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Effects of financial problems on students
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Last Thursday’s class was a reminder that poverty can be a constant cycle. One specific example was about “day of” lenders, who provide money up front with extremely high interest rates knowing the debtor could potentially be unable to repay their debts. In this case penalty charges can keep increasing the amount of money one owes and simultaneously start to dig a deeper and deeper hole. This example felt all too real, because as a student it almost seems impossible to start off life after college without having to take out some type of loan(s). It could be money for a vehicle all the way to buying a home, but either way you need to be able to pay off your debt by finding a job(s) with a wage that can. I hope to never find myself in a
Barbara Ehrenreich’s story, in her book “Nickel and Dimed,” was humbling to read. Her quote at the end of her book left me speechless. She states, “I grew up hearing over and over to the point of tedium that hard work was the secret to success: ‘Work hard and you’ll get ahead’ or ‘It’s hard work that got us where we are.’ No one ever said that you could work hard—harder even than you ever thought possible—and still find yourself sinking ever deeper into poverty and debt (220).’” When I first started to read this quote I thought it was going to be encouraging, but by the end my heart felt heavy for people like Ehrenreich that are stuck in poverty and can’t seem to get out, no matter how hard they work. It is such an eye opener to me because I have grown up hearing things such as “work hard to get what you want”, which is similar to what Ehrenreich has heard as well, yet Ehrenreich didn’t find this to be true. Being privileged and having parents that support my financially is something that I take for granted.
Is college worth it? Is college worth the time and energy you invest? This is a question that many students ask themselves as the cost of college rises and jobs are harder to find. As a 27 year, old college student myself I really thought about this question. I had to think back when I first started college at the age of 18 and how I was excited about starting college. I easily got tired of all the work that it took to get the degree so I dropped out. After having my first child and trying to work and take of her and myself with only making minimal wages, barely get by that when I knew college is worth it. A college education is one of the most reliable paths to financial success for students and gives the opportunity
After graduation of my high school, I’ve decided not to attend college. I spent over three months preparing for college admissions. Over three months of studying for the SAT and writing essays for colleges. But, all this hard work was blown away in just a week. The week before the May 1st, the decision day, I had made my decision not to attend college. I have decided to return to my country and start working. Of course, there was a strong disagreement from my parents, but I didn’t hesitate. For the past years, I have worked in many different kinds of places and I have faced the true reality. This made me want to attend college and brought me to Concordia College.
After high school, there are many different opportunities that open up for everyone. Some people have the chance to go to a prestigious college right after they are done with their high school career. Others might just want a break from school and possibly take a year off. There are no right or wrong answers to what someone does after they finish high school. It all depends on the person's situation or what they feel is best for them. However, there may be some more benefits to taking a year off than going straight to college.
Poverty is a potential outcome for everyone. It’s sneaky and many people fall victim to it every year. No one believes that they have the potential to fall into debt, but it can happen through a string of bad luck, time running short, and other possibilities that can’t be controlled. People who are struggling with difficulty believe that there is no way out because no one will help them. However, there are ways for us, as a society, to help those who are short on income receive the help that they need. Many of the impoverished are thought to be slackers, addicts, or self-destructive to their lives. Society can help each other by dismembering the stereotypes given to people who are underneath the “Poverty Line” that they used as wedges between the classes. Labels given to those who’re poor have nothing to do with who they are as humans.
Honestly college at this certain point in time does not seem worth it. Everywhere else in the world college is free but the United States. People would feel more motivated to go to college if it was free. College is the main reason Americans are having to live such a hard lifestyle. My father did not go to college and makes eighteen dollars an hour. On the other hand my aunt did go to college and make twenty-four dollars an hour but is still paying back student loans so after paying all of her stuff back she only makes around fifteen dollars an hour that she gets to bring back and that doesn’t include taxes. That’s the reason college doesn’t seem like a good choice to make in life.
“Your assumptions are your windows on the world. Scrub them off every once in a while, or the light won't come in.” ("Isaac Asimov." Goodreads. N.p., n.d. Web. 01 May 2016.) This quote by Isaac Asimov perfectly states how I personally feel about assumptions. In any event, it is good to have an open mind, especially when it comes to people's personal experiences and struggles. It is better to be a thoughtful person rather than assuming things about people that may not be true. That being said, Assumptions about community college students are unfair and incorrect. Misled people say that community college students are unable to attend a four-year university. As well as a degree from a community college is not as good as a university degree. I
College is thought of as what every parent wants for their child, so they can go off andmake something of themselves. For the most part, this is true. Those who attend college arebetter off than those who do not, on average, earning far more than their undereducatedcounterparts. College is a worthwhile investment and should be pursued by all who have thechance because it helps students further their knowledge, it is a place to find who you are, and itgives them a different perspective of the world.College is worth the cost because if college was available for everybody and collegedegrees were handed out as commonly and at the same rate as high school diplomas then collegewould not be that special. Therefore, college would just be an extension of high school. Ifanyone could get their hands on a degree, how would you be able to get the job you want? It isbetter for college to cost money because if a student really wants to attend college and furthertheir education, they should have already been willing to pay or to find a way to pay for collegeto get the upper hand on the general
It is a norm and expectation in society today for students to pursue higher education after graduating from high school. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all time high with so many people graduating from college, and having difficulties finding jobs in their career fields, so they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.
As of today’s generation, it is significant for everyone to attend college because it will impact the future. Nowadays, students are struggling towards paying their college tuition. It is hard to attain a professional career, thus, some job requires vocational courses composed of skilled and experienced laborers. The professionals pass through various challenges for them to achieve their professions’ education. Was it simple? Prosperously, there are bunches of ways to accomplish the education of each individual.
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
A diverse array of arguments concerning the costly price of college and its equivalence to the ultimate result of attending persists along a vastly debatable spectrum of economic and social influences. Those seeking a better standard of living by the means of higher education often find themselves in conditions that are more adverse than their lifestyle prior to attending college. Efforts to dwindle the expenditure of college education have the potential to produce a heightened reality of the world, with intellectual knowledge as a pivotal key. The expensive cost and limitability of a college education has potential to invoke incentive to work harder in one’s studies; however, the cost can crush individuals enrolled, obtaining a college degree does not ensure employment, and an excessive number of individuals are hesitant to attend college in the first place due to the prevalent debt tied to its completion.
A college education is necessary today in society. Students can focus on their academics and try to get a high score. The cost of education for each student has become more difficult to afford. Thus, many students and teachers wonder if free college tuition must be granted. Free education must be responsible and funded by the U.S. government because it will help students focus on their studies, and encourage them to work harder in school. Even thought many people think that education must be free, it is very important for many reasons such as the economy, quality of education, and value of a college degree.
Are you currently trying to achieve huge goals in your life? If this is true for you, then most likely college will be a useful stage in your life. College is a big part of people’s journey and it is very important to stay focused on your goals. If you truly desire to be successful then not getting behind, studying properly, and organization is key to help you survive.
Bills, stress, responsibility, no free time, and possibly living paycheck to paycheck. Doesn’t sound ideal to a young adult who is fresh out of high school ready to start their new life and contemplating college. Priorities will change, you have to learn to adapt to the new workload. Completing all of it in a timely manner will be difficult. That said, all the opportunities and new skills you will receive after college will make you grateful for attending and sticking through all the negatives.