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Strengths and weaknesses of the Affordable Care Act
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3. Write an essay explaining the notion of “consumer sovereignty” and explain where, in our current US healthcare system, you might find consumer sovereignty. (3 points) Consumer sovereignty states that consumers have the power, autonomy to make choices, they have the right to say what should or what should not be done. It supports consumer values over professional autonomy. It implies that the best way to benefit a society is to reduce the cost of products while proving them with high quality so that consumers could chose wisely by purchasing products at low prices but high quality. Consumer Sovereignty in Healthcare: Fact or Fiction?. Available from: http://www.researchgate.net/publication/226305732_Consumer_Sovereignty_in_Healthcare_Fact_or_Fiction …show more content…
As following were the goals of ACA: • Firstly goal of ACA is to make health care accessible, efficient and affordable to millions of Americans so that they could reduce the number of uninsured. So this is consumer sovereignty as people wanted healthcare that does not discriminates based on race, age or gender, gives quality care and also affordable to reduce millions of people who were uninsured. • According to ACA consumers have more choices as now consumers could choose from an average of 40 health plans, up from 30 in 2014 depending on the cost, quality and services. This could be considered as consumer sovereignty because according to consumer sovereignty consumers should have the right to judge his needs and make choices …show more content…
All of these are the major public health concerns. Under the system of government in the United States, only states have the right to make laws based on their police power. Police power is used in enacting a variety of substantive laws in different areas such as Zoning, land use, fire and Building codes, gambling, discrimination, parking, crime, licensing of professionals, liquor, motor vehicles, bicycles, nuisances, schooling, and sanitation. For example It is within the police power of a State to enact a compulsory vaccination law and the legislature can determine in the first instance whether best way to protect and prevent the public from smallpox is through vaccination or
States base their control over public health matters on their police powers. State police powers have been upheld in many public health situations from food inspection to health professional licensure, to mandatory vaccination, to fluoridation of water to restaurant inspections. The controversy brews when individual rights are at issue. When does the state have the authority to abridge one's individual or constitutional rights? The Courts weigh the purpose of the law against the individual's rights. Individual rights (also called civil rights) are not absolute. For example, the First Amendment to the US Constitution provides for freedom of speech. However, the courts have well established that while you have a right to free speech your right to free speech ends when that speech endangers others. In other words, you can't yell fire in a crowed theater.
This could be controversial, if older, sicker people who need the coverage most enter the market, but younger groups decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly. The process of choosing a health insurance provider should be more consumer friendly. People covered by their employer can clear their doubt about health insurance by conversing with the Human Resource department, whereas people who buy through marketplaces or health insurance exchanges, as in the case of ACA, may not have any resource to give further explanation.
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing. Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have
For essay three I have chosen to discuss reducing the cost of health care for all Americans. Affordable health care has always been a major issue for many Americans, especially low income families and the poor. In fact according to Statistics Brain their statistics show that many thousands of Americans cannot afford and do not have health care.
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The Affordable Care Act (ACA) is a federal that was signed into law by President Barack Obama on March 23, 2010 to systematically improve, reform, and structure the healthcare system. The ACA’s ultimate goal is to promote the health outcomes of an individual by reducing costs. Previously known as the Patient Protection and Affordable Care Act, the ACA was established in order to increase the superiority, accessibility, and affordability of health insurance. President Obama has indicated the ACA is fully paid for and by staying under the original $900 billion dollar budget; it will be able to provide around 94% of Americans with coverage. In addition, the ACA has implemented that implemented that insurance companies can no longer deny c...
People argue about the constitutionalism of the healthcare reforms. The same people tend to wonder of the congress can require each and every person to be purchasing health instance from the private companies. They hold that the congress has managed to use its taxing power to facilitate funding for the Social Security and Medicare but never before has it ever considered using its commerce power to make it mandatory that each individual have to engage in economic transactions with the private
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
In the face of a potential H2N2 epidemic, New Jersey’s Health Commissioner enforced a statute requiring the vaccination of all public health professionals, school-age children, pregnant mothers, and asthmatics. The law also prohibits people outside these high-risk groups from receiving inoculations voluntarily until these classes of people are fully vaccinated. The states, as governments of general jurisdiction, have police powers to pass legislation designed to protect society’s health and safety. As such, New Jersey needs no specifically enumerated constitutional power to enact such legislation. Indeed, the Supreme Court in Jacobson v. Massachusetts upheld a state law requiring mandatory immunization even in the face of concerns about vaccine safety and bodily integrity.
The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments.
The purpose of ACA implementation is because many people are uninsured due of various reasons, some of the reasons are financial hardship, pre-existing conditions, and work status. The most effective solution to these issues was to formulate
In addition, ACA demonstrates a few Americans believe that health care is a human right a should be guaranteed to all Americans regardless of wealth or income. ACA prizes the health and wellness of individuals over corporate profits. Additionally, ACA supports future legislation to curb drug costs and sets a strong foundation for universal health care policy. On the hand, at UPMC Mercy Detox Unit it is simpler to secure a rehabilitation bed for a
The Affordable Care Act gives health insurance to the individuals in need while simultaneously taking away the rights of those who currently are protected. Statistics on the Obamacare website show that only 15% of American’s are currently uninsured (How Does Obama Care Work?) which leaves a whole 85% of American’s who will not benefit from this Act due to their current insurance prices rising. Pr...
Beitsch et al. (2006) also conveys the main functions of state public health institutions, which include the assessment of diseases, policy development, and the commitment to health protection and promotion activities. While Brumback and Malecki (1996) reveal that the role of public health agencies is to assess and analyse public health problems, form policies, layout development, and implement