Identity Theft Protection

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One of many rapidly growing crimes in the United States is identity theft. This horrible crime is just not about the money, but it is about criminals accessing your personal information. According to the Insurance Information Institute (III), “The 2015 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 12.7 million U.S. consumers in 2014,…There was a new identity fraud victim every two seconds in 2014” (III.org). Therefore, today’s consumers have over 10 identity theft protection services to choose from. These protections will benefit the U.S. consumers to avoid becoming victims of this horrible plague. For this reason, I have chosen my top three identity theft protection plans which are: LifeLock, …show more content…

For example, as an employee and a college student, I would need a company that monitors fraud and alerts me anytime someone is trying to use my credit cards and personal information. According to USA Today, thieves are trying to obtain “social security numbers, phone and utility account numbers, bank and account numbers, driver’s license and college or university financial-aid information and insurance identification numbers” (Anderson). This identity protection service doesn’t provide a protection for my insurance records, but the consumers can choose the plan that is right for them. They have three different plans base on one’s desires. I think this service is the best for family and …show more content…

This company provides a variety of services including medical insurance protection. Identity Force uses an identity health score that works almost similar to a credit score. This company service could be more affordable than LifeLock and also, covers medical insurance protection. Even though this company covers medical protection, I still would not choose Identity Force as my number one pick for an identity theft plan. Identity Force does not monitor the consumers’ driver’s license number. As a parent and a student, it is a necessity to have my driver license because this allows me to operate a vehicle and serves as an official personal ID. My driver license will allow me to drive my car to work, school and any other legal activities. For example, if I get my driver license stolen by a criminal perhaps the individual could get a lot of traffic violations on my record or could make a fake ID out of my driver license. I wouldn’t be aware of any illegal activity for many years. One day, I may go and apply for a new position or simply get stopped by a law enforcement agent. Then, to find out that I might have unpaid tickets and a possible a warrant for my arrest in the absence of my

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