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Should students work part time while studying at college
College expenses essay
College cost
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College is expensive, and as each year passes, it becomes ever costlier. Compounding on this increasing expense, loans have interest, and though student loans are more affordable than the average loan, they are unforgivable and still cost more money in the long run. In order to be able to graduate with as little debt as possible, one can work while pursuing a degree. Whether part- or full-time, this can aid the student to take out fewer loans and incur less interest, thus saving them money. A $3,000 scholarship would be especially helpful for me as I, not wanting to borrow massive sums of money that generate massive amounts of interest to repay, will have to work while getting my degree. As an engineering major, this would impact my studies
as it would decrease the time available for me to study. As a result, this scholarship would allow me to work nearly three-hundred fifty fewer hours at minimum wage, or continue to work and incur less interest by borrowing $3,000 less in student loans. By graduating with less debt, I can focus on my studies, learn more during college, and live life to the fullest in the years to come after graduation without worrying so much about repaying money borrowed for my degree.
Unfortunately, my family and I fall into an area of the middle class that prohibits us from receiving need-based aid. Although I have graciously been awarded the Elizabeth Ann Seton Scholarship, without some additional form of aid, a Seton Hill education may be prohibitively expensive. My fourth year’s tuition alone would cost $37,520 with my current scholarship, and I would still have to pay for living expenses. Once my undergraduate and fifth years’ expenses are included, I will be over $150,000 in debt when I graduate. As a student who has worked exceedingly hard in the classroom and as a leader for four years, this amount of financial burden feels like a punishment. If I do not receive the Seton Scholar Award, I am not confident that I can attend Seton Hill and make the impacts I have described in this
Alana Semuels writes about a young student paying her way through college by working nights at UPS. She is working crazy hours to afford going to college. The government provides help though the FAFSA and student loans. Schools provide scholarships and work study programs. All of that is to help people pay for college. Of all those options what is the most realistic, student loans or working crazy hours to pay for it? There is no one clear answer because it all depends on each student and what they can realistically afford to do.
I came from Egypt in 2012 with a dream to become a successful person and going to college will be the first step to achieve this dream. And my experience in high school and doing a lot of research on the internet made it easy for me to choose the major that I chose (computer engineering),especially the area where I live in. The median salary of computer engineer in San Francisco bay area is $122,000. And I’m planning on just doing the bachelor degree and then find a job after that. I will not have to pay back a lot of debt because I am not going to take any loans in my 4 years in college. I will rely on the scholarships and the financial aid that I’m going to take from San Francisco State university and from the federal government. And even if I did take any loans, it will be worth it by looking at my salary in the
Having the college experience is everyone’s dream, especially High School students who are ready to get out into the world and explore. College is very important for furthering someone’s career, but no one thinks about all the costs and the stress that comes along with college. Tuition fees and costs are increasing more and more each year. Now days it feels like you have to be a millionaire just to attend a good college and get a good degree in what you were attending for. There are some students that do not have a lot of money and live on very little things with their parents, but indeed are very smart and have a 4.0 GPA. Those students are the ones that are unable to attend college if they cannot afford it. College tuition is too expensive,
To get our dream job, to get a good job we must go to school and get a degree. Confucius once said “choose a major you love and you'll never work a day in your life.” We must leave home and deal with paying our ways, even if that means dealing with loans. Our families will go into as much debt as possible, the government tries to help for all of the students in the US who are trying to go to school and sometimes it is just not enough to cover it all so the banks must help. Loans are stressful, and hurtful, as students we must try and win as many scholarships as possible to lighten the load on our families and the stress that would come personally from trying to pay back loans out of college. Life is different now, we are growing young adults facing a new reality and dealing with new battle each turn of the corner but it is possible to get through dealing with student loans and finances once we get to do what we
Student loan debt makes up a large portion of the debt in this country today. Many defaulted loans are the demise of high interest rates, poor resources to students in educating them on other avenues and corruption in the governmental departments that oversee education and financing. There are many contributing factors that lead to the inability to pay off student loans which need government reform to protect the borrower’s best interests.
