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“The cost of college education today is so high that many young people are giving up their dream of going to college, while many others are graduating deeply in debt” (Sanders). Everyone has the right to dream, and make those dreams come true. Nobody should give up on their dreams due to the fact that they cannot afford a college education. The students who do achieve their dream of going to college spend years after graduating paying for that dream. Fortunately, there are some ways students can lower the cost of college. A couple of solutions to the high cost of a college education are scholarships, FAFSA, and budgeting. To begin with, scholarships are a huge financial help for college students. A scholarship is basically a grant to help …show more content…
One of the best things about a scholarship is that it does not leave a student in debt after graduating. This is one of the biggest worries as a college student. Thinking about the future, and all the years it will take to pay off their debt. Leading to distraction and more stress in a student’s life. Another plus to scholarships is that they do not have to be paid back like some other benefits students can receive. Scholarships sound like the best thing ever created but they are not easy to obtain. Scholarships must be earned, they are not handed out to random students around school. They are an accomplishment and a reward to students who do good in high school. A student can receive a scholarship by various ways, like having good grades, or being good at a sport. Scholarships can be for any student, of course if they meet the requirements for them. For instance, “Scholarships for students are not necessarily only for the students who are in need. Even students who hail from a well-off family can get a scholarship and save on costs” (Benefits of Scholarships for Students). Not only do scholarships help pay for college but they also serve as motivation for …show more content…
FAFSA stands for “Free application for federal student aid.” What FAFSA is, is an application students must fill out every year in order to determine if they are eligible for student financial aid. FAFSA is beneficial for those students who do not have the money to go straight to college after high school but still want to. FAFSA makes it happen. It has helped many students and their families financially. FAFSA is similar to scholarships, although they have very important differences. FAFSA does not have to be earned. The performance in high school does not affect the decision of students receiving FAFSA, although a high school diploma is required. Although, like scholarships students must maintain good grades in every class or FAFSA could be taken away from them. Anyone can fill out the application for financial aid, but this does not mean that everyone will be eligible for it. A student and their family must make a certain amount of money to be accepted for FAFSA. Also, FAFSA does not have to be paid back, unless a loan is given. Loans do in fact have to be paid back. To illustrate, “Grants are typically need-based awards that do not have to be paid back” (Flynn). FAFSA gives students money to pay for tuition, textbooks, and anything required for school. This is huge help for students, as many students have part time jobs making minimum wage. Minimum
In recent years, there has been a tremendous increase in student enrollment in higher education after high school effecting the need for financial aid for all students. Education has become a growing part in America where more students want to better their lives with a college education. However, the cost of college tuition has increased and more students find themselves struggling to pay off the enormous tuition rates. In a recent study by the Consumer Financial Protection Bureau, student debt has reached $1 trillion in federal loan debt. Student loan debt has crippled the economy and students are struggling to pay off federal loans. In order to help students with the high tuition rates of college the government and universities offer
Scholarship is academic study or achievement; learning at a high level. For as long as I can remember I have had A’s and B’s in all of my classes. I have been in the proficient class since I was in 6th
But what’s more important? Saving money orapplying to college? So here we ask ourselves on more time, is college worth it? Of course, it is.The more colleges you apply for, the better. Expanding your college options are better thanlimiting yourself with a budget.The cost of tests and applications may be high, but that is nothing compared to how muchcollege really costs. In college, you’re not just paying for the opportunity to learn. You arepaying for books, to rooming, to the grass you step on, and to the air you breathe. A student withno subsidizing means to pay for college can find themselves amidst a nightmare when findingout how much college costs. The cost is so high that an “average of $29,400” (Webber 2) isexpected for a single student’s loans. College tuition, is not lenient, and you know it’s bad whenalmost former president Barack Obama mentioned and “criticized the rising rate of collegetuition” (Gutmann 136). The average cost of college can “range from $3,000 to more than$32,000” (How Much Will College Cost Me? 1). And for low-income students? The statisticssay that “only 52 percent of low-income students enrolled in a…college immediately upongraduating” (Elliot 26). The game is not in the favor of low-income students. In fact, collegecosts plus lack of monetary. See, they need jobs to pay for college, but without college, thechances at a good paying job are slim. And so, some never see the end of
The hardest part of scholarships is not writing the essays that an admissions director will read, it is finding all of the scholarships that could help you out. There are many scholarships that have specific requirements that make them available to a limited portion of the population. Therefore, it is important to not just look for scholarships inside of whatever your major will be, but you also will need to look for scholarships that apply to your background in life. The other side of the coin, which we 've mentioned but not yet detailed, is that of the scholarships inside of your area of study. If you have a major in mind that you want to pursue immediately in college, it would be wise to apply for as many scholarships inside of this field as you can. You can never apply for too many scholarships, and between these and other financial aids, it is not difficult to go to college for a relatively small fee. As you can see, applying for scholarships is just plain economical thinking, and is a smart way to pay less to attend
We spend years of our high school career imagining the college life, the dorms, and the college university experience. We spend months of our senior year deciding where it is exactly that we want to spend the next 4 years furthering our education. It is finally time to apply for financial assistance, only to find out that you do not qualify for financial aid. How will your family afford $8,000-$15,000 dollars a semester of college? How will you get the college experience and the hands on training that you have always dreamt of? Being a part of the U.S middle class, as are many other students, we unfortunately fall into the category of being “Too poor for college, and too rich for financial aid”.
