Low Income Housing Case Study

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Kevin Schaffner PP 5344 Social Policy Dr. Edith Barrett Evolution of Low Income Housing in the United States Housing is the biggest and likely most complicated expense many Americans face. There are contracts, additional expenses associated including electricity, gas, water, and if a person owns instead of rents, the contractual obligations and the potential for loss are even more substantial. Additionally, there are external risks of housing, including the one known to many Americans, affordability. How is a person expected to enter a year contract where the expectation is that the rent or mortgage is going to be on time without the guarantee of steady income? Arguably, that answer lies in government support. Chester Hartman in, The Case for …show more content…

economy transitioned from an agrarian society to an industrial society. This transformation, known as urbanization, had a high demand for cheap labor which in turn demanded that relatively poor families lived in close proximity to factories and supply access points. Between 1840 and 1960 59.1% of the U.S. population moved into urban areas. This massive shift lead to overcrowding and bleak living conditions in urban centers (US Summary). These conditions can be described in accounts of the era such as Hard Times (1854) by Charles Dickson and How the Other Half Lives (1890) by Jacob Rils which both brought about considerable attention to the issue of housing conditions. In addition to morbid accounts of living conditions in low income neighborhoods, a philosophical revolution was also underway. A combination of ideas from the Third Great Awakening and the socialist ideas from Europe in the mid-19th century lead to an increased effort in private philanthropic efforts. This in turn lead to the New York Tenement Act of 1901, one of the first legal reforms regarding low income housing in the U.S. The act demanded certain living conditions in the construction of new tenement buildings (Lubove 1974). Reforms like the New York Tenement Act were replicated in many other U.S. cities. In 1910 housing awareness was brought to the national spotlight with the creation of the National Housing Association. Lawrence Veiller and Robert de Forest created the National Housing Association out of a need for an organization to unite many of the nation's city and state housing organizations. A private association, it nevertheless helped pave the way for cities interested in improving housing, but with little experience in doing

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