Health Care System and Health Care Act

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The typical middle class American family has four people, two children and two working adults. The combined income of the household amounts to an average net pay of $84,431 a year and $60,000 of it is spent on everyday expenses (United States Census Bureau). Health care in the United States is currently a free-market in which private companies charge customers for their medical coverage. In the current system, it costs about $8,400 per household for medical coverage in a year (Rising Health Care Costs). That only leaves about $16,000 for emergency money or money used for other recreational activities. The typical middle class American families would also have other luxuries that working class families would not have, and they lack some of the luxuries that upper class families have. These numbers would change a little with universal health care coverage because there would not be $8,400 allotted for health insurance, however,the salaries would be less due to an increase in taxestaken out used to help pay for universal insurance. The middle class families would not be impacted as much as working class families who struggle to make it through the month on a tight budget. Not all employers pay for insurance for their employees and those people need to go through a different company in order to have insurance. This probability could cost the family extra, and would add to their expenses. Other companies pay for all insurance claims needed by the employee and only have them pay off a small deductible. It depends on the employer, but if there was the passage of the universal Maldonado 2 health care act, all people would have the same basic coverage along with any extra coverage that they choose to pay for. Currently, insured Americans ... ... middle of paper ... ...late the economy and provide jobs for people. Works Cited Ballaro, Beverly. Sprague, Nancy. “Point: The United States Needs a Single-Payer Health Insurance System.” Points of View: Universal Health Care. (2013): 1. Points of View Reference Center. Web 9 March 2014. 2c7e887f652c%40sessionmgr113&vid=4&hid=114>. Emanuel, Ezekiel, Dr. "Dr. Ezekiel Emanuel on Universal Health Care." Interview by David Brancaccio. NOW on the News PBS. Public Broadcasting Service, 13 Apr. 2007. Web. 8 Apr. 2014. . "Rising Health Care Costs." America's Health Insurance Plans. Web. 10 May 2014. . "United States Census Bureau." State Median Income. Web. 9 May 2014. .

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