In a world where most college freshmen do not graduate or dropout, i feel like it would mean to much more to me to graduate and be able to say I got my degree. studies have said that half of freshman will not complete there degree, another study said that 25% of freshmen will change their major before they finish their sophomore year. If i was given this scholarship money it would put me in a place where hopefully I won't become just another statistic. Another reason a college degree is important for me to achieve is so that i will be respected in my work industry of choice. When you are in a place of work, there is always someone who everyone looks up to because they know the most about certain things, but more often than not that person has the highest degree in his or her field. If I was awarded this scholarship i would be more capable of being that person because i would not have to worry about leaving school to figure out how I will pay off my
In today’s society, the cost to attend college to earn a degree continues to increase, which results in an increase of students needing financial aid. A determining factor of how much a student receives is dictated by the Earned Family Contribution (EFC). The EFC is mandated by Congress as a part of the required Free Application for Federal Student Aid (FAFSA) that every student must fill out in order to apply to college. Steve Cohen, an Op-Ed Contributor to the New York Times and author of “A Quick Way to Cut College Costs” believes that the EFC is flawed in that it does not accurately depict how much a family can contribute to the cost of a student’s education. Cohen’s solution is for Congress and the President to drastically cut the EFC to realistically reflect on the unequal rising of college tuition and average household income. Cohen is very effective in utilizing his research to appeal to readers. The statistics and figures he utilizes make it easier to understand his point.
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
Higher education costs have been increasing at a rapid pace, faster than inflation for the economy as a whole, for the past fifty years. It started in the 1960’s when the federal government passed the Higher Education Act to increase the amount of people able to afford and attend college. Regardless of the Unites States Government efforts to increase the affordability of college, federal aid programs have not risen to expectations due to the ever-increasing college prices. To lower the price of college, the government needs to cut back on student financial spending to go only to the lowest income families and create tax incentives for families to start saving up on their own.
Affordability is one of the biggest determining factor of whether students continue with their education and attend college or decide to finish their studies and go to work. A college application that allows students to even be considered for a spot in the institution requires students to pay an application fee. As a result, students who came from low-socioeconomic status families did not apply to many colleges as students who came from middle-socioeconomic status families or high-socioeconomic status families because they could not afford to pay for many applications (Denson, et al., 2014). Families must also consider the price of a college education for four years when they are deciding on a college. If the family cannot afford college tuition, room & board, meals, and transportation, then they are unable
Increasing college costs has proven to be a major issue for those who pursue higher learning. With institutions raising tuition and fees, students are forced to make life-altering sacrifices to repay soaring student loans. We have come to a pivotal place in history, where individuals have no choice but to minimize or delay important life decision’s such as moving home with their parents to save money, becoming home owners, retirement saving and forfeiting higher education. The impact of increasing college costs has become so severe that it is at the forefront of politicians, political agenda, inducing conversation and policies like the revised income-driven repayment program. The program proposed to help combat the effects of massive student loans.
College is what everyone knows as a way of furthering their education or a way to get a better paying job. A college degree is almost compulsory to actually compete and communicate in this developing nation. There are various factors that people look at when applying for a college. How much is this school going to cost me? Will I be able to gain the required knowledge I need to excel? All these various things have changed a lot over the years and who knows what they will be in the years to come. But as for right now these issues are still being figured out.
There are Federal Grants and State Grants offered to students. Scholarships - It includes University Scholarship and Outside Scholarships. Scholarships is the primary financial aid to help students fund their
Fees and loans are too big of a load for young people to carry. A lot of students drop out do to the pressure of having to worry about all the loans they have to pay back after they are done with college. This should not be an issue to the student. According Iatham Emmmons, “Even worse, a large portion of students never receive funding at all due to the multitude of stipulations that must be adhered to in order to qualify for assistance. A major flaw in the current federal educational assistance programs is that the students’ parents’ income is used to calculate financial need” (Emmons 3). Even citizens who try to get help by applying for funding never end up getting it because they do not meet the needs required for the funding. Education should be p...
This provides a free education, which means the student will graduate debt free. Not only will they obtain an education but the scholarship includes, free meals, room and board, and clothing, in addition to medical attention. Scholarships are also provided to the average academic student, thus providing similar amenities as the players. However, on the average an academic scholarship are roughly 10,000 to 17,000 dollars, whereas, an athletic scholarship at Butler University 17,000 to 21,000 a year. Although, those in opposition only see those numbers, it’s not always cut and dry.