Brain Farber Business Law

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Identify areas of law addressed in the media report, and explain how they are relevant to the matters outlined in the media report.

This article reports on a life insurance salesman, Brian Farber has been failed for providing financial advice for four years.

Administrative law Administrative law is the rules deals with the official decision making of administrative units of government. After the decision make by the particular administrative party, Macquaries Insurance subsidiary had shut up the shop and returned back to Australian Financial Services Licence. Brain Farber had banned for giving financial advise for four years after the investigate by the Australian Securities and Investment Commission. The decision making are all due …show more content…

Brain Farber has entered a contract of employment with the financial adviser on behalf of the company Macquarie Insurance. Besides that, the client who trust Brain Farber be their financial adviser also enter the legally contract with Brain Farber and corporate.

Demonstrate how the law functions in these various ways, by the reference to specific examples within the media report and the areas of law identified in question 1.

Ensure reasonable predictability in daily life As a financial adviser, Brain Farber should provide a complete financial advise to his clients. So that, his clients can get and achieve their goals for the purpose for investing. But in the case, Brain Farber failed to provide a statement of advice to several clients based on the templates which does not matter to the information on the products being sold.

Encourages and discourages certain conduct Corporations law would discourage unethical behaviour by Brain Fraber who has legal duties and responsibilities as a financial adviser to give the exact suitable financial plan to his client, so the client would not suffer the loss from the wrong financial …show more content…

Contract law imposes obligations on Brain Fraber which should make the good and right financial decision making of his clients by not breach of the laws and regulations. In the case, Brain Fraber should give the right decision making of financial plan due to the financial services laws.

Allows for the enforcement of recognised rights and duties Administrative laws has the right to make decision making for parties after breaching the regulation of the laws. In the case, Macquaries Insurance had shut up shop and return back to Financial Services Licence. Besides that, Brain Farber received the ban after an investigation by the Australian Securities and Investments Commission because of breaches of regulation of the laws.

Provides remedies when an injustice has been done Contract law provides the investor a remedy. Investor may not recover the money, but the consumer should be confident their financial adviser had make the best decision on behalf their best interests.

By reference to the legal issues contained in the chosen media report, explain why it was important for the relevant party/parties to know the law in the circumstances? How did, or could, the party/parties have applied the law to their

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