumers become more educated about healthcare. Healthcare is a wonderful thing to have for you and your family, but it will go to waste assuming we do not understand it. In fact with the new law, insurance companies must put their information online allowing consumers to compare the prices of different companies side by side. Obamacare provides you with all the information you need to become more educated about healthcare (“Features of Healthcare”). Another feature about Obamacare is to increase access to healthcare. If you are already insured you can get a bundle of new consumer benefits. If you are not insured you can enroll in Medicaid if you are low income. If you have a high income you can get health insurance through an exchange for a better price than with a private insurance company (Tate 17-18). The biggest goal of Obamacare is to insure the uninsured Americans. In the year 2000 the... ... middle of paper ... ...ion young adults have gotten health insurance by staying on their parents’ plans ("Healthcare") Works Cited “Features of the Health Care Law.” HHS.gov/HealthCare. U.S. Department of Health and Human Services. 31 Jan. 2014. Web. 31 Jan. 2014. . “Health Care that works for Americans.” The White House. The White House. 20 Oct. 1994. Web. 30 Jan. 2014. . Patel, Kavita. “Helping Consumers Understand and Use Health Insurance in 2014” Institute of Medicine. Institute of Medicine. 29 May. 2013. Web. 31 Jan. 2014. . Tate, Nick. Obamacare Survival Guide. West Palm Beach: Humanix Books, 2013. Print
Steiner, John E. (2013). Problems in health care law: challenges for the 21st century (10th ed.). Burlington, MA: Jones & Bartlett Learning.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
First and foremost is the fact that it has provided upwards of 32 million Americans with some type of health insurance coverage. With the passing of the law, all insurance companies are now required to cover ten essential health benefits, including but not limited to mental health, addiction and chronic diseases. This saves money because these are the very people that would end up in the emergency room for treatment if they do not have access to healthcare. It has removed the stigma of preexisting conditions and now ensures insurance companies will no longer be able to deny coverage because of medical conditions and the insured can no longer be dropped or experience increased premiums should they develop a catastrophic illness. The lifetime and annual limits on coverage were eliminated which will help those who encounter tragic injury or illness; possibly preventing them from bankrupting themselves trying to pay for life saving measures. Children can now remain on their parent’s policy up to the age of 26. This alone has supplied around 3 million people with insurance coverage that they didn’t previously have (Shaffer, 2013). Health care reform gave each individual state the opportunity (although not all exercised this right) and option to expanded Medicaid rosters, making the threshold 138% of the Federal poverty level (Chang & Davis, 2013). The Affordable Care Act which includes the Prevention and Public Health
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
The Consequences Of Obamacare [Electronic Resource] : Impact On Medicaid And State Health Care Reform : Hearing Before The Committee On Energy And Commerce, House Of Representatives, One Hundred Twelfth Congress, First Session, March 1, 2011. n.p.: Washington : U.S. G.P.O., 2011., 2011. Louisiana State University. Web. 18 Apr. 2014.
Obamacare is what America needs, and is the middle ground between a single payers system and a public option system. Without Obamacare, the two opposite options I have given would be too extreme and not everyone would agree on them. It would cause controversy in America, and that is the opposite of what we need in this health care crisis. It would also not help the health care crisis grow and replenish itself to the standards that us citizens expect from the government. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Many people would support Trump on this action because many believe it should not be given to people. An article by, Dan Diamond had said, “Obama Care continues to hurt the economy.” (1) Donald Trump believes that Obama Care is hurting and destroying the economy and wants to take it away but replenish it with something new. Trump is not taking away health care completely but he is taking it away since the economy is suffering because of it. Trump had gotten many voters on his side because they believe that Obama Care needs to be stopped. By Donald Trump becoming the President, many citizens would be happy, that he is taking away the unnecessary health care and replacing it with something more realistic, that will not affect the economy as much.
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. First, it wi...
ObamaCare, also known as the Patient Protection and Affordable Care Act, is a Health care reform law that was signed on March 23, 2010. ObamaCare’s goal is to provide more Americans with affordable health care insurance. ObamaCare also hopes to improve the quality of healthcare and health insurance in America, regulate the healthcare industry, and reduce the cost of healthcare in the United States. ObamaCare is made up of ten titles; I: Quality, Affordable Healthcare for all United State Citizens, II: The Role of Public Programs, III: Improving the Quality and Efficiency of Healthcare, IV: Prevention of Chronic Disease and Improving Public Health, V: Healthcare Workforce, VI: Transparency and Program Integrity, VII: Improving Access to Innovative Medical Therapies, VIII: Community Living Assistance Services and Supports Act (CLASS Act), IX: Revenue Provisions, and X: Reauthorization of the Indian Health Care Improvement Act.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
“Medicare and the New Health Care Law — What it Means for You.” (2010). Medicare Publications, http://www.medicare.gov/Publications/Pubs/pdf/11467.pdf
A few things Obama care does is it offers Americans new benefits, rights, and protections geared toward their healthcare, it allows Americans the acess to purchase health insurance that is federally regulated. Obama care also includes expansions on Medicaid and Medicare, and introduces new taxes and tax breaks. Americans who make under the 400% of the federal poverty level may qualify to receive cost assistance subsidies, which includes a premium tax credit for a reduction in premium costs, you pay less out of pocket, and can either be eligble to receive Medicaid or CHIP. Before Obama care a person could have been denied coverage or treatment for having a past existing condition or have been sick in the past, if you where woman you were charged more, and if any small mistake was made on your application you could be dropped in the middle of your treatment with Obama care that is no longer
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
ObamaCare Summary: A Summary of Obama's Health Care Reform. n.d. Web. 18 03 2014. .