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Healthcare in the USA
Health insurance in the united states paper
Health insurance in the united states paper
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Last week’s study indicated that the impact of various factors on critically ill individuals and persons living with disabilities. From my research, I developed a unique program that helps in identifying the major issues and risk factors experienced by the critically ill and disabled population. These individuals experience critical barriers that impact their health and well-being. These obstacles include finance. In the modern economy, nothing comes for free lunch. Health care services are never free as the various facilities providing the service demand huge capital to maintain the facility. In the US, all persons who have a job are required to pay for the NHS through their taxes. Also, most individuals pay for their prescriptions and various treatments, for instance, dental exertion or a trip to the chiropodist (Anderson, 2012). The costs don't just pose at primary medical care, but extend to who is going to pay for the critically ill individual to relocate to a residential home? Also, questions such as who will take care of the seriously sick person’s child. Indeed, a cost is becoming a cumulative barrier stopping many people from getting access to the health care they require. This barrier has been an issue for the U.S. as a country for many years. From the study, I found out that the most appropriate solution to this menace is that …show more content…
Access to healthcare amenities is critical for country residents. Ideally, all residents should be able to suitably and confidently use various services such as primary medical care, dental services, behavioral health, emergency services, and public health facilities. Access to healthcare is important for some reasons. They include overall physical and intellectual health status checks, prevention of diseases, detection and illnesses treatment, death prevention and a critically ill individual’s life
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
Many people of which do not know, or even understand programs, or funds that can assist them in these situations they are in. People not knowing or cannot afford health care is a huge problem especially considering the fact that many Americans are elderly or suffer from acute disease, disabilities, and even mental disorders. Without proper health care many of these Americans will suffer tremendously and their symptoms may develop even worse without proper medication and help. This cannot be given without affordable health care.
Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
Healthcare professionals want only to provide the best care and comfort for their patients. In today’s world, advances in healthcare and medicine have made their task of doing so much easier, allowing previously lethal diseases to be diagnosed and treated with proficiency and speed. A majority of people in the United States have health insurance and enjoy the luxury of convenient, easy to access health care services, with annual checkups, preventative care, and their own personal doctor ready to diagnose and provide treatment for even the most trivial of symptoms. Many of these people could not imagine living a day without the assurance that, when needed, medical care would not be available to themselves and their loved ones. However, millions of American citizens currently live under these unimaginable conditions, going day to day without the security of frequent checkups, prescription medicine, or preventative medicines that could prevent future complications in their health. Now with the rising unemployment rates due to the current global recession, even more Americans are becoming uninsured, and the flaws in the United States’ current healthcare system are being exposed. In order to amend these flaws, some are looking to make small changes to fix the current healthcare system, while others look to make sweeping changes and remodel the system completely, favoring a more socialized, universal type of healthcare system. Although it is certain that change is needed, universal healthcare is not the miracle cure that will solve the systems current ailments. Universal healthcare should not be allowed to take form in America as it is a menace to the capitalist principle of a free market, threatens to put a stranglehold on for-...
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
The U.S. expends far more on healthcare than any other country in the world, yet we get fewer benefits, less than ideal health outcomes, and a lot of dissatisfaction manifested by unequal access, the significant numbers of uninsured and underinsured Americans, uneven quality, and unconstrained wastes. The financing of healthcare is also complicated, as there is no single payer system and payment schemes vary across payors and providers.
There are huge impacts of the rising costs. Many people can not afford health insurance. Of the families that do have health coverage, 50 percent are concerned about having to pay more for that coverage in the future, while 42 percent fear they will not be able to afford coverage at all. (National Coalition on Healthcare, 2005, Facts on heal...
Geographical and Physical Barrier Physical Barriers/geographical can be defined as ‘Problems linked to the environment of individual needs of a patient which affects their ability to access services. This also includes people with physical impairments. Equality act 2010 requires public buildings to be accessible to those with disabilities’ (Classroom Notes, 2014). An example of this barrier is if the surgery does not offer any disabled parking spaces in the car park for patients who are disabled, in a wheelchair and cannot walk far.
Although health insurance can be beneficial because providers get paid for the services they provide to the patient the insurance premiums and deductibles are in many instances way more than many families across the United States can afford. With these extremely high costs for insurance statics show that over 40 million families’ can’t afford or have access to needed health care systems. “It shows that one-fifth of Americans couldn 't afford one or more of these services: medical care, prescription medicines, mental health care, dental care, or eyeglasses (R...
In many parts of the world that are considered lower or middle-class countries, health disparities are cause of major concern that leads to unnecessary disease and possible death. Many variables affect how and why many citizens of lower and middle-class countries struggle to obtain adequate healthcare. One region of the world classified as a lower socio economic territory is Ethiopia. Many factors contribute to the lack of health care in Ethiopia such as access to care, high cost of care, and being uneducated, to name a few. One idea that hinders many citizens in Ethiopia to attain healthcare is the access to the healthcare system. This research project will entail the issue of access to the health care system; ways it is affecting the lives of those living in Ethiopia, and measures that can be taken to possibly increase the availability and attainment of healthcare.
In such a system the government has an essential role in organizing, and financing, health care system. This ensures that all citizens in these countries have ‘Universal Access' to health care. Universal Access means that all persons have the ability to use all health services that are available to meet their needs. The care must be of satisfactory quality and must be affordable to those who have access to this type of healthcare system. In
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
A. Analysis: The barrier to healthcare access for refugees is primarily communication, along with cultural barriers, lack of knowledge, and transportation issues. i. According to G. Kahn, most refugees come to the US with no knowledge of the English language. The refugees come with no support system as they come with the clothing on their backs and only the belongings that they can carry on a plane. They have no jobs, no transportation, and no healthcare in place, and they come to the US with medical and psychological issues from their country of origin.