Financing Your Dental Work in Oviedo, FL: What Are the Options?
Getting dental work done in a timely manner is critical. If you do not get regular checkups and cleanings, problems can arise. If you neglect to address an issue, your problems will likely worsen. Do not hesitate to contact our office with your concerns or questions.
Many people avoid dental care due to lack of available funds. We believe this should never keep you from seeing your dentist. As the American Dental Association (ADA) points out, Americans have several options. We are certainly willing to help you get your dental needs met.
We do not want you to struggle to pay for our dental services. When you schedule your next appointment, ask us about your financing options.
…show more content…
This useful resource enables patients to finance their dental visits with ease. You can use this program to make low monthly payments. You can also do this without paying interest on the balance owed.
CareCredit ® offers several advantages to dental patients who require financing. You do not incur a penalty for paying your bill in advance. You also do not pay annual fees for this convenient financing option. Additionally, you will not need to worry about covering a setup fee.
Your CareCredit ® payment plan might span a few or several months. You can choose from a time period of three to 60 months. Patients use this option to cover services ranging from $1 to $25,000.
Our Orthodontic Financing Plan
If you receive orthodontic treatment, you might utilize our orthodontic financing plan. This plan entails a 24-month payment period with no interest. We will not do a credit check for this plan.
Flexible Spending Accounts
Your employer might provide you with a medical spending account. This enables you to pay for cosmetic dentistry treatment with pre-tax income.
Paying with Insurance
* Please note that our office accepts all PPOs. We also accept HMOs for orthodontic
Dentists do not receive incentives for recommending Invisalign to patients. However, typically patients see dentists first
(1) LOW INCOME AND LACK OF INSURANCE: A number of studies have linked poor oral health with low socioeconomic status. Affordability is identified as major challenge in accessing dental care. “For instance, 17.3 per cent of the whole population (i.e., approximately
In the Dental Hygiene field, many challenges come about every day and during different situations. Every day there are new challenges and unusual situations that occur in the dental field, but one challenge that continues to come about and has been a big dispute over the years is the ability to provide beneficial information about oral health care for the underprivileged. For the individuals that are not fortunate enough to pay to have services done in the dental office, lack the knowledge of how important good oral health care is. They do not receive the one on one conversations explaining the significance of taking care of your teeth and gums that the patients who can afford to make appointments and receive essential services do. That
Offering third-party financing is a smart option to help keep accounts receivable low and keeps the office in the business of providing dentistry instead of banking services. Many patients do not have the available funds to pay for dentistry, which is frequently an unexpected financial expense. According to Levin (2001), “77 percent of Americans cannot write a check for more than $500 out of their monthly cash flow. The typical consumer has less than $400 available on consumer credit cards” (p.117). These patients will be more willing to accept a comprehensive treatment plan if a payment option is available. It will boost case acceptance. Third-party financing offers advantages to the patient such as instant approval, up to one year without interest, and extended terms at low-interest for the patient that requires more time to pay, affordable payments, and flexible terms. Acting as a credit company for patients has a negative impact on patient relations, is costly to profit margin, and wastes valuable time on a task that is very unpleasant (Levin, 2001). The office will have to pay a minor fee to the finance company, but the advantages of reducing billing work, gaining customer satisfaction and receiving the payment up-front makes it worth it. The most recognized third-party financing companies for dentistry are CareCredit, Springstone, Springleaf and Allwell.
First and foremost, check the dentist's credentials. You can look for this information online. What you should be looking for are the certifications they hold; ideally, they will be a member of the American Dental Association.
