Over the years, the process of declaring bankruptcy has become incredibly simple. Because of this change, the number of people declaring bankruptcy is at an all time high. Today, bankruptcy is a common thing among companies and individuals alike. The American bankruptcy law allows people to avoid paying their debts by offering the debtors a discharge without a harsh consequence. By not having repercussions for their actions, bankruptcy filers often plan future bankruptcies, allowing them to steal even more money from creditors with no punishment. There are 13 different chapters in the bankruptcy system with the principal chapters being 7,11, and 13. You can only file for bankruptcy under these three chapters, the others are there to explain how the system works. Under Chapter 7, a person’s debts are wiped away while under chapters 11 and 13, debts are frozen while the debtor figures out a way to repay them. The people filing Chapter 7 are stealing money from creditors who are trying to help them. It is one’s moral duty to pay back his debts and one should be disgraced and embarrassed if they borrowed money they cannot pay back. Over 1,400,000 people filed for bankruptcy in 1998 under Chapter 7, Chapter 11, and Chapter 13. 75% of them were under Chapter 7, leaving “retailers, bankers, and credit-card companies” with $40 billion in unpaid debts (Kopecki 5) (Pomykala 16). The use of different reforms could cut down on the number of Chapter 7 filings and put responsibility back on the debtor. Declaring Chapter 7 bankruptcy is ethically and morally wrong and through different reforms this current “right” would be considered a crime.
Bankruptcy was slowly transformed through history from being a crime committed by debtors into a social welfare program. In the past, bankruptcy offenders were severely punished. “Before the mid-19th century, bankruptcy was a crime” (Pomykala 16). There were many ways to punish those who committed this heinous act. The Pennsylvania Bankruptcy Act of 1785 allowed the flogging of these offenders while their ear was nailed to a post and afterwards the ear was cut off. Similar to Hester Prynne’s punishment of wearing a scarlet “A” on her chest for “adultery“, people who committed the act of bankruptcy were “branded on the thumb with a “T” for “thief” (Pomykala 17). Various punishments like these served as a warning to future violators. B...
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Timeline of this case should be clearly organized in order to better understanding this case. In 2009, Poor Son transferred Rich Grandson to Parent. In 2010, Poor Son filed a voluntary petition for reorganization under Chapter 11 of the US bankruptcy code, and Parent deconsolidated Poor Son from statements. In 2011, Poor Son filed an action against Parent seeking to void the transfer of Rich Grandson. In May 2012, the bankruptcy court held a selection meeting in which it considered competing plans of reorganization submitted by four bidders. In June 2012, OtherCo, an unrelated party, became the wining plan sponsor. In July 2012, OtherCo rescind its offer because the bad evonomic condition. In December 2014, the bankruptcy court recommended
The word “Nigger” was a term used in reference to a slave. A slave meaning, you were the lowest scum of the earth, Illiterate and uneducated in every sense. Today, the usage of the word is spilt in to different context, it is used to refer to one another. A lot of children today use the word freely, not because they are ignorant to the history and putridness of the word, but solely because they are not really offended by it and the only time they hear it, it's being said by someone else who is of color. As I looks back over the years, I can’t really remember anyone distinctively ever calling me the N-word, or better yet, not in a derogative fashion. I don’t think that anyone has ever called me the word to my face or in hearing distance. Growing up in New York City, the only time I ever heard the word “Nigger” was from people who called themselves “Nigger”. I remember sitting in class daydreaming on the word, thinking to myself, “How could anyone call themselves a Nigger and be proud of it?” Yet It’s Hard to hurt me with words, but I had never heard that word used with such vengeances. What does this word mean in my everyday life?
Barbara, E. (2001). Serving in Florida. Nickled and Dimed (pp. 18-20). New York: Henry Holt and Company, LLC.
The pros for physician assisted suicide outweigh the cons. It is cost effective which makes it more affordable for a patient. It is the humane thing to do. Saving the patient from being in excruciating pain to the point where they are not functional. Empowers the patient from feeling like their body will be taken over by their illness. Also helping the family come to terms with their loved one’s illness and understand that death will come. Although this option is not for everyone, it should be made available in every state to give every patient who fits the criteria needed to get physician assisted suicide a
In 2014, the death of Eric Garner in New York City raised controversial conversations and highlighted the issues of race, crime, and policing in neighborhoods that tend to be poor and racially isolated. Garner, an unarmed black man, was killed after being tackled and held in a “chokehold.” According to the AP Polls in December 2014, “Police killings of unarmed blacks were the most important news stories of 2014.” The problem is that young black men are targeted by police officers in which they have responded with the misuse of force and policy brutality. It is evident that this issue affects many people nationwide. The civilians do not trust the police department and the justice system because they hold the perceptions that police officers are immune from prosecution despite their actions. In particular, black individuals, specifically black males, do not feel safe in the presence of police officers because they are not held accountable for their mistakes.
First, let’s define Infertility? Infertility is the inability to conceive from unprotected sex within a year. According to National Infertility Association(NIA), approximately 1 in 8 couples in the U.S-about 10-15% experience infertility. Infertility doesn’t discriminate against gender or race, therefore, it impacts both men and women equally, and that range from ages 15-50. In addition, any fertile individual could experience this condition, therefore, one can develop it later in life. This condition is shared by about 6 + million women in the U.S. and about 3-4.7 million men were diagnosed in with infertility, including 14% sperm/semen and 6% varicocele, which is an enlarged vein inside the male scrotum, pouch that holds the testicles of a male, therefore this blocks the blood from through the blood stream.