We spend years of our high school career imagining the college life, the dorms, and the college university experience. We spend months of our senior year deciding where it is exactly that we want to spend the next 4 years furthering our education. It is finally time to apply for financial assistance, only to find out that you do not qualify for financial aid. How will your family afford $8,000-$15,000 dollars a semester of college? How will you get the college experience and the hands on training that you have always dreamt of? Being a part of the U.S middle class, as are many other students, we unfortunately fall into the category of being “Too poor for college, and too rich for financial aid”.
In a world where most college freshmen do not graduate or dropout, i feel like it would mean to much more to me to graduate and be able to say I got my degree. studies have said that half of freshman will not complete there degree, another study said that 25% of freshmen will change their major before they finish their sophomore year. If i was given this scholarship money it would put me in a place where hopefully I won't become just another statistic. Another reason a college degree is important for me to achieve is so that i will be respected in my work industry of choice. When you are in a place of work, there is always someone who everyone looks up to because they know the most about certain things, but more often than not that person has the highest degree in his or her field. If I was awarded this scholarship i would be more capable of being that person because i would not have to worry about leaving school to figure out how I will pay off my
In a recent U.S. Bureau of Labor Statistics, there are jobs that pay an annual salary of at least $61,000 that only needs a high school diploma (Giang). If this is how much someone could with just a high school diploma, one can earn an even high salary after obtaining a college degree. In a HuffPost Business post, they mentioned that college tuition is too high and that many students are debtors. However, there is financial aid, scholarships, and grants for students who need financial assistance (Fairchild). Financial aid, scholarships, and grants can benefit people who have the ambition to go to college. The Institute of Education Sciences has statistics that states about 85% of students receiving financial aid in 2012-2013 (Financial Aid). 85% of students receiving financial aid is a massive amount of people, whereas in 2007-2008 only 80% of students could receive financial aid. On Scholarships.com, there are over 3.7 million scholarships and grants that are worth over $19 billion (Scholarships.com). If there are over 3.7 million scholarships and grants available why not apply for one? There are all sorts of scholarships and grants from academic to athletics to creativity and some unusual ones too. For example, there is one for being left handed, assembling a prom dress or tuxedo out for duct tape for prom, and many more unique scholarships (Types of
It is a norm and expectation in society today for students to pursue higher education after graduating from high school. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all time high with so many people graduating from college, and having difficulties finding jobs in their career fields, so they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.
It is a proven fact that the price4 for college tuition has increased drastically in the recent years. As a result, acquiring the means to pay for college has become a troublesome problem in many households. Depending on student loans is a popular method to counter the problem, yet paying back the debt is a problem of its own. Although tuition may serve as a challenge, there are several solutions to limit debt. The first solution to limit debt for a student is working and saving while attending school. Another solution includes attending a community college instead of,or before, a university. As a final solution, applying for scholarships can limit or diminish the amount of money needed to borrow, therefore, decreasing future debt.
Although college students have to work while in college to pay for tuition, they should not. Working while in college can cause harm to your education. Quentin Fottrell (2013), from MarketWatch, states that, “Nearly four out of five U.S. students… work while in school, survey by Citigroup and Seventeen magazine found, with the average working student putting in 19 hours a week during
“Student loans can turn what should be a blessing—an education—into a burden” (Dave Ramsey). Student loans can cause many graduating students to feel lost and helpless because they have so much debt after graduating. Because of student loans, college students think they can just get through college and pay the loans off easily after they graduate since they will be making money. However, sometimes it isn’t that easy. You can graduate college without taking out one single loan!
Just like many other high school students, I want to go to college but I’m not going straight to college after I graduated from high school. I want to work for at least a year or two. If i can’t get any scholarships I’ll loan the money from the government to go to college. I’ll work part time as well so I can pay back fast and take care of myself. I know it
Despite the fact that many colleges offer a lot of money for scholarships, many high schoolers across America fail to see the benefits of attending college because the lack of a strong influence in their lives. Many fail to work hard for a strong GPA or take advantage of free ACT courses to improve their chances at earning financial assistance or scholarships. The MAIN issue is not lack of scholarships available, rather the lack of motivation to work hard to achieve the minimum to get financial support. In upper class