Wait a second!
More handpicked essays just for you.
More handpicked essays just for you.
Healthcare reform in 2010
Current status of health care reform
Healthcare reform in 2010
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Recommended: Healthcare reform in 2010
Basically the Healthcare Reform Bill under President Obama’s administration is a very small step in actual healthcare reform compared to what other countries have done. I’m sure most of you have heard that under the new reform bill insurance companies cannot deny coverage if you have a preexisting condition. Also it limits sky high premiums because of gender and age. It will also prevent insurance companies from dropping coverage when people are sick and need it the most. It will eliminate extra charges for preventative care like mammograms, flu shots, and diabetes tests to improve health and save money. It is supposed to protect medicare for seniors by extending new protections for medicare beneficiaries. It will also eliminate the “donut-hole”
gap in coverage for prescription drugs. If you don’t have insurance this new reform bill will create a new insurance marketplace called the Exchange. This will allow people without insurance and small businesses to compare plans and buy insurance at competitive prices. It will also provide new tax credits to help people to buy insurance. It will give tax credits to small businesses and give affordable options for covering employees. It will offer a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice. It will offer new, low-cost coverage through a national “high risk” pool to protect people with preexisting conditions from financial ruin until the new Exchange is created.
First and foremost is the fact that it has provided upwards of 32 million Americans with some type of health insurance coverage. With the passing of the law, all insurance companies are now required to cover ten essential health benefits, including but not limited to mental health, addiction and chronic diseases. This saves money because these are the very people that would end up in the emergency room for treatment if they do not have access to healthcare. It has removed the stigma of preexisting conditions and now ensures insurance companies will no longer be able to deny coverage because of medical conditions and the insured can no longer be dropped or experience increased premiums should they develop a catastrophic illness. The lifetime and annual limits on coverage were eliminated which will help those who encounter tragic injury or illness; possibly preventing them from bankrupting themselves trying to pay for life saving measures. Children can now remain on their parent’s policy up to the age of 26. This alone has supplied around 3 million people with insurance coverage that they didn’t previously have (Shaffer, 2013). Health care reform gave each individual state the opportunity (although not all exercised this right) and option to expanded Medicaid rosters, making the threshold 138% of the Federal poverty level (Chang & Davis, 2013). The Affordable Care Act which includes the Prevention and Public Health
...ll have to provide nutrition facts to help communities as a whole become healthy or continue their healthy habits. This means the economy will have fewer people covered by government-sponsored health plans. The amount of coverage required to cover all the uninsured will not be enough. According to Daniel Fisher (2012), the laws that were in place provided coverage for the poor, elderly and even about 60% of Americans who get their insurance through their employer. The sole purpose for the healthcare reform is to fix a problem that each year costs extreme amounts of money. The Healthcare reform act is to help with the economic issue of people merely staying at their jobs just so they can continue with insurance coverage. The rising cost and the complexity of healthcare systems is an imperative factor that should concern both businesses and individual
By addressing some of the negative factors of the current healthcare system, the Affordable Care Act attempts to reform the broken healthcare system.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
The Health Care Reform legislation passed on March 21, 2010. It promises to overhaul health care delivery in the United States and guarantee health insurance to millions of uninsured Americans. According to the Congressional Budget Office (CBO), it will regulate private insurers more closely, banning practices such as denial of care for pre-existing conditions. The CBO states, that the legislation will cost the government about $938 billion over 10 years; reducing the federal deficit by $138 billion over a decade.
Health care reform was a major part of President Obama’s campaign when he was first running back in 2008. The primary objectives of the reform are to provide healthcare coverage for all uninsured Americans and decrease the costs of healthcare services and coverage.
Health Care Reform There has been a lot of talk and debate lately over Health Care Reform, as people are trying to answer the question – Should a universally accessible health care system be implemented in the United States (US)? This ongoing highly debatable issue remains a hot topic among US citizens from all walks of life, from the very poor to the very wealthy. Health Care Reform affects everyone. The vast majority of the US population is very dissatisfied with the current state of health care.