More pros are that there will not be more hospital bills being added on even though everyone knows it will turn into the family having to pay them and the doctors and nurses do not have to watch their patients suffer while making sure they are comfortable. Cons the doctors that have been trying to save your life now help you to end it, not all family will be ready to let you go, especially in that way, insurance might not be willing to pay for the medication needed for assisted suicide. One thing that can be under both pros and cons is life insurance, there are a few articles out that say the life insurance companies will pay even if it is assisted suicide. This money could help someone make a decision for assisted suicide if they were worried that if they went through with it, then the family would not have the money and therefore not be able to pay for a funeral or medical
Infertility is the inability to conceive any children after 12 months of trying to conceive after having unprotected sex. The infertility condition can be present in both partners. The cause may be physical, including immature sexual organs, abnormalities of the reproductive system, hormonal imbalance, and dysfunction or abnormalities in other organ systems, or it may result from psychologic or emotional problems. There are treatments for men or women like drugs, assisted reproductive technology, in vitro fertilization (IVF), artificial insemination, and surgery.
Human Trafficking is the trade in humans, mostly used for purpose sexual slavery, forced labor, or sexual exploitation, prostitution. Others may use the humans for extraction of organs. “Human trafficking is one of the most hideous crimes in today 21st century ” said the ICE Department. Human trafficking in today society is modern day slavery. Victims pay to be illegally transported into the United States only to find themselves in the hands of traffickers. They are promised a new life where they can start all over in the U.S. Usually the people that are trafficked across continents are from poor social classes and are fed lies so that later they can be trafficked and abused by others. Most of the people trafficked are forced into prostitution, involuntary labor and other forms of servitude to repay the debt that they owe. The FBI states “Human trafficking represents an estimated $32 billion in international trade yearly, illegal international trade estimated at $650 billion in 2010”.
There is an extensive variety of crimes occurring internationally, and human trafficking is one of many severe crimes that cannot be stopped. Human trafficking is the form of modern day slavery, and is one of the largest and most crucial crimes on the globe. Without having an actual date of when it started, human trafficking has been going on for centuries. This crime involves sex exploitation, which exposes the victim to diseases such as HIV or STD’s, and in some cases unwanted pregnancies. Human trafficking also entails forced labor such as work in factories, agriculture, and at restaurants. The forced labor that is being involved in this crime is one of the main concept that ties in with slavery. Human trafficking also includes the
Human Trafficking happens all over the world yet remains hidden from the public view. Human trafficking is the recruitment or harboring of persons, by means of threat, force, and coercion involving moving human beings for profit. The various issues related to complicated circumstances of human trafficking is questionable on whether this is really a sex crime or a future in business. The different types of human trafficking include forced labor, debt-bondage, child soldiers, sex trafficking, domestic servitude, and mail-order brides. Human trafficking occurs in various countries such as Africa, Asia, Latin America, East and Western Europe, and North America. Human trafficking has made more negative effects than positive because it is becoming a modern day form of slavery.
In previous years the big financial institutions that are “too big to fail” have come to realize that they can “cheat” the system and make big money on it by making poor decisions and knowing that they will be bailed out without having any responsibly for their actions. And when they do it they also escape jail time for such action because of the fear that if a criminal case was filed against any one of the so called “too big to fail” financial institutions it...
Is this some lascivious desire on his part, or is she a refuge from responsibility, or personal shortcoming. We must guess. We know he can’t begin to see his father, yet we are never told why. Much is made over his father allowing him to use the car as if the car is a symbol of adulthood and freedom, but looking under the surface, the car is also a symbol of the father’s responsibility to his family as the car allows him to take care of his real estate business. We can assume that the father was an uncaring brute to his son, or surmise that he is merely a clueless, but well-meaning man of early 20th century America. A father that can’t understand his son is the obvious implication, but Hemingway leaves open another interpretation, that the son is so ashamed of himself that he can’t bear to see his father lest his father suspect his
Our video will focus on Sociological Perspectives on Human Trafficking. Social stability is manifested in the number of jobs that trafficked human perform. Majority of Trafficking is done by the networks of smaller group areas such as recruitment, advertising, retail, or transportation. Due to the low cost that owners have to pay for a center kind of slave, business becomes very profitable. Profitable businesses generate wealth into the country. For instance, children labor in countries like china allow foreign industry to offer low manufacture cost that allows return higher margins for the owners. Trafficking industry also generates violence, increasing the number of victims and death people in the country.
A person who is unable or unwilling to pay his or her debts may declare bankruptcy. The state of being solvent means that one has the ability to pay his or her debts. However, insolvency means that a person cannot pay his or her debts. In order to declare bankruptcy, a person must file a petition for bankruptcy in a bankruptcy court. A voluntary bankruptcy proceeding is started by the person who is declaring bankruptcy, whereas an involuntary bankruptcy proceeding is started by the creditors of the bankrupt person. A creditor who is not a party to the bankruptcy proceedings, but who has an interest in the proceedings, may file an ex parte application with the bankruptcy court.