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The effects of family financial problems on students
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Claim: Although higher education access has expanded in the past several decades, single parents attempting to complete college face may difficulties in their path to degree completion. Therefore, universities must make policy changes to adequately adapt to this growing number of college students and help them achieve their academic goals. APA Citation: Goldbrick-Rab, Sara and Sorenson, Kia (2010). UNMARRIED PARENTS IN COLLEGE. The Future of Children, Volume 20, Number 2, pp. 179-203. 1. Sara Goldrick-Rab and Kia Sorenson write, Contrary to the expectation that access to college consistently promotes family stability and economic security, deficiencies in policy lead college attendance to have adverse consequences for some families headed
If you graduate from college, and want to start a family one day. Your choice in going will amplify your children’s interest in going as well. If you expect your children to go to college but you did not, then who is to blame for their poor decision? Going to college now can start a tradition in your family that could live on for decades. Research shows that someone with a bachelor’s degree makes almost two times more than one who does not have one. High school graduates make an average of $28,000 and college graduates with a four-year degree make $45,500. It is also proven that the unemployment rate is lower for people who have a bachelor’s degree. As a result high school graduates are more prone to living in poverty once out of high school. College should be a requirement because many college graduates earn more than high school graduates. Bill Gates is the most successful man in the world and he went to college. Carlos Slim is the second richest man in the world and he too went to college. What I am trying to say is that the top two wealthiest and successful people in the world have gone to some degree of secondary education. This is not complicated math. If you go to college you will increase your probability of becoming successful or becoming even more
Everyone knows that person from high school that just wasn’t cut out for college. It’s not a bad thing by any means, but if you’re thinking about heading off to college like many American teenagers often do, think about this: going to college can be a waste of both your time and your money. I’m not the first to say it, and I sure as hell won’t be the last. In Stephanie Owen and Isabel Sawhill’s essay, Should Everyone Go to College?, the two authors take a strong economic approach to justify going to college. Owen, an ex- senior research assistant at Brookings’ Center on Children and Families and current research associate at the Urban Institute, a nonpartisan center for research on the problems of urban communities, and Sawhill, the co-director
First, attending college effects financial awareness. College needs to reduce the cost of their tuition to help students that are struggling financially. The benefit of lowering college tuition fees including the fact that higher education is often a standard job requirement in many fields, but also that lower tuition costs increases the accessibility of education, which in turn creates social mobility that is often beneficial to the economy. Freeman Hrabowski, President of the University of Maryland, Baltimore County read an article by New York Times called “College is for Suckers.” He mentions that the article “echoes an increasingly common refrain that college is too expensive, that students are taking unmanageable debt.” (Hrabowski 259). even though Freeman states that there are college prep
The author, Julia Brookshire Everett commenced the article, “Public Community Colleges: Creating Access and Opportunities for First Generation College Students”, by first characterizing first- generation college students and also expounding on the difficulties first-generation students encountered when acquiring post-secondary degrees. According to Everett (2015), the term ‘first- generation college student’ was first coined in the 1960s in order to regulate student eligibility for federally financed programs to aid students from low-income households.
Smith, Rodney K. "Column: Yes, a College Education Is worth the Costs." USAToday.com. USA Today News, 06 Dec. 2011. Web. Nov 2. 2015.
In order to maintain a normal lifestyle, single mothers have to shoulder a lot of responsibilities- running errands and spending time with their kids, besides having to work for long durations at office. Statistically speaking, almost 38 out of every 100 single moms lie below the poverty level, which can be obviated if they possess a bachelor’s degree. For receiving proper education, women like these need financial aids to support themselves through undergraduate school. Thus, keeping in mind such conditions, certain college scholarships have been proposed to financially assist single mothers.