It has often been seen that certain dentist are in the field for their own personal gain by obtaining as much money as they can out of a patient. This can be a problem in that a patient may not be able to afford basic dental care if their insurance increases their rate. Dr. Pham has stated that when obtaining inventory that will help perform procedures like fillings, the company often gives dentist a range to which they can charge the patient. Meaning, if dentist wanted to, they could charge the minimum and break even, or charge the maximum and gain a huge surplus. If dentist were only in this physician to obtain as much money they could, patients wouldn’t be able to afford the basic necessities. Thus, dentist would start to lose patients due to not being financially stable to obtain such services. This would create a division on patients who can afford such health cares and those who cannot. As a result, creating your own personal financial gain through the dental field is in no way a means to over-diagnose and over treat a patient it they do not need the services and or can not afford
... three quarters of all public expenditures for dental care in Canada is associated with treatment in a private dental facilities, where public insurance is billed as a third-party payer (9). However, only 30% of dentists deal with public insurance (8). The delivery method causes problems between dental service providers and public insurance. Public vs. private setting for dental care is also important to consider due to the disparity that exist with oral health and its access. Low-income and high-risk children (i.e. Aboriginal children) are unable to acquire dental care suffering medically and socially since they cannot afford the cost. Additionally seniors, individuals in long-term care, the homeless etc. are also in this category. Thus, sometimes delivering would be more appropriate in private dental setting, while in others, a public setting would be more ideal.
If they would like a leaflet explaining about Dental Anxiety/ Dental Phobia and the treatment out there.
Many orthodontists I’ve worked with launch their practice and then immediately forget about the dentists in their area. When you do that, you are passing up a goldmine for helping your practice. Dentists are usually the first stop for people who will need your services. You want to be the first orthodontist they think of when they have a patient who needs a referral. But you can’t become that referral source without putting in some effort and making a name for yourself with each of them. It’s well worth the effort to do so and essential to having a successful referral system for your
Your dental office might offer dental implant financing. Countless patients feel that their new smile is well worth the cost. Remember to discuss the matter with your insurance provider, as well.
The statistics mentioned above are just a few of the many facts that point toward the need for quality dental care. Another factor that points toward the necessity of easily accessible dental care is the fact that the number of dental related emergency room visits in the United States rose from 1.1 million in 2000 to 2.1 million in 2010 (Wall and Nasseh). Many of these visits result in minimal care, as emergency rooms are not able, nor prepared to handle dental related issues. Additionally, these dental related visits put unnecessary stress on emergency rooms and can delay care of other more seriously injured patients. The patients with dental emergencies still need to see a dentist, but barriers to care prevent some of them from accessing the care they need from a dental office or clinic. About 181 million Americans will not visit a dentist this year (Gift, Reisine, and Larach). And whether due to
Being such a huge impact on overall health, the dental field has obtained many controversies. Professional concerns do not only drive these controversies, but the public and media as well. One current debate is the issue with the amount of people in need of dental care is increasing while the amount of people with dental insurance is decreasing (Page, Dr. David C.). Above all, more people understand the value or oral health and how important it is to keep your teeth and gums healthy even if it is him or herself who are paying for the treatments. However, people are losing benefits that they once had because companies lack in knowing about how bad dental pain problems can be. Employees miss millions or work days annually because their dental
Dentistry is not expensive, neglect is. If one is a successful and likable dentist, debt can generally be payed of in a short amount of time. It is a long profession to pursue; becoming a dentist generally requires four years of college and four years of medical school. Those who choose not to partake in residency afterwards do not always end up on the successful side of the career path. While I am not perfect for the job, I am great for the job considering I know my strengths and weaknesses very well and will use logic to improve sticky situations around me. I have already been through over twelve years of school, so personally, eight more years won't hurt me, unless for some reason I cannot buckle down.
While the economy system is not stable you never know what might happen tomorrow. As a result people are trying to save as much money as possible. In the same time everyone's body needs remain the same. It is necessary to take care of our health, especially of our teeth health. But when the time to act comes many of us have doubts about the real necessity of treating some small dental defects, considering the high prices.
A lot of individuals might abruptly experience extreme dental trauma unexpected while enjoying a trip to their favorite foreign land. Even with the outbreak of financial losses and turbulent recessions, people often find it difficult to get a proper job, leave alone a vacation to Europe, Asia, America and other countries. Typically low stats of individuals opt for dental insurance and people who opt for it usually buy the cheaper plans in order to save some money in the process.