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A comparison of health care system Singapore
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The essential elements for better healthcare insurance in Singapore begin with detailing the government and private companies plans. Each side tries to cover every point for getting and keep healthcare insurance current while keeping the costs low. The Singapore government is responsible for healthcare insurance in this area. The insurance plan provides care through different regulated tiers from employee mandatory savings, financial aid, and price controls. This unique combination provides adequate healthcare for employees and their families. The government links the different sections to include the more expensive health needs without raising the cost of the care (Basu, 2017). THE GOVERNMENT MIXED FINANCIAL SYSTEM The employee mandatory …show more content…
The selected healthcare insurance provider can provide information about the foreign patients’ right to any unplanned medical treatment in a foreign country. This informative provider can cover information on reimbursements, and any restrictions to seeking medical treatment abroad. The hospital, clinic or other medical establishment, must tell the foreign worker or traveler the different treatment options, quality and safety along with the authorization/registration status of the medical doctor. The information includes the treatment prices before the treatment or procedure takes place. This process provides the foreign worker or traveler with a clear invoice afterwards to facilitate reimbursement with their employer’s insurance or the global medical insurance. The information provided will give the foreign patient different options for covering the treatment cost and to make an informed decision about the doctor, hospital, and care facility if needed (Woodman, …show more content…
They should contact their medical insurance for provisions for traveling or working in a foreign country. Most employers provide an excellent insurance for the employee, which covers any risk, or emergency. The world traveler should have global healthcare insurance to provide for the unplanned risks, theft, or any accident. These future preventive measures will make for a better workplace, or vacation. The National Contact Point provides nonresident, worker, or traveler information about the healthcare system in Singapore along with the best hospitals for healthcare and emergency treatment (Woodman,
Kaiser Permanente’s mission is to provide care assistance to those in need. As a health maintenance organization, Kaiser Permanente provides preventive care such as prenatal care, immunizations, diagnostics, hospital medical and pharmacy services. Also, they take responsibility and provide exceptional training for their future health professionals for better clinical performance and treatment for the patients. The organization is to ensure fair and proper treatment towards their employees for a pleasant working environment in hospital and to provide medical services especially in a growing population in suburban communities, such as Tracy and Stockton in California.
This segment provides coverage for employees (and sometimes their families) who are on assignments for their companies in another country as well as individual policies for people visiting other countries. These policies include medical coverage and access to clinicians who can help with pre-trip planning based on the country of destination and can help locate providers in those countries. The customer service centers are open 24 hours a day, 7 days a week and can answer calls in eight languages. Aetna has also been able to build a network of providers and has direct settlement agreements with providers around the globe. (Aetna International, 2016).
A positive aspect of this mechanism is that it adds in a middle man, controlling and regulating insurance, minimizing risks of adverse selection for both the insurance company and the customer. When insurance is distributed by private companies, adverse selection occurs and companies refuse insurance to high risk groups and institute costly underwriting practices to others (Heath, 123). In addition to preventing adverse selection, this insurance mechanism provides all individuals with the basics of care. As of 2011, it was reported that 100% of the Canadian population was covered under the public health insurance (Nationmaster). Unfortunately, the public insurance mechanism has
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
Medicare was designed as a universal healthcare program for individuals 65 years old and older. This program is funded by Medicare taxes and general federal funding withholding taxes. Medicare is a partnership between federal and state with the goal to provide medical insurance to the elderly that is poor and disabled. Generally all people who are 65 years or older and qualify for social security will automatically qualify for Medicare.
The video Sick Around the World (2008) interviewed five countries on their health care policies, how they worked, and if the general population of that country was in favor of it. In England, the best component of their health care system was that the people did not have an insurance premium, co-pay, and never have to pay a medical bill. In Japan, there are fixed prices set every two years for each procedure. In addition, an insurance company cannot turn down someone with a specific disease or disorder. In Germany, doctors do not have to pay to attend medical school. Taiwan’s best components are that each patient has a smart card with their medical history to make it easier when they go to the doctor’s office, and they do not allow the rich to opt out of insurance. In Switzerland, everyone must have insurance, and if people refuse they are automatically assigned to an insurance company.