While college may be initially uneconomical, evidence from a 1959 census shows a “three-fourths of earning difference” between those who graduated from college and those who merely received a high school diploma (Weisbrod et al 495). Weisbrod and Karpoff acknowledge the high cost of college in America, but assert the benefits of a college degree will more than reimburse a person in the long run, therefore the initial cost of attending a college is worthwhile. (Weisbrod et. al). Furthermore, this indicates only “one-fourth of the earnings differences are attributed...to non-schooling factors”, which proves the significant role college plays in determining the future earnings of an individual (Weisbrod et. al 497). College appears to be the most influential factor in regards to a person's earnings, therefore according to Weisbrod and Karpoff, college is necessary for a person who wishes to obtain a higher expected income. Even students who attend mediocre to below-average colleges will receive “a lifetime income that is [around] 10 percent lower ...than that which someone at one of the best schools can expect” (Weisbrod et. al 497). Weisbrod and Karpoff contend even low-tier colleges result in higher earnings, therefore a student should strive to attend any college regardless of the
Manning WD, Smock PJ. 1997. Children's living arrangements in unmarried-mother families. J. Fam. Issues 18:526 44
In today’s society, the cost of attending college to earn a degree continues to increase, which results in an increase in students needing financial aid. A determining factor in how much a student receives is dictated by the Earned Family Contribution (EFC). The EFC is mandated by Congress as a part of the required Free Application for Federal Student Aid (FAFSA) that every student must fill out in order to apply to college. Steve Cohen, an Op-Ed Contributor to the New York Times and author of “A Quick Way to Cut College Costs” believes that the EFC is flawed in that it does not accurately depict how much a family can contribute to the cost of a student’s education. Cohen’s solution is for Congress and the President to drastically cut the EFC to realistically reflect the unequal rise in college tuition and average household income.
In the 21st century, if an individual decides to make a major commitment or resolution, they have the utmost support from their peers and family members. However, when a first-generation college student decides on furthering their education, the dearest people close to the student seem to disappear. Linda Banks-Santilli (2015) claims that first-generation students apply to a single college and without the help of a parent (para. 13). Although Banks-Santilli does not say so directly, she assumes that the students can not afford multiple application fees and the students are unsure on how to determine which college is a good fit, as their parents have not taken them on a college tour. I agree that first-generation students have far less help
Education comes at a high price for this generation and not just financially. Going to college can give students plenty of debt with no promise of a job in return, which can set a student father back on their course of life. Young adults trying to start their lives by going to college encounter many setbacks. Today the average cost for a private university is $25...
2. Dowd, Nancy. In Defense Of Single Parent Families. New York: New York University, 1997
College can be a very stressful time in a student’s life. Researchers conducted three studies regarding the relationship between financial literacy and the completion of a degree, and if students have a harder time adapting to university than continuing -generation female students based on their current involvement with their own parents. They also measured the total amount of stress a student might have about attending university. This literature review will provide first generation male and female college students reasoning’s why they should not be hindered in graduating with a college degree compared to continuing-generation students; following with a correct support system, stress
Mueller, D. P., & Cooper, P. W. (2008). Children of single parent families: how thye fare as young adults. Retrieved from http://jstor.com
Within the growing number of women in higher education, there is a growing population of students who are also mothers. Mothers attempting to obtain a degree contend with home and family demands that affect their degree completion rates (Carney-Crompton & Tan, 2002; Home, 1998). These postsecondary education students, unlike their traditional peers, are not developing into adult identities that are supported by a traditional college setting (Arnett, Ramos & Jensen, 2001; Arnett, 2000) but instead already have an adult identity as a mother (Wilsey, 2013) with a different set of needs and because of the familial responsibility motherhood brings with it these women are no longer “traditional” students (Cross, 1981; Bean & Metzer, 1985, 1987; Hazzard, 1993; Nora, Kraemer, & Itzen, 1997; Sundberg, 1997). Further, existing research on postsecondary education indicates that, for many nontraditional students, financial, social, and emotional complexities that accompany maintaining the roles of parent and student simultaneously can impair their abilities to obtain a degree and could lead to “stopping out” or “dropping out” of their postsecondary education (Bonham & Luckie, 1993; Des Jardins et al., 1999; Hoffer & Welch, 2006; Kerber, 2005; Pascarella & Terenzini, 1991).