Wait a second!
More handpicked essays just for you.
More handpicked essays just for you.
Banking education
Summary the banking concept of education
Summary the banking concept of education
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Recommended: Banking education
Public schools all over the world have different classes and have different ways of doing things but in my opinion i think all schools should have a banking class. Schools should make this class mandatory and they should have to take it to graduate. I kids took a banking class it would show them how to save their money and how to save. A banking class could show them how to be successful and resourceful as well because it would teach us how to invest our money. This class could also show us how to write checks, how to use credit/ debit cards and it show us how it would be like when we get older and have to go to the bank or fill out checks or use a signature card.the class could really get us ready for our future so we will know what to do
instead of being clueless and having to pay fines because we went under our limit in our bank account. Not only would this class help us learn how to do all that stuff but it would teach us how to pay the bills.the school already teaches us some of these things because we have accounting or personal finance but they aren't mandatory so not everyone is learning these things and we aren't learning about everything we need to know about all that stuff in those classes because not all those things go with those subjects. If the schools made this class mandator then we would all learn how to save, bank,pay bills, and it gets us ready for our adult years where we are going to use that stuff. Not only does public school need to do this either so does private schools. All teens should learn this in highschool because that's when they are getting jobs, getting cards, opening bank accounts, going out with friends more.. If they learned this kind of stuff they would know to use their money wisely and how to do all the stuff we are going to need to know in the future because some classes we take we don't even use the material in the future but with the banking class that's something we would actually use.
Once high school ends, most students progress to college after a year or two from graduation. Due to all of the expenses for textbooks and etc., the student might realize that they don’t comprehend what to conserve or spend their money on to get through their years of college which will leave them clueless on what to do next. With situations like this that might occur, all high school students should take a financial literacy class as part of the mandatory course in order to get a diploma. With a numerous amount of students not having enough knowledge about how to manage their money carefully, presumably they’ll have trouble living their life as an adult. Taking a financial literacy class would help students stay out of debt, they’ll be prepared for their future, and they would recognize the discrepancies between wants and needs.
I chose to compare the essays of Paulo Freire and Richard Rodriguez. Paulo Freire’s essay “The Banking concept of Education” talks of how education is mostly one sided and oppressive. He sees this as something that is detrimental to society’s future as a whole, and in his essay describes in detail how the “banking” concept is faltered. However, in Rodriguez’s essay “The Achievement of Desire” he is the model student that thrives in the kind of system that Freire was describing in “The Banking concept of Education”. Richard Rodriguez describes in “The Achievement of Desire” how his educational experience is a point of separation from the rest of the people and relationships around him. Though, this makes Rodriguez more connected and dependent upon his teachers for support and approval than his parents or peers. Both men write essays on their views on the benefits of education, and on the disadvantages of the current educational systems. I will be discussing the different points that both authors address by comparing one essay at a time. I will also be using outside sources to further examine what both authors were saying in each of their essays.
How do teachers attempt to control the way you understand the world? Paulo Freire, author of “The ‘Banking’ Concept of Education”, declares that “Narration (with the teacher as the narrator) leads the students to memorize mechanically the narrated content. Worse yet, it turns them into ‘containers,’ into ‘receptacles’ to be ‘filled’ by the teacher” (216). Freire’s statement implies that teaching utilizing the banking concept shifts the role of students as learners to robots that receive data and execute orders given by their programmers (teachers) but do not actually recognize the significance of the information. I agree with Freire 's interpretations because even though my role in high school was a student, my continuous encounters with banking
Through Freire’s “ The Banking Concept of Education,'; we see the effects this concept has on it’s students and also we see the effects that the alternate concept, problem-posing has. The ‘banking’ concept allows the students to become vessels of knowledge, not being able to learn at a creative pace. By using communism, seeing through how education is taught in the classroom, it is parallel to Freire’s ‘banking’ concept. We can see that both ideas are similar and both were harmful to the human mind. While ‘banking’ poses the threat of creative growth and power, Marxism, which applies Marx’s ideas to learning in a communistic way, it creates the threat of never being able to learn.
Education is not only the most necessary way to inherit knowledge, but also the most significant factor to determine our human being’s future. Nowadays, the most widely education model is called banking concept education in the whole world. The banking ‘concept’ of education is characterised by the storage act of relationship between teacher and student in schooling. For instance, the “banking” education is regarded as a banking system in schooling. The teachers do the act of teaching like a depositor to “banking” knowledge to students. Meanwhile, the students in banking education are like depositories to fully receive what teacher taught in class, and do their best to regurgitation. This kind of education model in Paulo Freire’s essay is called
Education is defined as, “The act or process of educating or being educated, the knowledge or skill obtained or developed by a learning process, a program of instruction of a specified kind or level, the field of study that is concerned with the pedagogy of teaching and learning, as well as an instructive or enlightening experience” (No author). People begin their education from day one till the day they die. Every day we learn new things in different ways. Whether someone is just telling us some random fact or you are sitting in a classroom being lectured by a professor. The main focus of this classical argument involves the learning that is done in the classroom or lecture hall in the schools of America today. The question arose as to which style of teaching is most effective in sparking the minds of the receivers to make them become transformers of their education? Would the “banking concept” of teaching be more effective, where “the scope of the action allowed to the students extends only as far as receiving, filing, and storing the deposits” (pg. 260). Or would the “problem posing” style of teaching be the most effective, where by “responding to the essence of consciousness—intentionally—rejects communiqués and embodies communications. It epitomizes the special characteristic of consciousness” (pg. 265). In this essay I intend persuade you the audience to take in my experiences and the experience of two other authors, whom I will be showing you later, and take a look from my point of view.