A health care system that provides free health care services to its entire citizen can be termed as universal health care. This is a situation where all citizens are protected from financial costs in health care. It is recognized around the globe as it provides a specific package of benefits to all citizens in the entire nation. For instance, free health care can result to improved health outcomes. In addition, it provides financial risk protection and an improved access to health services. There is an increasing debate on how citizen should be provided with free medical services. Although United State does not permit free health care services it should have free health care for all citizens. This is due to the fact that healthcare is the largest industry in United State. Due to the fact that United State is a rich country, it should have a healthcare system that provides free services such as treatment for its entire citizen. This will play a significant role, as it will stop medical bankruptcies in...
He notes several issues the migrant face in the process of obtaining medical assistance. The language barrier appears as a major challenge as most migrant only speak their native language and some clinicians have limited knowledge of Spanish. Added to the language, time constraints, incomplete health records, and lack of continuity of care make it difficult for the migrants to obtain proper health care. On the other side, the lack of funding, supplies, medicine, and equipment, along with an unfair health system makes it even harder.
Insurance companies exist to make money. They are not concerned with your needs which include great coverage at an affordable price. Their agenda consists of offering superfluous offers, causing you as a customer to lose money on frivolous items that won’t ever benefit you.
Medicare is a federal health insurance program for people, who are age sixty five or older, or people that have End Stage Renal Disease and permanent disabilities. There are four different entities of Medicare to include; Medicare Part A which is the Hospital Benefit that covers inpatient hospital services, hospice treatment, skilled nursing facilities and other home health services. Medicare Part B that covers the Professional component of the physicians' services, preventive services and medical supplies then there is Medicare Part C which is considered a Medicare Advantage Plans that is offered by a private company that has a contract with Medicare to provide the patient with both Part A and Part B benefits. A Medicare Advantage Plans consist of Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), and Private Fee for Special Needs Plans, Service Plans, and Medicare Medical Savings Account Plans.
Healthcare plays an important role in almost every person’s life at one point or another. Many times, one can get caught without, or underinsured and it can be detrimental to their livelihood. With the rising cost of healthcare, it is likely that having a national healthcare policy in place, and as an individual, being able to afford and obtain adequate health insurance has not been required until now. With the new national healthcare plan, it is required for all citizens to obtain and maintain some sort of public or private insurance policy. The rising costs can be attributed to many things. A significant reason for the astronomical cost of health care is because of the staggering amount of uninsured or underinsured individuals receiving medical attention and almost many never paying the bill. Those who do have insurance have seen a gradual increase in their premiums and deductibles to make up for this.
Medicare is a national social insurance program, run by the U.S. federal government since 1966 that promises health insurance for Americans aged 65 and older and younger people with disabilities. Being the nation’s single largest health insurance program, covering a large population for a wide range of health services, Medicare's funding is a fundamental part of it sustainability. Medicare is comprised of several different parts, serving different purposes, some of which require separate funding. In general, people at the age of 65 and older who have been legal residents of the United States for at least 5 years are eligible for Medicare. Same is true with people that have disabilities under 65, if they receive Social Security Disability Insurance benefits. Medicare involves four parts: Part A is hospital insurance. Part B is additional medical insurance, that Part A doesn't cover. Part C health plans, also mostly known as Medicare Advantage, are another way for original Medicare beneficiaries to receive their Part A, B and D benefits. Medicare Part D covers many prescription drugs, some of which are covered by Part B. Medicare is a major operation, not only needing adequate administering but the necessary allocated funds to keep this massive system afloat.
The Affordable Healthcare Act is defined as a health security by giving health insurance to the people that will expand coverage, lower healthcare costs, and enhance the quality of care for all Americans (What is ObamaCare). It improves insurance coverage by expanding Medicaid and by setting up exchanges on which people can purchase policies while receiving income-based subsidies to help cover costs. The Affordable Healthcare Act aids working mothers, retired men and woman, young adults and all working people by providing different healthcare in order to benefit the individual (C.H. 2014).
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Switzerland is predominately known for its great health care, rated as best in the world. This is largely due to how it is organized. Reorganization began in the 1994 with the Federal Heath Insurance Act, which came effect in 1996. The system is basically organized into 26 cantons, which are equivalent to US states. Each canton is responsible for the health care of the people in that region and insurance companies operate on a regional basis (James). The government decides on what policies will be covered, and sets prices of the cost of medial charges (McManus). In addition, with in the system there is a complex way with how access, quality and cost are organized.