Health Insurance Scholarship Essay

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After acquiring high school diploma and deciding to be a health professional, I started college as a pre-medical student at Temple University. Soon I will be an alumni of the college of public health, I always tried to add more skills towards my health professional career. I often wonder about every single step patient needs to take when he or she has any medical problem. I researched mostly all health professions and discovered the key piece in work setting which is a health insurance. Health insurance is a sort of protection scope that takes care of the expenses of an insured person’s therapeutic and surgical costs. It is contingent upon the kind of medical coverage scope; the insurance makes payments to the provider. Heath care has been …show more content…

department of health and human services in 2015, there are 28.4 million people under the age of 65 are uninsured, which is 10.5% of the total population (NHIS, 2015). The numbers presented by NHIS is high and that might go up even more if the upcoming healthcare is costly not efficient. If there is a universal healthcare provided by the government of the United States, the lives of the citizens would be improved and healthier. Poor citizens should be feeling that if they are ill they will receive the same health care as the rich citizens. According to American academic and politician and professor of economics at Boston University, Laurence J. Kotlikoff, when uninsured people go to hospital or to the emergency room, they receive care but with huge bill. This bill’s balance would be so high that it would be unpayable for lower middle class family and they can lead to bankruptcy (Kotlikoff, 9). If government provides healthcare to all citizens, citizens can save money and live with the peace of mind after the retirement. Citizens would feel safe in the country and wellness will improve overall. As stated by Kotlikoff, Medicare and Medicaid are the programs by the government that are impossible to fiscally sustain and there is only one solution to this broken system which is the universal insurance for all

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