One might say there is a strong argument for the requirement of financial literacy for students in America. Americans continue to have increased balances on their credit cards as well as show a continued increase in bankruptcy filings according to statistics. Even the “baby boomer” generation is no longer exempt from financial hardships, as their generation has recently taken the title of “Fastest Growing Bankruptcy Demographic” from the 25 – 34 year olds (Linfield, 2011). Would it not make sense to say that Americans need to learn how to budget and borrow more wisely? Would not the best place to start be in schools? Well, the answer to that question is not a simple one.
In conclusion, college is a huge milestone in a person 's life. What they do with their time and money during those years can be crucial to what they get out of it. General education classes should not be a requirement because they have already been taught a majority of the curriculum in high school, some of the classes can have nothing to do with your major, and it can be a waste of money by spending it on classes that they are not interested in. By making it a requirement to take general classes, you are taking away time that they could be devoting to their interests and major. College should be a time where you focus on learning what you are gonna do for the rest of your life, not trying to learn every possible subject that a school can offer.
The “banking” concept affects two social classes, which are the working class and the middle class schools. I enrolled in a middle class school were we all wrote down what the teacher said. Whatever they write on the board, we would copy down. During my senior year, last semester, I took an Economics class that took no work to pass the class. Our teacher, Mr. Adkins, would simply tell the students, “This is what we’re going to do in class today….” He list the topics out and it w...
In The “Banking” Concept of Education, Paulo Freire effectively uses tone, ethos, pathos, and logos to argue that his proposed Problem-Posing education system is better than the common banking concept of education (Freire 33). The audience that Freire is writing to is going to consist of teachers and students. Teachers and students are effected most of all by the system of education that is used, and they are the ones that care most about how students are educated. In The “Banking” Concept of Education, Freire compares the current method of education to a monetary banking system where the information is deposited by the teacher into the students, and then the teacher withdraws the information when they please (27). Freire argues that the banking
Making improvements on our financial literacy results in a wave of impacts on our economy and the financial health in our society because of responisble behiavior with our finances. These modifications to our behavior are neccesary because it let's us address primary cultural problems, for example over-credits on your purchases, mortgages possibly resulting in debt, dealing with expectations on inflation and also planning on your retirement.
How do students become financially prepared for the real world? Students go through school for quite a few years, they learn reading, math, science, etc. But there is not a finance class to teach students the basics of finance. Now you might think that students wouldn't take the class. That is why you could implement a school currency system. A currency system would be helpful in many ways, although many people are against it, because there could be some flaws in the system. Helping students improve grades, improving daily attendance, teaching important life skills, and improving a students level of responsibility, are reasons why a currency system should be implemented in school.
It is true that academic pursuit of education is rigorous and many systems of education are needed to be incorporated. However, if banking education is consumed over problem-posing education, then we dehumanize the persons in the system when we should in fact driving towards a liberating experience for them.
The Traditional Theory of Banking In this paper author review the traditional theory of banking and attempt to examine the theoretical reasons for why banks exist. As a financial intermediation, the natures of the banks are to provide financial services and conduct the intermediary functions in the whole financial system by accepting deposits and making loans. The question raised here are how they conduct these roles and why the borrowers and lenders do not come together without the banks for the saving of intermediation costs, why both of the two parties are ready to pay for their services and what’s the value added by the banks? The paper proceeds as follows. Section 2 offers a traditional view of banks and describes the nature of them.
Never have I ever climbed a mountain peak. As a child, I imagined myself conducting expeditions in deep-frozen pathways, leading amateur explorers to the top of the world, and instructing rookies in surviving harsh blizzards. Even though slightly altered, my childhood dream has been achieved. I led a team of fellow classmates, in my Strategic Management course, to the success summit of a financial competition. Over the course of a semester, I and my teammates were supposed to create and manage a company of the IT industry, in a computer-simulated environment, along with other four rival teams. I dealt with strategy and financial matters of our virtual enterprise, while my colleagues were working on marketing and manufacturing. During the four months of the exercise, I have experienced finance from various aspects: capital budgeting, through selecting favorable investment for upcoming quarters; debt management, by assessing the necessary amount and efficiency of loans; profitability analysis and dividend policy, which had been used to compile the company’s general performance index. Working in a multinational team, which included an American, a Norwegian and a Moldovan, strengthen my negotiations skills, as well as flexibility and cooperation. But above all, this experience intensified my passion for finance. Of course, a pleasant bonus was the fact that, in the end, our company’s financial performance was six times the performance of second-best team.