Health care reform is needed for four reasons. First, health care costs are rising. In 2011, the average cost for a family of four increased 7.3%, to $19,393. By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long. The purpose of the law if to expand the affordability, quality, and availability of private and public health insurance through consumer protections, taxes, insurance exchanges, and other reforms.
ObamaCare, also known as the Patient Protection and Affordable Care Act, is a Health care reform law that was signed on March 23, 2010. ObamaCare’s goal is to provide more Americans with affordable health care insurance. ObamaCare also hopes to improve the quality of healthcare and health insurance in America, regulate the healthcare industry, and reduce the cost of healthcare in the United States. ObamaCare is made up of ten titles; I: Quality, Affordable Healthcare for all United State Citizens, II: The Role of Public Programs, III: Improving the Quality and Efficiency of Healthcare, IV: Prevention of Chronic Disease and Improving Public Health, V: Healthcare Workforce, VI: Transparency and Program Integrity, VII: Improving Access to Innovative Medical Therapies, VIII: Community Living Assistance Services and Supports Act (CLASS Act), IX: Revenue Provisions, and X: Reauthorization of the Indian Health Care Improvement Act.
The first thing that would be enacted through my optimal health care reform plan would be making employer based insurance mandatory. Individuals who are employed will be eligible for health insurance coverage and will not be able to opt out with out proof of other insurance. Employer based insurance will become more affordable for both employers and employees through a tax credit incentive. Employers will be able to choose which plans to provide to employees through the use of a Health Exchange. No less than two plan options will be available to employees.
Medicare is a health care system that has been around since 1965 and currently covers over 49 million people. Medicare is a major milestone in the history of American health care. However the people that medicare covers have a wide range of opinions about it. I interviewed D.S. she is a 75 year old woman from Saint Louis. She has experienced Medicare in several different ways which will be discussed throughout this interview.
This paper will provide a brief overview of the problem analyzed and study methods used to resolve the problem. The problem analyzed in this article is whether clinical care would improve if a patient with Limited English Proficiency (LEP) is a provided someone who could interpret for them in a medical setting. The article segments the interpreters into 3 groups: untrained/ad hoc interpreters, professional interpreters only, and professional and ad hoc/untrained interpreter combined. The professional interpreters varied on training time from on-the-job to formal 40-hour training in medical terminology and skills specific to performing interpretation in a medical setting. The ad hoc interpreters could be anyone from a bilingual family member
As any proposal, this proposal has some potential negative outcomes, as you may well know. Some of the potential negative outcomes that can arise from the expansion of prevention is that many individuals will argue that all these efforts will not better increase a person's health because its upon the individual to take action and seek these available resources provided to them. Aside from this, many will not like the idea of cutting some medical expenses such as pharmaceutical companies and biomedical companies, which will realize that some cut in theses medical procedures and medications will not be beneficial for the companies' interest. For example, Pharmaceutical companies will oppose the idea of cutting medical expensive because some medication will be cut off the market depending on their effectiveness, and companies like biomedical companies will also oppose this because they will feel threatened that their medical technologies will be cut thus reducing their profit. As a result, this could lead to these industry to make advertisements informing people that expanding prevention is not a beneficial thing to do just as they did with running adds against the ACA (Halfmann, Lecture). Generally speaking, these large special interest groups, from pharmaceuticals and medical insurance companies, these industries have come to show that it when it comes to increasing resources for medical care they generally always seem to promote rather than oppose these agendas (Hemenways 2010).
I was very excited to have healthcare as the topic for my groups presentation, I’ve personally never had to deal with the logistics of healthcare or even needed to know how it worked. If I was sick I would go to the hospital or see a doctor and as long as they took my insurance, we were good to go. When we first started thinking about our topic as a group and the elements we wanted to add, we asked ourselves this: “What have we heard about healthcare but know nothing about?” the result was three main categories Medicare, Medicaid, and Obamacare. We assumed that as a group if we knew little about these topics, then there was a good chance no one in the class did either. Some of the things I found most interesting during the process of creating