General Motors, Chrysler, and Obama's Bailout Program

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In 2009, the Obama Administration bailed out the General Motors and Chrysler automobile companies. Having begun their decent into bankruptcy in 2008, losing thousands of jobs, sales plummeting forty percent, with a high threat of liquidation, General Motors and Chrysler finally reached government-assisted chapter 11 bankruptcy in 2009. Obama allocated eighty five billion dollars in TARP funds to the auto industry, close to fifty billion dollars of it going to General Motors. The allocated funds were successful in keeping two of the Big Three auto companies afloat, keeping taxes from sky rocketing and saving millions of jobs.

In late 2008, General Motors was in financial distress due to some major financial liabilities. These included labor contracts that were extremely expensive, pension costs that were extremely high that also included healthcare, and an outdated and overgrown distribution system of dealerships that needed to be updated. According to its quarterly report with the Securities and Exchange Commission, General Motors needed to pay over seven and a half billion dollars in early 2010 to prefund the UAW retirees’ healthcare fund and at least forty five billon to its creditors. The financial data for Chrysler was unavailable due to the fact that it is not a publicly traded company, but the Chief Executive Officer, Robert Nardelli, stated that Chrysler would not be able to survive without the help of the government.

The Big Three automobile companies, General Motors, Chrysler, and Ford, also had a very demanding labor union, the United Auto Workers or UAW, which asked for many benefits and salary requirements which lowered their ability to compete with other companies on the market, foreign and non-union. The average...

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